The top-rated commercial insurance agent in West Fargo, North Dakota is Ryan Kill - State Farm Insurance Agent, rated 4.9 stars across 546 reviews. Other highly rated options include Renee Forde - State Farm Insurance Agent, Farmers Union Insurance - Justin Heisler Agency, HUB International. This directory lists 10 commercial insurance agents serving West Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Kill - State Farm Insurance Agent | 540 Oak Ridge Way E | (701) 893-3000 |
| 2 | Renee Forde - State Farm Insurance Agent | 3139 Bluestem Dr Ste 104 | (701) 280-2811 |
| 3 | Farmers Union Insurance - Justin Heisler Agency | 623 East Main | (701) 318-7228 |
| 4 | HUB International | 3220 4th St E #201 | (701) 239-4647 |
| 5 | Linster Agency, LLC | 158 W Beaton Dr Suite 200 | (701) 781-2546 |
| 6 | Absolute Insurance Agency, LLC | 1241 Prairie Pkwy Suite 120 | (701) 365-0515 |
| 7 | Greater Midwest Transportation Insurance | 405 Main Ave W # 1C | (701) 433-1813 |
| 8 | Ihry Insurance Agency, Inc. | 1291 13th Ave E | (701) 557-1727 |
| 9 | Tci Insurance Agency, Inc. | 158 W Beaton Dr #100 | (701) 277-1710 |
| 10 | Shane Lebahn Agency - Farmers Union Insurance | 623 Main Ave E #106 | (701) 282-9402 |
Ryan Kill - State Farm Insurance Agent serves the West Fargo, North Dakota metro area and focuses on commercial insurance solutions. The agency assists local business owners with protecting their operations, assets, and employees through tailored coverage options. Standard policies typically include general liability, property insurance, and workers compensation. The office also advises businesses on business interruption coverage and commercial auto policies for fleet vehicles.
Renee Forde - State Farm Insurance Agent in West Fargo, ND, provides commercial insurance coverage for a wide range of business needs, including property, liability, and workers’ compensation. The agency helps clients review existing policies and adjust coverage as their operations evolve throughout the year. It also offers ongoing account support and claims assistance to ensure businesses remain protected. Its commercial services are available for single-family homes, apartments, retail locations, and restaurants.
Serving West Fargo and the surrounding communities in North Dakota, Farmers Union Insurance - Justin Heisler Agency handles a full range of commercial insurance needs for local businesses. The agency offers coverage for property, liability, and other operational risks that companies face in the region. After evaluating a business's specific exposures and requirements, it works to build a protection plan that matches the client's operational landscape and budget constraints.
HUB International serves businesses, property managers, and commercial operators in West Fargo, North Dakota. It offers guidance on insurance coverage for liability, property, and worker protection needs. The agency helps local companies manage risks and secure appropriate policies for their operations. This support extends to commercial clients seeking coverage options tailored to the regional business environment. In addition to West Fargo, it covers the neighboring community of Fargo and other parts of the Cass County metro area.
Linster Agency, LLC in West Fargo, ND provides commercial insurance coverage through both one-time policies for single projects and recurring plans for ongoing business needs. Businesses throughout the area rely on agents here to secure protection for property, liability, and operational risks. Service options accommodate different client schedules, allowing coverage to be arranged on a one-time, scheduled, or as-needed basis.
Absolute Insurance Agency, LLC in West Fargo specializes in crafting tailored policies that protect businesses from specific operational risks, then provides broader commercial coverage including property and liability insurance. The agency works closely with local enterprises to ensure adequate protection against common regional hazards like severe winter weather. With spring construction season approaching, it also helps contractors secure proper equipment and liability coverage before initiating new projects.
The abundant harvest seasons in the Red River Valley create a surge in demand for reliable commercial fleet coverage. Greater Midwest Transportation Insurance in West Fargo, ND, assists local trucking and agricultural businesses by structuring policies that address liability, cargo, and equipment exposure through this busy period. Their agency focuses on matching regional transport operations with appropriate risk protection from established carriers. A prospective client’s risk assessment starts with a no-obligation review of current operations and an on-site inspection of insured vehicles or equipment.
Based in West Fargo, North Dakota, Ihry Insurance Agency, Inc. provides commercial insurance coverage for local business operations. The agency specializes in tailoring customized policies to address specific industry risks and general liability concerns. Effective risk management advice and comprehensive property protection are core components of its service approach. Their clientele includes a variety of commercial sectors, such as professional offices, warehouses, and food service establishments.
Tci Insurance Agency, Inc. serves the residential insurance needs of property owners in West Fargo, North Dakota, while also providing commercial insurance coverage for local businesses. The agency helps area business owners manage their specific industry risks and general liability concerns. Their services extend to commercial property, workers’ compensation, and related coverage within the region. After an initial policy setup, agents are available for routine consultations and adjustments between regular renewal visits to keep coverage aligned with changing operations and claims needs.
Shane Lebahn Agency - Farmers Union Insurance in West Fargo, ND, is a commercial insurance agent known for helping local businesses manage their specific coverage needs. The agency works with a range of clients, from small independent operators to larger established companies, to structure policies that address common liability, property, and operational risks. It also offers consultation on workers’ compensation plans. As a specialty service, the agency can arrange for business income interruption coverage to protect revenue during unexpected closures.
What Does a a Commercial Insurance Agent in West Fargo Cost?
Commercial insurance costs in West Fargo North Dakota vary by industry revenue and number of employees. A small retail business might pay 500 to 1500 dollars per year for general liability coverage. Workers compensation premiums are set by the North Dakota Workforce Safety and Insurance based on payroll and risk class. Larger businesses with multiple policies may pay 5000 to 20000 dollars annually. This is general information and not insurance advice.
About commercial insurance agents in West Fargo
Commercial insurance agents in West Fargo North Dakota help local businesses protect their assets and manage risk. North Dakota law requires employers to carry workers compensation insurance through the state fund or an approved private carrier. Agents also guide businesses on general liability and commercial property policies tailored to the Red River Valley region.
Frequently Asked Questions
What types of commercial insurance do West Fargo businesses need?
Most West Fargo businesses need general liability insurance commercial property insurance and workers compensation insurance. North Dakota Century Code Title 65 requires workers comp coverage for most employers. An agent can also recommend business interruption and commercial auto coverage.
How long does it take to get a commercial insurance quote in West Fargo?
Getting a commercial insurance quote in West Fargo typically takes one to three business days. The timeline depends on the complexity of your business and the number of employees. An agent will review your operations and loss history to provide accurate quotes.
Can a West Fargo commercial insurance agent help with North Dakota compliance?
Yes a West Fargo commercial insurance agent can help you meet North Dakota compliance requirements. This includes ensuring your workers compensation policy meets state mandates and that your commercial auto policy satisfies North Dakota financial responsibility laws. Agents stay updated on local regulations.
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