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Compare Commercial Insurance Agents in Carlsbad, NM

Compare commercial insurance agents in Carlsbad. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 18 commercial insurance agents in Carlsbad, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bonnie Ornelas - State Farm Insurance Agent
304 N Canyon St Ste A, Carlsbad, NM 88220
(575) 887-7681 bonnieornelas.com
George Gandy Insurance
710 N Canyon St, Carlsbad, NM 88220
(575) 885-0171 georgegandyinsurance.com
Goetz 2 U Insurance
1614 Mission Ave, Carlsbad, NM 88220
(985) 244-9457 goetz2uinsurance.com
EZ Hester Agency: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477 agents.allstate.com
Farmers Insurance - Roy Willis
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276 agents.farmers.com
Tom McMullan - State Farm Insurance Agent
701 N Canal St B, Carlsbad, NM 88220
(575) 887-6681 tommcmullan.net
Dunagan Associates
208 W Stevens St, Carlsbad, NM 88220
(575) 885-2138 dunaganassociates.com
Montgomery Insurance Agency, part of WaFd Insurance Group
203 W Mermod St, Carlsbad, NM 88220
(575) 725-2110 wafdinsurance.com
Martin Lara
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876 content.naic.org
J. S. Ward & Son, Inc. - Carlsbad
602 W Pierce St, Carlsbad, NM 88220
(575) 941-2010 jswardandson.com
State Farm
701 N Canal St, Carlsbad, NM 88220
(575) 887-6681
HUB International
313 N Canyon St, Carlsbad, NM 88220
(575) 887-1181 hubinternational.com
Farmers Insurance - Aaron Ruiz
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876 agents.farmers.com
State Farm Insurance
1002 W Pierce St Ste B, Carlsbad, NM 88220
(575) 887-7681 statefarm.com
Farm Bureau Insurance
1021 W Hagerman St, Carlsbad, NM 88220
(575) 885-1581 txfb-ins.com
Farm Bureau Financial Services: Bobby Bowen
104 W Hagerman St, Carlsbad, NM 88220
(575) 628-2600 fbfs.com
Farmers Insurance
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276 farmers.com
ERIC HESTER: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477 agents.allstate.com

A commercial insurance agent in Carlsbad New Mexico helps local businesses secure coverage that meets state requirements. New Mexico law mandates workers compensation insurance for most employers with three or more employees. Agents also assist with general liability and commercial auto policies to protect against risks specific to the Permian Basin region.

What Does a Commercial Insurance Agent in Carlsbad Cost?

The cost of commercial insurance in New Mexico varies by business type size and location. A small retail shop in Carlsbad might pay 500 to 1500 per year for general liability. Workers compensation rates average around 1.50 to 3.00 per 100 dollars of payroll depending on the industry. Oil and gas businesses often see higher premiums due to increased risk. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do businesses in Carlsbad need?
Common policies include general liability workers compensation commercial auto and property insurance. New Mexico law requires workers comp for employers with three or more workers. Oil and gas businesses often need additional coverage for equipment and environmental liability.
How do I choose a commercial insurance agent in Carlsbad New Mexico?
Look for an agent licensed in New Mexico with experience in your industry. Ask about their knowledge of local risks such as oil field operations and weather events. Check their reviews and confirm they offer policies from multiple carriers.
Are there New Mexico specific laws that affect commercial insurance?
Yes New Mexico follows a comparative fault rule for liability claims which can impact coverage needs. The state also has a specific workers compensation act that sets benefit levels and claim procedures. Commercial auto policies must meet New Mexico minimum liability limits of 25000 per person and 50000 per accident for bodily injury.