The top-rated commercial insurance agent in Rochester, New Hampshire is Bernier Insurance Agency, rated 4.9 stars across 122 reviews. Other highly rated options include Keslar Insurance Agency - Rochester Office, Kevin Ryan - State Farm Insurance Agent, Fleury and Associates LLC. This directory lists 14 commercial insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bernier Insurance Agency | 32 Wakefield St | (603) 335-2345 |
| 2 | Keslar Insurance Agency - Rochester Office | 16 N Main St | (603) 602-1112 |
| 3 | Kevin Ryan - State Farm Insurance Agent | 197 Columbus Ave Ste 106 | (603) 332-5200 |
| 4 | Fleury and Associates LLC | 1 Windhaven Dr | (603) 973-9561 |
| 5 | Michael Testa - State Farm Insurance Agent | 73 Pickering Rd Ste 202-F | (603) 332-4444 |
| 6 | Hi Rise Insurance | 12 Charles St | (603) 332-1983 |
| 7 | The Healey Agency | 40 Winter St | (978) 255-3088 |
| 8 | Bernier Insurance Inc: Bowley Pauline | 32 Wakefield St # 1268 | (603) 335-2345 |
| 9 | Jenness & Jenness Agency | 663 Pickering Rd | (603) 332-3030 |
| 10 | Great Insurance New Hampshire | 95 S Main St | (603) 605-8087 |
Bernier Insurance Agency serves Rochester, New Hampshire, and the surrounding Strafford County area as a commercial insurance agent. The agency helps local businesses secure essential coverage to protect their operations and assets. It assists with evaluating risk and obtaining policies that meet the unique needs of each commercial client in this region. Among the specific services it provides are general liability insurance and workers’ compensation coverage for area businesses.
Keslar Insurance Agency in Rochester serves homeowners, businesses, and property managers by providing tailored commercial insurance agent services. It helps clients assess liability risks and secure appropriate coverage for their operations. The agency works with area companies to protect assets and manage business exposures efficiently. Its team focuses on understanding each client’s unique needs to recommend suitable policies. Located in Rochester, New Hampshire, it also provides commercial insurance solutions for businesses in nearby Dover and the broader Strafford County region.
Kevin Ryan - State Farm Insurance Agent in Rochester, NH provides a range of commercial insurance services, including general liability, property coverage, and business interruption protection. The agency offers personalized policy reviews and ongoing support to help local business owners adjust their coverage as their needs evolve. Clients receive assistance with claims filing and risk management advice tailored to their specific operations. The company services a variety of properties, including single-family homes, apartment buildings, retail spaces, and restaurants.
Fleury and Associates LLC serves commercial clients in Rochester, New Hampshire, and the surrounding communities of the Seacoast region. The agency handles various business insurance policies, including general liability, property coverage, and workers’ compensation. It works closely with local business owners to identify their specific operational exposures and risk management needs. To handle a typical job, the agency first conducts a thorough review of a client’s business operations and revenue before assembling coverage options from multiple different carriers.
Michael Testa of State Farm Insurance in Rochester, NH, assists local business owners in distinguishing between short-term, one-time commercial policies and ongoing, recurring coverage plans that renew annually or quarterly. Coverage options typically include general liability, property protection, and workers' compensation, tailored to reduce operational risks common in the area. Service arrangements for this commercial insurance agency can be set on a one-time basis for a single policy purchase, scheduled for periodic policy reviews each renewal cycle, or as needed when clients request endorsements or filing questions.
Specializing in general liability, property coverage, and workers’ compensation, Hi Rise Insurance provides tailored policies for small and mid-sized businesses in Rochester, NH. The agency advises local commercial clients on managing risk in retail, construction, and service industries, securing essential liability and property protection. It assists business owners in reviewing current plans to address evolving needs, such as increased inventory or new commercial vehicle exposures. During seasonal fluctuations in tourism or winter weather risks, Hi Rise Insurance helps commercial clients adjust their coverage to maintain continuous operations.
As spring construction ramps up in Rochester, local businesses often need updated liability coverage for new equipment and seasonal workers. The Healey Agency specializes in matching commercial clients with appropriate policies tailored to their specific operational risks. Whether a client runs a small retail shop or manages a larger contracting firm, the agency focuses on offering relevant coverage options without unnecessary extras. Their process begins with a thorough on-site inspection to assess each business's unique exposure, laying out clear recommendations from that initial visit.
Bernier Insurance Inc: Bowley Pauline provides commercial insurance coverage for businesses in the Rochester area. The agency specializes in tailoring general liability and property protection to meet operational risks unique to each client. Risk management consultations help local companies anticipate and mitigate common exposures. The agency serves a range of commercial sectors, including offices, warehouses, food service establishments, and similar enterprises.
Jenness & Jenness Agency assists clients in Rochester, New Hampshire, with residential insurance needs, while also providing commercial coverage for local businesses. The agency helps protect properties, vehicles, and liability for small to medium-sized enterprises in the region. Their commercial insurance services address common risks faced by companies operating in the area. Business clients typically call between regular visits to review policy adjustments, discuss seasonal changes, or inquire about additional coverage for new assets.
What Does a a Commercial Insurance Agent in Rochester Cost?
Commercial insurance costs in New Hampshire vary widely by business type, size, and location. A small retail shop in Rochester might pay 500 to 1,500 dollars per year for general liability, while a construction contractor could pay 3,000 to 10,000 dollars or more for combined coverages. Workers compensation rates are set by the state and depend on your industry classification and payroll. This is general information, not insurance advice.
About commercial insurance agents in Rochester
A commercial insurance agent in Rochester, New Hampshire helps local businesses find coverage for property, liability, and workers compensation. New Hampshire law requires most employers to carry workers compensation insurance for employees. An agent can guide you through state-specific requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do Rochester businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Hampshire law requires workers comp for businesses with one or more employees. Your agent can assess your specific risks and recommend appropriate policies.
How does New Hampshire law affect commercial insurance requirements?
New Hampshire is a tort state for auto insurance, meaning fault determines claims. The state also mandates workers compensation for most employers. Your agent can explain how these laws impact your coverage needs and policy options.
Can a commercial insurance agent help with business risk management?
Yes, agents often provide risk management advice beyond policy sales. They can review your operations, suggest safety improvements, and help you understand liability exposures. This service is valuable for Rochester businesses in industries like construction, retail, and hospitality.
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