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Find Commercial Insurance Agents in Maryland Heights, MO

Looking for a commercial insurance agent in Maryland Heights? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Maryland Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 5 commercial insurance agents in Maryland Heights, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Spotanski - State Farm
11815 Dorsett Rd, Maryland Heights, MO 63043
(314) 291-3388 saraspotinsurance.com
McCarthy Insurance Group LLC American Family Insurance
929 Fee Fee Rd # 101, Maryland Heights, MO 63043
(314) 343-4502 amfam.com
The Kelsi Stulce-Hull Agency LLC American Family Insurance
929 Fee Fee Rd Suite 102, Maryland Heights, MO 63043
(314) 205-9444 amfam.com
The Graf Group Insurance
6 Fee Fee Rd, Maryland Heights, MO 63043
(314) 291-1600 grafgroupinsurance.com
Executive Financial Group, LLC
12061 Dorsett Rd, Maryland Heights, MO 63043
(314) 878-4950 efgmo.com

Commercial insurance agents in Maryland Heights Missouri help local businesses find coverage for property liability and workers compensation. Missouri law requires businesses with five or more employees to carry workers compensation insurance. An agent can guide you through these requirements and help you select appropriate policies for your specific industry.

What Does a Commercial Insurance Agent in Maryland Heights Cost?

Commercial insurance costs in Missouri vary widely by industry and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction company could pay 5000 to 15000 dollars annually. Workers compensation rates in Missouri average around 1.50 dollars per 100 dollars of payroll for low risk jobs. These are general estimates and your actual cost depends on your specific business operations and claims history. This information is for general purposes and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do businesses in Maryland Heights need?
Common coverages include general liability property insurance and workers compensation. Missouri law mandates workers comp for most employers with five or more employees. Your agent can also recommend business interruption or commercial auto insurance based on your operations.
How do I choose a commercial insurance agent in Maryland Heights?
Look for an agent licensed in Missouri with experience in your industry. Ask about their carrier network and claims support. Check online reviews and request quotes from multiple agents to compare coverage options and pricing.
Can a commercial insurance agent help me comply with Missouri regulations?
Yes agents can explain Missouri specific requirements such as workers compensation thresholds and commercial auto liability limits. They help ensure your policies meet state laws and protect your business from common risks in the St Louis area.