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Find Commercial Insurance Agents Near You in Dayton, OH

Browse commercial insurance agents serving Dayton, Ohio. Updated 2026-07-14.

The top-rated commercial insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Ingram Insurance Group, Health Insurance Strategies, Universal Insurance Agency. This directory lists 25 commercial insurance agents serving Dayton.

Showing 25 commercial insurance agents in Dayton, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Meridian Capstone Insurance7601 Paragon Rd Suite 303(800) 207-7079
2Ingram Insurance Group733 Salem Ave(937) 741-5100
3Health Insurance Strategies7021 Old Troy Pike Suite 7(937) 623-3246
4Universal Insurance Agency8393 N Main St(937) 867-2368
5Sanderson Insurance Agency3320 Office Park Dr(937) 878-3787
6American Financial Planners2142 S Smithville Rd(937) 253-4188
7Wagner Insurance Agency1050 S Main St(937) 223-2232
8DANE HARDING INSURANCE1291 N Fairfield Rd(937) 306-8120
9Buckner Insurance2217 Miamisburg Centerville Rd(937) 434-6800
10CoverPoint Insurance Solutions3610 Pentagon Blvd Suite 110(937) 345-1001
MC
7601 Paragon Rd Suite 303
Meridian Capstone Insurance
Commercial Insurance Agent · Dayton, OH

Meridian Capstone Insurance serves Dayton, Ohio, and the surrounding metro area as a commercial insurance agent. The firm assists local businesses in identifying and securing coverage for their operational risks and liabilities. By working with multiple carriers, it provides clients with policy options tailored to their industry needs. Specific services handled in this area include general liability insurance and workers’ compensation coverage to protect companies and their employees.

II
733 Salem Ave
Ingram Insurance Group
Commercial Insurance Agent · Dayton, OH

Ingram Insurance Group provides a full range of commercial insurance services for businesses in the Dayton, OH area. Its team works with clients to assess operational risks and tailor appropriate coverage options. Service plans include ongoing policy reviews and support for navigating claims and endorsements as business needs evolve. The agency serves a variety of properties, including single-family homes, apartment complexes, retail establishments, and restaurants.

HI
7021 Old Troy Pike Suite 7
Health Insurance Strategies
Commercial Insurance Agent · Dayton, OH

Health Insurance Strategies in Dayton, OH offers specialized commercial insurance policies for small and medium-sized businesses, including general liability and property coverage. Its agents also provide ongoing risk management guidance to local companies navigating workers’ compensation requirements. The firm additionally connects business owners with group health plans for their employees. As Dayton’s winter storms and seasonal road construction create new liability exposures, the agency helps firms adjust their coverage limits to address these shifting operational risks.

UI
8393 N Main St
Universal Insurance Agency
Commercial Insurance Agent · Dayton, OH

Universal Insurance Agency serves the Dayton, Ohio area and its surrounding communities, handling a full range of commercial insurance needs for local businesses. It works with clients to cover property, liability, and workers' compensation risks tailored to different industries. The agency takes a thorough approach by first assessing each business's specific exposures and then comparing options to build a balanced policy that addresses those identified concerns efficiently.

SI
3320 Office Park Dr
Sanderson Insurance Agency
Commercial Insurance Agent · Dayton, OH

With spring thaw revealing pavement damage from winter salt and plowing, Dayton fleet operators need reliable liability coverage. Sanderson Insurance Agency helps local commercial clients secure policies addressing seasonal exposures, general liability, and property protection for their specific industries. This agency works with area small businesses, contractors, and service providers to match coverage limits with operational risks. The process always begins with an on-site inspection of the client’s premises and a thorough review of their current exposure areas, so appropriate quotes can then be assessed.

AF
2142 S Smithville Rd
American Financial Planners
Commercial Insurance Agent · Dayton, OH

American Financial Planners serves businesses, commercial property managers, and local entrepreneurs throughout the Dayton area. The agency provides core commercial insurance agent services, helping clients assess their liability, property, and coverage needs for daily operations. Typical offerings include general liability protection, commercial property policies, and business interruption options. The company also works with contractors and retail shops seeking customized risk management solutions. In addition to serving central Dayton, it covers nearby communities including Huber Heights, Riverside, and Kettering.

WI
1050 S Main St
Wagner Insurance Agency
Commercial Insurance Agent · Dayton, OH

Wagner Insurance Agency assists local businesses with obtaining commercial insurance coverage for common liabilities and property risks. The agency also helps companies secure specialized protection through add-ons, such as cyber liability policies for digital assets. Its services support a variety of commercial sectors operating in the Dayton area, including, but not limited to, offices, warehouses, and food service businesses.

