The top-rated commercial insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 commercial insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | Baasch Realty & Insurance | 216 N Cedar St | (308) 384-8090 |
Melissa Reed - State Farm Insurance Agent serves Grand Island, Nebraska, as a provider of commercial insurance agent services. The agency helps local business owners secure coverage to protect their assets and manage operational risks. Policies are tailored to meet the unique needs of various industries in the area. Liability protection and commercial property insurance are two specific services this agency handles for its clients.
Magiera & Associates, LLC American Family Insurance offers commercial insurance policies for a range of business needs. The agency provides ongoing policy reviews and claim support to help maintain adequate coverage. Its service includes periodic adjustments as business operations evolve. Agents work with clients to structure tailored liability and property protection. This commercial insurance agent serves single-family homes, apartments, retail, and restaurants in the Grand Island, NE area.
Lisa Willman’s agency serves local businesses, property managers, and commercial property owners in Grand Island, Nebraska. It provides tailored commercial insurance policies designed to protect assets, manage liability risks, and support operational continuity for enterprises of varying sizes. Professionals seeking coverage for office spaces, retail locations, or other business ventures can consult the team for personalized risk assessments and policy options. The agency also extends its services to business operators in the neighboring community of Hastings, ensuring comprehensive commercial insurance solutions across the region.
Serving Grand Island, Nebraska, and the surrounding communities, Farmers Insurance - Mark Porter provides commercial insurance agents to local businesses. It handles coverage for property, liability, and workers’ compensation needs. Protecting entrepreneurs from unforeseen operational risks like property damage or lawsuits is a primary focus. To manage a typical job, the agency first assesses the specific exposures a business faces, then matches those risks with appropriate coverage options from its available portfolio.
Edgewater Insurance + Real Estate in Grand Island, NE specializes in providing commercial insurance policies, including property and liability coverage for local businesses. It also serves general clients by assessing risks and customizing plans to protect assets and operations. For business owners in central Nebraska, this agency helps address concerns such as winter weather disruptions that can impact property and liability needs.
Swartzbaugh Insurance Service provides commercial insurance solutions for businesses in Grand Island, Nebraska, helping clients manage risk and protect their operations. The company specializes in tailoring policies with additional coverages such as liability protection and property endorsements. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments, addressing their unique insurance needs for daily operations and unforeseen events.
Shelter Insurance - Paul Hoos offers commercial insurance on either a one-time policy for a single project or a recurring policy for ongoing operations. Coverage typically includes property, general liability, and workers’ compensation to protect small and mid-sized businesses in Grand Island, NE. The agent assists clients in evaluating their specific exposures to determine appropriate coverage limits and deductibles. Service is provided on an as-needed basis whenever a policy must be issued, renewed, or adjusted.
As Grand Island businesses prepare for seasonal shifts in inventory and liability, Ty Benton - State Farm Insurance Agent provides tailored commercial coverage to local owners. This agency helps entrepreneurs assess risks unique to retail, agriculture, and service industries in the area. Each policy focuses on protecting assets from common weather and operational challenges in central Nebraska. Initial conversations typically begin with a review of the business property and current operations. An agent then schedules an on-site inspection to fully document exposures and recommend appropriate policy limits.
Pathway Insurance Agency in Grand Island, NE is known for helping local businesses secure essential commercial coverage. The agency assesses each client’s unique operational risks to craft appropriate property, liability, and workers’ compensation policies. As a dedicated insurance broker, it connects businesses with multiple carriers to find competitive terms and cohesive coverage packages. Pathway can also advise clients on adding cyber liability protection to address digital threats specific to today’s commercial environment.
Baasch Realty & Insurance serves Grand Island, NE, addressing residential insurance needs for local homeowners and tenants. The agency also secures commercial coverage for area businesses, helping protect properties, liability, and operational assets. The company provides ongoing support to its clients, reviewing policy options as conditions change. Regular follow-up between scheduled visits ensures coverage remains appropriate for evolving residential and commercial circumstances.
What Does a a Commercial Insurance Agent in Grand Island Cost?
Typical costs for commercial insurance in Nebraska vary widely by business type, size, and coverage limits. A small retail shop might pay 500 to 2,000 dollars per year for general liability, while a construction company could pay 5,000 to 15,000 dollars or more for a full package including workers comp. Premiums depend on payroll, revenue, claims history, and location. This is general information, not insurance advice.
About commercial insurance agents in Grand Island
Commercial insurance agents in Grand Island, Nebraska help local businesses find coverage for property, liability, workers compensation, and commercial auto. Nebraska law requires all employers with one or more employees to carry workers compensation insurance. Agents in Grand Island understand the unique risks facing agricultural and manufacturing businesses in the central Nebraska region.
Frequently Asked Questions
What types of commercial insurance do Grand Island businesses need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. Nebraska law mandates workers comp for most employers. An agent can help you assess your specific business risks.
How do I find a commercial insurance agent in Grand Island Nebraska?
You can search online directories, ask other business owners for referrals, or contact the Nebraska Department of Insurance for a list of licensed agents in Hall County. Many agents offer free initial consultations.
Are there Nebraska specific rules for commercial insurance policies?
Yes. Nebraska requires employers to carry workers compensation insurance through a licensed carrier or self-insure. The state also has specific minimum liability limits for commercial auto policies. An agent can explain these requirements.