The top-rated commercial insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, SouthGroup Insurance Services/Lighthouse Insurance Services Inc. This directory lists 17 commercial insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 5 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 8 | IDR Agency | 15506 Lemoyne Blvd Ste B | (228) 273-4062 |
| 9 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
| 10 | Worldwide Insurance Agency | 1684 Pass Rd Suite B | (228) 432-7181 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi metro area by offering commercial insurance agent services for local businesses. This agency works with company owners to secure coverage that protects their assets and operations. Policies are often tailored to match the specific risks faced by enterprises in the region, including storm-related exposure along the Gulf Coast. Specific services it handles in this area include general liability insurance and commercial property insurance.
OakTrust Insurance Group offers a comprehensive range of commercial insurance services for businesses throughout the Biloxi, Mississippi area. It provides tailored coverage options to address various operational risks, along with proactive policy reviews and account management services designed to help maintain appropriate protection as business needs evolve. The company assists clients with claims advocacy and periodic coverage assessments to identify potential gaps. OakTrust Insurance Group serves a diverse array of property types, including single-family homes, apartments, retail spaces, and restaurants.
McMurphy Insurance serves local business owners, property managers, and commercial operators in Biloxi, MS with liability, property, and workers’ compensation coverage options. The agency helps entrepreneurs protect their assets and navigate insurance requirements specific to Gulf Coast commercial enterprises. It provides customized risk assessments and policy recommendations tailored to each client’s industry and scale of operations. McMurphy Insurance also extends its commercial insurance services to clients throughout the surrounding Harrison County metro area and neighboring Gulfport communities.
SouthGroup Insurance Services/Lighthouse Insurance Services Inc serves Biloxi, Mississippi and its surrounding communities. The agency handles commercial insurance agent work, connecting local businesses with appropriate coverage options for their operations. This includes assessing each client’s specific risks and needs to recommend tailored policies. For a typical job, it gathers detailed business information, reviews available insurance markets, and presents clear coverage choices so the client can decide with confidence.
US Select Insurance LLC in Biloxi, MS specializes in creating customized coverage plans for a wide range of local business types. As a commercial insurance agent, it helps companies manage risk through policies for property, liability, and workers’ compensation. The agency works closely with clients to assess their specific operational needs and match them with appropriate insurer options. During the peak Atlantic hurricane season, it assists businesses in reviewing and updating policies to ensure adequate protection against wind and flood damage.
As hurricane season approaches on the Mississippi Gulf Coast, local businesses in Biloxi seek dependable coverage for their property and operations. Coastal Select Insurance, LLC offers tailored commercial insurance policies designed to protect against these seasonal risks while also addressing daily liability and asset protection needs. Understanding the unique requirements of Blue Coast enterprises, the agency works closely with each client to customize insurance solutions that ensure business continuity. An in-person assessment of the business premises typically begins the process of identifying appropriate coverage options and required limits.
Beacon Insurance Services, Inc. in Biloxi, MS distinguishes between one-time policy setups and ongoing risk management service options for commercial clients. Their coverage work typically includes liability, property, and workers' compensation solutions tailored to local business operations. As a commercial insurance agent, they help area companies assess hazards and secure appropriate protection against regional exposures. Ongoing policy reviews and claims assistance are provided, with the service delivery running primarily on a scheduled, as-needed basis for renewal periods and mid-term adjustments.
IDR Agency provides comprehensive risk management solutions for businesses throughout the Biloxi area. As a commercial insurance agent, the company specializes in tailoring coverage packages that address specific operational exposures. The agency can assemble policies for general liability, property protection, and workers’ compensation alongside specialized endorsements. Commercial clients in need of robust coverage may include professional offices with client interaction, warehouse facilities managing inventory, food service establishments handling equipment and perishable goods, and various other regional enterprises requiring diligent asset safeguarding.
Mattina Insurance Agency Inc in Biloxi, MS helps local homeowners protect their residential properties from common coastal risks. They also offer commercial insurance coverage tailored to businesses operating throughout the broader Gulf Coast region. Their agents work closely with clients to review policy details, identify potential coverage gaps, and adjust plans as local conditions change. Between regular visits, customers can reach out for follow-up support, including policy updates or claims assistance after a storm or business interruption.
What Does a a Commercial Insurance Agent in Biloxi Cost?
Commercial insurance costs in Mississippi vary widely by industry and risk level. A small retail shop might pay between 500 and 2,000 dollars per year for general liability. A construction company could pay 5,000 to 20,000 dollars annually for a package policy. Workers compensation rates in Mississippi are set by the state and average around 1.50 dollars per 100 dollars of payroll for low-risk jobs. This is general information and not insurance advice.
About commercial insurance agents in Biloxi
Commercial insurance agents in Biloxi Mississippi help business owners protect their assets with tailored policies. Mississippi law requires certain businesses to carry workers compensation insurance if they have five or more employees. A local agent can guide you through these requirements and find coverage for your specific industry.
Frequently Asked Questions
What types of commercial insurance are required in Mississippi?
Mississippi law requires workers compensation insurance for businesses with five or more employees. Commercial auto insurance is required for any vehicle used for business purposes. Other coverages like general liability and property insurance are not legally required but are often mandated by lenders or landlords.
How do I choose a commercial insurance agent in Biloxi?
Look for an agent who is licensed in Mississippi and has experience with your type of business. Ask about their knowledge of local risks such as hurricane exposure and coastal flooding. A good agent will review your operations and recommend appropriate coverage limits.
What factors affect commercial insurance costs in Biloxi?
Costs depend on your business type, number of employees, revenue, and claims history. Location in Biloxi near the Gulf Coast can increase property and flood insurance premiums. Mississippi insurance rates are regulated by the Mississippi Insurance Department to ensure fairness.
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