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Looking for a commercial insurance agent in Ocean City? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 commercial insurance agents in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heist Insurance Agency
700 West Ave, Ocean City, NJ 08226
(609) 399-0655
heistinsurance.com
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060
mcmahonagency.com
Real Insurance NJ
251 West Ave, Ocean City, NJ 08226
(609) 875-4131
The Commercial Insurance LLC
1223 Asbury Ave, Ocean City, NJ 08226
(609) 726-5050
Commercial insurance agents in Ocean City New Jersey help local businesses secure coverage for property liability and workers compensation. New Jersey requires all employers to carry workers compensation insurance under state law. Agents can guide you through specific requirements for shore town businesses like restaurants and retail shops.
What Does a Commercial Insurance Agent in Ocean City Cost?
Commercial insurance costs in New Jersey vary widely based on business type size and location. A small retail shop in Ocean City might pay 500 to 1500 per year for general liability. A restaurant with workers compensation could cost 3000 to 8000 annually. Factors like claims history and coverage limits also affect price. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Ocean City businesses need?
Common coverages include general liability property insurance and workers compensation. New Jersey law mandates workers comp for most employers. Businesses near the boardwalk may also need flood or windstorm coverage.
How do I find a licensed commercial insurance agent in Ocean City?
You can search the New Jersey Department of Banking and Insurance website for licensed agents. Local agents in Ocean City understand the unique risks of coastal businesses. Ask for references from other business owners in the area.
Does New Jersey require commercial auto insurance for business vehicles?
Yes New Jersey law requires commercial auto insurance for any vehicle used for business purposes. Minimum liability limits are 15000 per person and 30000 per accident for bodily injury. Your agent can help you choose higher limits if needed.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.