The top-rated commercial insurance agent in Great Falls, Montana is Balthazar Insurance Agency, rated 5.0 stars across 42 reviews. Other highly rated options include Tammy J Quintrell-Stubbs: Allstate Insurance, Advanced Agency Alliance, Mike Smith - Representing Smith Family Insurance Agency. This directory lists 20 commercial insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 2 | Tammy J Quintrell-Stubbs: Allstate Insurance | 518 9th St S | (406) 453-9460 |
| 3 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 4 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 5 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 6 | Marsh McLennan Agency | 405 3rd St NW 3rd floor | (406) 761-1160 |
| 7 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 8 | McMeel Insurance Agency | 721 Central Ave Suite 209 | (406) 453-1580 |
| 9 | Farmers Union Insurance | 300 River Dr | (406) 761-0242 |
| 10 | Fosse Insurance Inc | 222 15th St S ste a | (406) 510-3460 |
Balthazar Insurance Agency serves commercial clients in Great Falls and the surrounding communities of Cascade County, offering commercial insurance policies to protect local businesses. The agency handles general liability, property, and workers’ compensation coverage tailored to various industries. To evaluate a typical job, the agency first reviews the specific risks and operational needs of the client before providing coverage options. This approach ensures protections are aligned with business size and industry type.
Tammy J Quintrell-Stubbs: Allstate Insurance serves the Great Falls, Montana, metro area as a commercial insurance agent. The company assists local businesses by providing commercial coverage options to protect against common operational risks. Policies are available for various business types requiring liability protection. The agency also addresses specialized needs such as commercial property insurance. Specific services in this area include general liability and business property insurance.
Advanced Agency Alliance provides commercial insurance services in Great Falls, Montana, including general liability, property, and workers’ compensation coverage. It offers ongoing policy reviews and risk management support to help businesses maintain appropriate protection throughout the year. Service plans include periodic account evaluations and claims assistance tailored to each client. The company serves a range of properties, including single-family homes, apartments, retail spaces, restaurants, and other commercial sites requiring tailored insurance solutions.
Mike Smith, representing the Smith Family Insurance Agency in Great Falls, MT, distinguishes between one-time commercial coverage policies and recurring service plans that adjust with evolving business needs. As a commercial insurance agent, he assists local enterprises with property, liability, and workers’ compensation protections tailored to regional operational risks. His service runs on an as-needed basis, allowing clients to request policy reviews or modifications whenever their business circumstances change rather than adhering to a fixed schedule.
Cogswell Insurance Agency serves local business owners, property managers, and commercial operators in Great Falls, Montana, by helping them secure liability, property, and workers’ compensation coverage tailored to their specific operations. The agency works to understand each client’s risk profile and then assists in comparing policies from various carriers to find suitable protection. It provides the same range of commercial coverage services to clients throughout Cascade County and the neighboring community of Black Eagle.
Marsh McLennan Agency in Great Falls, MT provides specialized commercial insurance consultations for a variety of local business sectors. The agency focuses on assessing industry-specific risks and designing comprehensive coverage plans that protect assets, property, and daily operations. Its general services include evaluating liability exposures and recommending appropriate policies for regional enterprises. As winter approaches in Montana, the company frequently helps clients review their snow removal liability plans to reduce potential claims from icy parking lots and walkways.
As the winter months bring hazardous road conditions across north-central Montana, Tschetter Agency- Farmers Union helps Great Falls businesses secure coverage for fleet vehicles and property damage common in the region. This local commercial insurance agent works with ranchers, retailers, and contractors to assess liabilities tied to equipment, inventory, and general operations. Policies are tailored to match each entity's unique risk profile, ensuring protection without unnecessary extras. An initial on-site inspection of the business premises and existing safety protocols typically launches the consultation process.
McMeel Insurance Agency serves residential insurance needs for property owners in Great Falls, Montana, and also provides commercial insurance coverage for local businesses and independent operators seeking protection for their operations. The agency works with clients throughout the area to assess risk and secure appropriate liability and property policies. Routine follow-up occurs during the policy term, and repeat customers often receive service between regular visits to adjust coverage as needs evolve.
Farmers Union Insurance helps businesses in Great Falls manage their general liability and property coverage needs. The agency also offers specialized commercial auto policies and workers’ compensation protection. By assessing each client’s daily hazards and asset values, the company matches coverage to the specific operational exposure. Its commercial insurance programs serve a variety of local industries, including professional offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Great Falls Cost?
The cost of commercial insurance in Great Falls Montana varies by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 annually for combined coverage. Workers compensation rates in Montana are set by the state and depend on your industry classification and claims history. This is general information and not insurance advice.
About commercial insurance agents in Great Falls
Commercial insurance agents in Great Falls Montana help local businesses find coverage for property liability and workers compensation. Montana law requires most employers to carry workers compensation insurance through a state-approved plan or private carrier. Agents can also assist with commercial auto policies that meet Montanas minimum liability requirements.
Frequently Asked Questions
What types of commercial insurance do Great Falls businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Montana law requires workers comp for most employers with one or more employees. Agents can help tailor a policy to your specific industry and risks.
How do Montana workers compensation laws affect my business insurance?
Montana requires employers to provide workers compensation coverage unless exempt. The Montana Department of Labor and Industry oversees compliance. A commercial insurance agent can help you choose between a state fund policy or a private carrier plan.
Can a commercial insurance agent help with business interruption coverage?
Yes agents can add business interruption insurance to your policy. This coverage replaces lost income if your Great Falls business must close due to a covered event like fire or storm. It is not required by Montana law but is recommended for many businesses.