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Commercial Insurance Agents in North Babylon, NY

Looking for a commercial insurance agent in North Babylon? Review the directory below to compare your options.

5 agents listed
Updated May 2026
North Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 commercial insurance agents in North Babylon, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul J DellaUniversita: Allstate Insurance
1135 Deer Park Ave, North Babylon, NY 11703
(631) 983-3737 agents.allstate.com
Acrisure North Babylon, NY (Atlantic Agency Inc)
1469 Deer Park Ave, North Babylon, NY 11703
(631) 736-7777 acrisure.com
Lighthouse Insurance Agency
1456 Deer Pk Rd, North Babylon, NY 11703
(631) 581-0100 lighthouseinsurance.com
Consulting Insurance Agency
1350-34 Deer Park Ave, North Babylon, NY 11703
(631) 242-2422 progressiveagent.com
Prospect Insurance Service
302 Bay Shore Rd, North Babylon, NY 11703
(631) 517-1314 prospect-insurance.com

Commercial insurance agents in North Babylon, New York help local businesses obtain coverage for property, liability, and workers compensation. New York requires all employers to carry workers compensation insurance under the New York Workers Compensation Law. Agents in this area can guide you through state-specific requirements such as disability benefits and commercial auto liability.

What Does a Commercial Insurance Agent in North Babylon Cost?

The cost of commercial insurance in North Babylon varies by business type, size, and coverage needs. A small retail store might pay between $500 and $1,500 per year for general liability, while a construction contractor could pay $5,000 to $15,000 annually for a package policy. New York-specific factors like high minimum liability limits and workers compensation rates set by the New York State Insurance Fund can influence premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do North Babylon businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto insurance. New York law mandates workers compensation for most employers and disability benefits for private sector employees.
Is commercial auto insurance required in New York for business vehicles?
Yes, New York requires all registered motor vehicles to carry liability insurance. For business vehicles, commercial auto policies must meet minimum liability limits of $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage.
How does New York workers compensation law affect my business in North Babylon?
Under New York Workers Compensation Law, businesses with one or more employees must carry workers compensation insurance. Failure to do so can result in fines, stop-work orders, and personal liability for the business owner.