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Find Commercial Insurance Agents Near You in Lake Elmo, MN
Looking for a commercial insurance agent in Lake Elmo? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Lake Elmo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 commercial insurance agents in Lake Elmo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zignego Agency Inc
8975 33rd St N, Lake Elmo, MN 55042
(651) 777-8788
zignegoinsurance.com
Honey Bear Insurance Agency LLC
8530 Eagle Point Blvd Suite 100 #113, Lake Elmo, MN 55042
(651) 432-4164
honeybearinsurance.com
Commercial insurance agents in Lake Elmo help local businesses find coverage for property liability and workers compensation. Minnesota law requires most employers to carry workers compensation insurance. An agent can explain policy options and help you meet state filing requirements.
What Does a Commercial Insurance Agent in Lake Elmo Cost?
The cost of commercial insurance in Minnesota varies by industry size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for a full package. Workers compensation rates are set by the state based on class code and payroll. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Lake Elmo businesses need?
Common coverages include general liability property insurance and commercial auto. Minnesota requires workers compensation for businesses with one or more employees. An agent can also advise on professional liability and cyber insurance.
How does Minnesota law affect commercial insurance in Lake Elmo?
Minnesota Statute 176.021 requires employers to secure workers compensation coverage. The state also has specific rules for commercial auto insurance minimums. An agent familiar with these laws can help ensure your business stays compliant.
What information do I need to get a commercial insurance quote in Lake Elmo?
You will need details about your business operations revenue number of employees and property locations. An agent will also ask about your claims history and any specialized equipment or vehicles.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.