The top-rated commercial insurance agent in Somers, New York is The K Merritt Agency, rated 4.8 stars across 268 reviews. Other highly rated options include City Building Owners Insurance, Girolamo Insurance, Health Plans NY Group Health Insurance Experts New York. This directory lists 11 commercial insurance agents serving Somers.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The K Merritt Agency | 366 US-202 | (914) 276-3400 |
| 2 | City Building Owners Insurance | 293 NY-100 #109 | (877) 576-5200 |
| 3 | Girolamo Insurance | 253 US-202 | (914) 962-9777 |
| 4 | Health Plans NY Group Health Insurance Experts New York | 189 NY-100 | (914) 633-1717 |
| 5 | Richard Sweig Insurance | Max Broker Services LLC | 30 David Rd | (914) 248-6797 |
| 6 | State Farm Insurance | 1885 Commerce St | — |
| 7 | Growth Insurance New York | 100 W Hill Dr | (914) 477-3651 |
| 8 | Stuart E Cohen Ltd | 293 NY-100 | (877) 576-5200 |
| 9 | Acrisure Somers, NY (Hudson Sound Brokerage Corporation) | 101 The Ln | (914) 669-6000 |
| 10 | The Gerlitz Group | The Cottage House, 189 NY-100 | (914) 277-2227 |
The K Merritt Agency serves commercial clients throughout Westchester County and the greater Somers area. This independent agency focuses on securing proper insurance coverage for local businesses, evaluating each company's unique operational exposures, revenue streams, and liability risks to recommend appropriate policy packages. It specializes in tailoring coverage for small to mid-sized enterprises in the region. Its handled insurance services include general liability policies and commercial property protection for retail stores and office-based businesses in Somers.
City Building Owners Insurance of Somers, NY provides a broad range of commercial insurance agent services, including general liability, property coverage, and business interruption protection. It offers ongoing service plans that include regular risk assessments and policy reviews to help maintain appropriate coverage levels for changing business needs. The company assists local enterprises in navigating coverage options tailored to various sectors. It serves a diverse mix of properties, including single-family homes, small apartment buildings, retail storefronts, restaurants, and other commercial spaces within the region.
Girolamo Insurance serves local homeowners, business owners, and property managers in Somers, New York, offering commercial insurance coverages such as general liability, property protection, and workers’ compensation. The agency works closely with clients to assess their specific operational risks and tailor policies that safeguard their assets. Businesses and residential clients alike benefit from straightforward advice and responsive claims support. Its coverage area also extends to nearby Yorktown Heights and the surrounding communities in northern Westchester County.
Serving Somers, New York, and the surrounding Hudson Valley communities, Health Plans NY Group Health Insurance Experts New York handles commercial insurance agent services for local businesses. It specializes in helping companies navigate the complexities of group health coverage and related commercial insurance products. To complete a typical engagement, the firm begins with a thorough analysis of each client's operational needs, then compares multiple carrier options to identify suitable coverage and cost solutions.
Richard Sweig Insurance | Max Broker Services LLC in Somers, NY assists businesses with distinguishing between one-time policy placements and recurring coverage options to address varying operational needs. As a commercial insurance agent, the firm works to secure appropriate policies for local enterprises, including general liability, property, and workers' compensation. Service schedules depend on client requirements and individual risk exposure. Coverage reviews and adjustments are provided on either a one-time or as-needed basis, reflecting the specific renewal cycle of each commercial account.
Growth Insurance New York in Somers provides specialized commercial insurance coverage tailored to local businesses, including liability, property, and workers’ compensation policies. It further supports companies across various industries with risk assessment and customized protection plans. The agency assists business owners in navigating the complex insurance landscape of Westchester County. With seasonal weather risks such as winter storms and summer flooding affecting commercial properties, Growth Insurance New York helps clients secure appropriate coverage for these recurring regional concerns.
As businesses in the Somers area prepare for changing seasonal risks or new liability exposures, Stuart E Cohen Ltd helps commercial clients review their insurance portfolios to address these evolving needs. Operating as a local commercial insurance agent, the firm works with business owners to compare coverage options from multiple carriers, focusing on policies that match each operation’s specific size and industry. A typical first step involves scheduling an on-site inspection of the business property to assess current risk factors and policy limits.
Acrisure Somers, NY (Hudson Sound Brokerage Corporation) works with local businesses to secure commercial insurance policies that address general liability and property exposures. It specializes in tailoring coverage with additional protections such as business interruption insurance and workers compensation. The agency serves commercial sectors including office operations, warehouses, and food service establishments to help manage their unique operational risks.
Serving residential clients in Somers, a commercial insurance agent from The Gerlitz Group also provides coverage for local businesses in the surrounding area. This agency helps commercial clients select policies that protect against common operational risks and liabilities typical for small enterprises. For residential accounts, the agent assists with homeowners and related personal lines. A representative will follow up between regular visits to confirm any coverage changes or address new needs for repeat service.
What Does a a Commercial Insurance Agent in Somers Cost?
Typical costs for commercial insurance in New York vary widely by business type, size, and location. A small retail shop in Somers might pay between $500 and $2,000 per year for general liability, while a construction contractor could pay $5,000 to $15,000 or more for combined coverage. Workers compensation rates are set by the New York State Insurance Fund and depend on payroll and classification. This is general information, not insurance advice.
About commercial insurance agents in Somers
Commercial insurance agents in Somers, New York help local businesses find coverage for property, liability, and workers compensation. New York law requires most employers to carry workers compensation insurance under the New York Workers Compensation Law. An agent can guide you through state-specific requirements and find policies that match your business needs.
Frequently Asked Questions
What types of commercial insurance do businesses in Somers need?
Common types include general liability, property insurance, workers compensation, and commercial auto insurance. New York law mandates workers compensation for most employers and disability benefits coverage under the New York Disability Benefits Law.
How do I choose a commercial insurance agent in Somers?
Look for an agent licensed in New York who has experience with your industry. Check their knowledge of local risks and ask about their process for comparing quotes from multiple carriers.
Can a commercial insurance agent help with New York specific regulations?
Yes. A knowledgeable agent can explain New York requirements such as the state minimums for commercial auto liability and the mandatory workers compensation coverage. They can also advise on additional coverage for local weather risks.
Commercial Insurance Agents in Other New York Cities
Albany · Amherst · Baldwinsville · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow