Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 commercial insurance agents in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Loyd - State Farm Insurance Agent
145 N Franklin Tpke #333, Ramsey, NJ 07446
(201) 825-2100
randyloyd.com
Andrea DeBenedetto: Allstate Insurance
55 E Main St, Ramsey, NJ 07446
(201) 327-5700
agents.allstate.com
American Insurance Agency LLC
145 N Franklin Tpke, Ramsey, NJ 07446
(551) 866-1741
What Does a Commercial Insurance Agent in Ramsey Cost?
The cost of commercial insurance in New Jersey varies by business type, size, and risk level. A small retail shop in Ramsey might pay between $500 and $1,500 per year for general liability. A construction company could pay $5,000 to $15,000 or more for comprehensive coverage. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance does a Ramsey agent offer?
Agents in Ramsey offer general liability, property insurance, workers compensation, commercial auto, and professional liability. They can also help with specialized coverage for industries like healthcare or construction.
Is commercial auto insurance required in New Jersey?
Yes, New Jersey law requires commercial auto insurance for any vehicle used for business purposes. This includes trucks, vans, and cars used for deliveries or client visits.
How does workers compensation work in New Jersey?
New Jersey law requires most employers to carry workers compensation insurance. It covers medical bills and lost wages for employees injured on the job. An agent can help you comply with this state mandate.