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Find Commercial Insurance Agents in Caledonia, MN

Browse commercial insurance agents serving Caledonia, Minnesota. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Caledonia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 commercial insurance agents in Caledonia, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Klug Insurance Agency, LLC
123 E Main St, Caledonia, MN 55921
(507) 725-9316 kluginsurance.com
Danielson Insurance
112 E Grove St, Caledonia, MN 55921
(507) 725-3344 danielsoninsuranceagency.com

Commercial insurance agents in Caledonia, Minnesota help local businesses find coverage for property, liability, and workers compensation. These agents understand Minnesota specific requirements such as the states mandatory workers compensation laws for most employers. They work with multiple carriers to match policies to your business needs.

What Does a Commercial Insurance Agent in Caledonia Cost?

Typical costs for commercial insurance in Minnesota vary by business size and industry. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and class codes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do businesses in Caledonia typically need?
Most businesses in Caledonia need general liability insurance, property insurance, and workers compensation insurance. Minnesota law requires workers comp for businesses with one or more employees. Additional coverages like commercial auto or professional liability may be needed depending on your industry.
How does Minnesota law affect commercial insurance requirements?
Minnesota requires employers to carry workers compensation insurance for all employees unless exempt. The state also has specific minimum liability limits for commercial auto policies. A local agent can explain how Minnesota statutes affect your coverage needs.