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Directory of commercial insurance agents in Wading River, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Wading River, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 commercial insurance agents in Wading River, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Petrozzella: Allstate Insurance
6278 NY-25A Ste 14, Wading River, NY 11792
(631) 970-6000
agents.allstate.com
C.H. Edwards, Inc.
1530 N Country Rd, Wading River, NY 11792
(516) 249-5200
chedwards.net
A commercial insurance agent in Wading River, New York helps local businesses find the right coverage for their specific needs. New York law requires businesses with employees to carry workers compensation insurance, and many commercial leases also require general liability coverage. An agent can guide you through these requirements and help protect your business assets.
What Does a Commercial Insurance Agent in Wading River Cost?
The cost of commercial insurance in New York varies widely by industry, business size, and coverage limits. For a small business in Wading River, general liability insurance typically ranges from 400 to 1,500 dollars per year. Workers compensation costs depend on payroll and classification codes, often starting around 1,000 dollars per year for low-risk businesses. Commercial auto insurance for one vehicle may cost 1,200 to 2,500 dollars annually. These are general estimates and actual costs depend on your specific situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance does an agent in Wading River offer?
Agents in Wading River typically offer general liability, property insurance, workers compensation, commercial auto, and professional liability coverage. They can also help with specialized policies for contractors, restaurants, and retail stores.
Is commercial insurance required by law in New York?
Yes, New York law requires businesses with employees to carry workers compensation insurance. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are often required by landlords or contracts.
How do I choose a commercial insurance agent in Wading River?
Look for an agent who is licensed in New York and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check their reviews and confirm they understand local business risks in Suffolk County.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.