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Compare commercial insurance agents in Osseo. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Osseo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 commercial insurance agents in Osseo, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Girtz Insurance & Financial Services
309 Central Ave, Osseo, MN 55369
(763) 493-4555
girtzfs.com
City Country Agency
317 Central Ave, Osseo, MN 55369
(763) 425-4151
citycountryinsurance.com
What Does a Commercial Insurance Agent in Osseo Cost?
Commercial insurance costs in Osseo Minnesota vary by business type, size, and risk factors. A small retail store might pay 500 to 1,500 dollars per year for general liability. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll for low-risk industries. Commercial auto insurance for a single vehicle often ranges from 1,200 to 2,500 dollars annually. These figures are general estimates. Your actual cost depends on your specific business operations and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Osseo businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto insurance. Minnesota law requires workers compensation for most employers with one or more employees. A local agent can help you assess your specific risks.
How does Minnesota law affect commercial insurance requirements?
Minnesota Statutes Chapter 176 requires employers to carry workers compensation insurance. Businesses with vehicles must meet minimum liability limits of 30/60/10 for bodily injury and property damage. Agents in Osseo stay current on these state regulations.
Can a commercial insurance agent help with business interruption coverage?
Yes. Business interruption insurance replaces lost income if your Osseo business must close due to a covered event like a fire or storm. An agent can help you calculate the right coverage amount based on your revenue and expenses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.