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Find Commercial Insurance Agents in Freehold, NJ

Directory of commercial insurance agents in Freehold, New Jersey. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Freehold, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 commercial insurance agents in Freehold, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
StreetSmart Insurance
208 South St, Freehold, NJ 07728
(732) 462-8343 streetsmart.insurance
Prime Time Insurance Agency
22 Center St, Freehold, NJ 07728
(732) 640-1185 ptinsure.com
Leigh Agency
20 Court St #202, Freehold, NJ 07728
(732) 780-8338 leighagency.com
PFT&K Insurance Brokers
4400 US-9, Freehold, NJ 07728
(877) 849-8109 lawyerprotector.com

What Does a Commercial Insurance Agent in Freehold Cost?

The cost of commercial insurance in New Jersey varies widely by industry size and risk. A small retail shop in Freehold might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars or more for a package policy. Workers compensation rates are set by the New Jersey Compensation Rating and Inspection Bureau and depend on payroll and class code. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Freehold businesses need?
Common policies include general liability property insurance workers compensation and commercial auto. New Jersey requires commercial auto liability coverage for any business vehicles. An agent can help you assess your specific risks and legal requirements.
How do I choose a commercial insurance agent in Freehold?
Look for an agent with experience in your industry and knowledge of New Jersey insurance laws. Ask about their carrier network and claims support. A local agent can also advise on state-specific coverages like New Jersey commercial crime insurance.
Is commercial insurance required by law in New Jersey?
Yes for certain coverages. New Jersey law mandates workers compensation for most employers and commercial auto insurance for business vehicles. General liability is not required by state law but is often demanded by landlords or clients.