The top-rated commercial insurance agent in Reno, Nevada is Northtowne Insurance, rated 5.0 stars across 674 reviews. Other highly rated options include Express Insurance - Kietzke, Bearden Insurance Group Inc: Allstate Insurance, Freeway Insurance. This directory lists 25 commercial insurance agents serving Reno.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northtowne Insurance | 2880 Northtowne Ln Suite 101 | (775) 683-9019 |
| 2 | Express Insurance - Kietzke | 4088 Kietzke Ln | (775) 737-9300 |
| 3 | Bearden Insurance Group Inc: Allstate Insurance | 212 Lemmon Dr | (775) 800-9100 |
| 4 | Freeway Insurance | 530 Kietzke Ln | (775) 237-4083 |
| 5 | A and H Insurance | 3301 S Virginia St #115 | (775) 829-2600 |
| 6 | Farmers Insurance - Eric Olivas | 592 California Ave | (775) 993-8600 |
| 7 | Action Auto Insurance | 1100 E Plumb Ln Ste F | (775) 825-6789 |
| 8 | Melendres Insurance Professionals | 9190 Double Diamond Pkwy | (775) 432-3326 |
| 9 | High Sierra Insurance | 16520 Wedge Pkwy Unit 300 Building B | (775) 442-5888 |
| 10 | Centinela Insurance | 460 E Plumb Ln STE B | (775) 470-5100 |
Northtowne Insurance provides a full range of commercial insurance services for businesses in the Reno area, including general liability, property, and workers’ compensation coverage. The agency offers ongoing risk assessment and policy review services to help clients maintain adequate protection as their operations evolve. These service plans support businesses with regular updates and coverage adjustments. The agency writes policies for a variety of commercial properties, such as retail stores, restaurants, and office buildings.
Express Insurance - Kietzke serves the Reno, Nevada metro area and surrounding Washoe County as a commercial insurance agent. It assists local businesses in securing coverage tailored to their operational needs, including property and general liability policies that protect against unforeseen damage and third-party claims. The agency also helps firms manage risk with commercial auto insurance for company vehicles and workers’ compensation policies that cover employee injuries on the job. In this area, it handles liability protection for contractors and vehicle coverage for delivery fleets.
Bearden Insurance Group Inc: Allstate Insurance serves Reno, Nevada, and the surrounding communities throughout Washoe County. The agency specializes in commercial insurance coverage, handling policies for local businesses of various sizes and industries. This includes general liability, property, workers' compensation, and commercial auto protection to safeguard company assets and operations. For each client, the agency begins by assessing the specific risks and operational needs of the business, then builds a tailored policy to provide appropriate security and financial protection.
Freeway Insurance in Reno, Nevada helps businesses distinguish between one-time policy setups for specific projects and recurring plans for ongoing liability and property coverage. As a commercial insurance agent, the company advises clients on appropriate risk management solutions tailored to common local industry needs. Services for policy adjustments, renewals, and consultations are typically available on an as-needed basis rather than a strict recurring schedule.
Winter weather in Reno can quickly affect commercial fleets and property operations. A and H Insurance helps local businesses prepare by reviewing commercial policies addressing liability, workers' compensation, and asset protection. The agency works closely with business owners to explain coverage limits and exclusions. Their focus remains on matching insurance to actual operational risks. A typical first engagement starts with a walk-through inspection of the business premises to document current conditions.
Farmers Insurance - Eric Olivas is a commercial insurance agency in Reno, Nevada known for helping local businesses secure appropriate coverage. The agency serves a range of enterprises from small retail operations to larger commercial ventures, addressing needs such as liability protection and property insurance. Clients can work with the agent to identify risks specific to their industry and region. Specialty services include adding coverage for business interruption to protect income during unexpected closures.
Action Auto Insurance in Reno, Nevada, provides commercial coverage for businesses, helping clients manage risks related to property, liability, and vehicle fleets. The agency specializes in adding endorsements that tailor policies to unique operational needs, such as equipment breakdown protection or hired auto coverage. These options allow businesses to fill common gaps found in standard commercial packages. Commercial sectors served by Action Auto Insurance include offices, warehouses, and food service operations, each addressed with policy adjustments suited to their distinct liability and asset exposures.
Melendres Insurance Professionals serves the Reno area with a range of residential insurance solutions tailored to individual homeowners and renters. Beyond personal lines, the agency provides commercial insurance coverage designed to protect local businesses from property, liability, and operational risks. Clients can expect clear explanations of policy options for their specific residential or commercial needs. The team also coordinates follow-up service and policy reviews between regular visits to ensure ongoing coverage remains aligned with changing circumstances.
High Sierra Insurance is a commercial insurance agency based in Reno, Nevada, known for providing comprehensive business coverage to local enterprises. Its services include general liability, property insurance, and workers’ compensation policies designed to protect companies against common operational risks. The agency also offers specialized policies for diverse industry sectors within the region. For businesses requiring additional protection, High Sierra Insurance can arrange commercial auto coverage for fleet vehicles and company-owned automobiles.
Centinela Insurance serves the Reno, Nevada metro area and surrounding Washoe County as a Commercial Insurance Agent. The company helps local businesses secure coverage for their property, liability, and operational risks. Professionals can consult with the agency to structure policies that address general liability and workers’ compensation needs. The firm also supports clients with commercial auto insurance and business interruption protection.
What Does a a Commercial Insurance Agent in Reno Cost?
The cost of commercial insurance in Nevada varies widely by industry size and risk profile. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 20000 dollars or more annually for a full package including workers comp. Premiums are influenced by your location in Reno your claims history and the coverage limits you choose. This is general information and not insurance advice.
About commercial insurance agents in Reno
Commercial insurance agents in Reno Nevada help business owners protect their assets with tailored policies. Nevada law requires certain businesses to carry workers compensation insurance if they have one or more employees. A local agent can guide you through these requirements and find coverage for general liability property or professional liability.
Frequently Asked Questions
What types of commercial insurance do Reno businesses need?
Common types include general liability commercial property workers compensation and commercial auto insurance. Nevada law mandates workers comp for most employers with even one employee. Your agent can help you determine which policies fit your specific industry.
How does Nevada law affect commercial insurance requirements?
Nevada Revised Statutes Chapter 616A through 616D govern workers compensation. The state also requires proof of financial responsibility for commercial vehicles under NRS 482. Your agent must be licensed by the Nevada Division of Insurance to sell policies in the state.
What information do I need to get a quote from a Reno agent?
You will need your business license number annual revenue number of employees and details about your operations. The agent will also ask about your property value vehicle use and any prior claims history. This helps them find accurate quotes from multiple carriers.