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Commercial Insurance Agents in Latham, NY

Browse commercial insurance agents serving Latham, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 commercial insurance agents in Latham, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northeastern Insurance
1214 Troy-Schenectady Rd, Latham, NY 12110
(518) 346-2886 northeasterninsurance.com
NY Insurance Hub Agency - Auto Home Business Policies
21 British American Blvd 2nd Floor, Latham, NY 12110
(518) 783-0105 nyinsurancehub.com
Sunmark Insurance Services
1187 Troy-Schenectady Rd, Latham, NY 12110
(518) 783-1010 sisprotects.com
MK Dignum Insurance Agency
622 Loudon Rd #204, Latham, NY 12110
(518) 240-8418 mkdignuminsurance.com

Commercial insurance agents in Latham New York help local businesses find the right coverage to protect their operations. New York law requires certain types of commercial insurance such as workers compensation for most employers. An agent can guide you through options like general liability property insurance and commercial auto policies tailored to your industry.

What Does a Commercial Insurance Agent in Latham Cost?

Typical costs for commercial insurance in New York vary widely. A small business might pay between 500 and 3000 dollars per year for general liability coverage. Workers compensation rates are set by the New York State Insurance Fund and depend on your industry classification code. Premiums for commercial auto policies average 1200 to 2400 dollars annually per vehicle. These are general estimates and your actual cost will depend on your specific business operations and coverage needs. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are required in New York?
New York requires workers compensation insurance for most employers with at least one employee. Commercial auto insurance is required for any business owned vehicles. Disability benefits insurance is also mandatory under New York Workers Compensation Law.
How does a commercial insurance agent in Latham help my business?
A local agent understands the specific risks businesses face in the Capital Region. They can compare policies from multiple carriers to find coverage that fits your budget and meets New York state requirements.
What factors affect the cost of commercial insurance in New York?
Costs depend on your business type payroll revenue location and claims history. New York businesses often pay higher premiums due to state mandated coverages and higher liability limits. An agent can help you find ways to reduce costs through risk management.