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Find Commercial Insurance Agents in Rutherford, NJ

Directory of commercial insurance agents in Rutherford, New Jersey. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Rutherford, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 commercial insurance agents in Rutherford, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maiello & Manzi Insurance Agency
28 Elizabeth St, Rutherford, NJ 07070
(201) 991-0028 mm-insure.com
North East Insurance Agency
301 NJ-17 #800, Rutherford, NJ 07070
(973) 866-5821 northeastagencyllc.com
Berkley Luxury Group
301 NJ-17 N, Suite 900, Rutherford, NJ 07070
(201) 518-2500 berkleyluxurygroup.com

Commercial insurance agents in Rutherford, New Jersey help local businesses find coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance, making it a key part of any business policy. A local agent understands the specific risks faced by businesses in Bergen County and can tailor a policy to meet your needs.

What Does a Commercial Insurance Agent in Rutherford Cost?

The cost of commercial insurance in New Jersey varies widely based on business type, size, location, and claims history. For a small retail shop in Rutherford, general liability insurance might range from $500 to $1,500 per year. A mid-sized contractor could pay $2,000 to $5,000 annually for a package policy. Workers compensation rates are set by the state and depend on payroll and industry classification. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Rutherford businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. New Jersey law mandates workers compensation for most businesses with employees. A local agent can help you determine which coverages are necessary for your specific industry.
How do New Jersey insurance laws affect my business policy?
New Jersey has specific requirements for commercial auto insurance minimums and workers compensation coverage. For example, the state requires businesses with one or more employees to carry workers comp insurance. An agent familiar with NJ law can ensure your policy meets all legal standards.
Can I bundle multiple policies with one commercial insurance agent in Rutherford?
Yes, many agents offer business owner policies that bundle general liability and property insurance. Bundling can simplify your coverage and may provide cost savings. Your agent can review your needs and suggest the best combination of policies.