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Directory of commercial insurance agents in Scotch Plains, New Jersey. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Scotch Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 commercial insurance agents in Scotch Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Bartlett - State Farm Insurance Agent
431 Park Ave, Scotch Plains, NJ 07076
(908) 322-4373
jasonbartlett.net
John Powell - State Farm Insurance Agent
2253 South Ave Ste 8, Scotch Plains, NJ 07076
(908) 928-0900
thesavingsteam.com
Empire Insurance Group, NJ
Spruce Mill Ln, Scotch Plains, NJ 07076
(908) 400-0100
empireinsurance.us
Nelson C. Espeland: Allstate Insurance
2284 South Ave, Scotch Plains, NJ 07076
(908) 233-6300
agents.allstate.com
Shults Insurance Agency Inc.
377 Park Ave, Scotch Plains, NJ 07076
(908) 889-7444
shultsinsuranceagency.com
Allstate Scotch Plains Westfield
2284 South Ave, Scotch Plains, NJ 07076
(908) 233-6300
agents.allstate.com
Farmers Insurance - Sammy Jimenez
1791 E 2nd St, Scotch Plains, NJ 07076
(908) 264-0100
agents.farmers.com
Gottesmann Agency
1906 Westfield Ave # A, Scotch Plains, NJ 07076
(908) 322-2304
Commercial insurance agents in Scotch Plains, New Jersey help local businesses obtain coverage for property, liability, and workers compensation. New Jersey law requires all employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and find policies tailored to your business type.
What Does a Commercial Insurance Agent in Scotch Plains Cost?
The cost of commercial insurance in New Jersey varies widely. A small retail shop might pay 500 to 1500 dollars per year for general liability, while a construction company could pay 5000 to 15000 dollars or more. Workers compensation rates are set by the New Jersey Compensation Rating and Inspection Bureau and depend on payroll and industry class code. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do businesses in Scotch Plains need?
Most businesses need general liability insurance, property insurance, and workers compensation. New Jersey law mandates workers comp for all employers with one or more employees. Depending on your industry, you may also need commercial auto, professional liability, or cyber insurance.
How do New Jersey insurance laws affect my business coverage?
New Jersey requires businesses with vehicles to carry at least 25000 dollars in bodily injury liability per person and 50000 dollars per accident. Workers compensation benefits are set by state statute and cover medical expenses and lost wages. An agent can explain how these laws apply to your specific operations.
Can a commercial insurance agent help me lower my premiums?
Yes, an agent can review your risks and suggest ways to reduce premiums, such as bundling policies or increasing deductibles. They can also help you qualify for discounts by implementing safety programs or choosing a higher deductible. Premiums vary based on your business size, industry, and claims history.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.