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Find Commercial Insurance Agents Near You in Ledgewood, NJ

Browse commercial insurance agents serving Ledgewood, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Ledgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 commercial insurance agents in Ledgewood, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Public's Adjuster LLC
111 Howard Blvd, Ledgewood, NJ 07852
(866) 629-7291 thepublicsadjusternj.com
SARASOHN & COMPANY
410 NJ-10, Ledgewood, NJ 07852
(973) 781-1000 sarasohnandcompany.com

What Does a Commercial Insurance Agent in Ledgewood Cost?

The cost of commercial insurance for a Ledgewood business varies by industry, payroll, revenue, and claims history. Small businesses in New Jersey typically pay between 500 and 3,000 dollars per year for general liability coverage. Workers compensation premiums are based on payroll and classification codes, often ranging from 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto insurance costs depend on the number of vehicles and driving records. These figures are general estimates and not insurance advice. Consult a licensed agent for a quote specific to your business.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Ledgewood businesses need?
Most Ledgewood businesses need general liability insurance and property insurance. New Jersey law requires workers compensation for businesses with employees and commercial auto insurance for any company-owned vehicles. An agent can help you identify additional coverages like professional liability or cyber insurance based on your specific risks.
How do New Jersey insurance laws affect my Ledgewood business?
New Jersey has specific requirements for commercial auto insurance minimums and workers compensation coverage. The state also follows a comparative negligence rule for liability claims, which can affect how insurance policies respond. A local agent understands these laws and can help you avoid gaps in coverage.
Can I bundle multiple commercial policies with one agent in Ledgewood?
Yes, many commercial insurance agents in Ledgewood offer business owner policies that bundle general liability, property, and business interruption coverage. Bundling can simplify management and may reduce overall costs. Ask your agent about package options for your industry.