DH
1291 N Fairfield Rd
DANE HARDING INSURANCE
Commercial Insurance Agent · Dayton, OH

Dane Harding Insurance in Dayton, Ohio, is known for providing tailored protection plans for local businesses. Its service range includes general liability, property insurance, and workers’ compensation coverage for various commercial operations. Commercial clients rely on the agency to assess unique risks and secure policies that help maintain operational continuity. The agent works closely with each business owner to review exposure and recommend appropriate liability limits. A specialty service this agency can add on is professional liability coverage for consultant or contractor firms.

BI
2217 Miamisburg Centerville Rd
Buckner Insurance
Commercial Insurance Agent · Dayton, OH

Residential insurance needs are addressed by Buckner Insurance, a local agency located in Dayton, Ohio. For commercial clients, they offer coverage solutions for general liability and property protection risks that business owners commonly face throughout the Dayton region. Their work regularly involves explaining complex policy terms to help company operators make informed decisions about their coverage portfolios. Between scheduled annual reviews, the agency provides follow-up service for policy adjustments or claims questions, ensuring clients receive attention consistent with each business's evolving insurance needs.

CI
3610 Pentagon Blvd Suite 110
CoverPoint Insurance Solutions
Commercial Insurance Agent · Dayton, OH
CI
31 S Main St
Comparion Insurance Agency
Commercial Insurance Agent · Dayton, OH
(937) 438-1966
comparioninsurance.com/insurance-agent/ohio/dayton-0851
SF
8281 McEwen Rd
State Farm Insurance
Commercial Insurance Agent · Dayton, OH
(937) 434-2654
statefarm.com
BI
7041 Corporate Way
Brush Insurance
Commercial Insurance Agent · Dayton, OH
(937) 435-0345
brushinsurance.com
FI
5540 Far Hills Ave
Ferneding Insurance
Commercial Insurance Agent · Dayton, OH
(937) 294-1755
fernedinginsurance.com
TI
5525 N Dixie Dr
Triangle Insurance Agency, Inc.
Commercial Insurance Agent · Dayton, OH
(937) 278-0887
triangleinsinc.com
LI
8141 N Main St suite c
LFL Insurance Agency, LLC
Commercial Insurance Agent · Dayton, OH
(937) 222-5884
lflinsurance.com
DS
7227 Taylorsville Rd
Daymont-Souders Insurance Agency
Commercial Insurance Agent · Dayton, OH
(937) 461-5563
daymontsouders.com
BI
56 Marco Ln
Baughn Insurance Group, Inc.
Commercial Insurance Agent · Dayton, OH
(937) 433-9700
baughninsurance.com
YS
2457 N Gettysburg Ave
Yancey's Insurance & Business
Commercial Insurance Agent · Dayton, OH
(937) 277-4963
yanceyibc.com
UA
7755 Paragon Rd
The Uhl Agency
Commercial Insurance Agent · Dayton, OH
(937) 434-9090
uhlagency.com
HH
4704 Fishburg Rd
Huber Heights Insurance Services
Commercial Insurance Agent · Dayton, OH
(937) 236-1234
KI
3010 Dayton Xenia Rd
Kaiser Insurance
Commercial Insurance Agent · Dayton, OH
(937) 458-0014
kaiserinsuranceagencies.com
SI
51 Park Ave
Stephens Insurance Agency
Commercial Insurance Agent · Dayton, OH
(937) 293-6760
stephensinsuranceagency.com
OA
4760 Fishburg Rd ste i
Otto & Associates
Commercial Insurance Agent · Dayton, OH
(937) 610-0088
BI
409 E Monument Ave Ste 400
Brower Insurance Agency, Llc
Commercial Insurance Agent · Dayton, OH
(937) 228-4135
progressiveagent.com/brown-weber-insurance-fort-atkinson

What Does a a Commercial Insurance Agent in Dayton Cost?

The cost of commercial insurance in Ohio varies widely by business type and risk level. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for workers comp and liability combined. Premiums depend on payroll revenue claims history and location. This is general information not insurance advice.

About commercial insurance agents in Dayton

Commercial insurance agents in Dayton Ohio help business owners find coverage for property liability and workers compensation risks. Ohio law requires most employers to carry workers compensation insurance through the Ohio Bureau of Workers Compensation or a certified private carrier. Local agents understand the specific needs of Dayton industries like manufacturing healthcare and logistics.

Frequently Asked Questions

What types of commercial insurance does a Dayton agent offer?

Dayton agents typically offer general liability commercial property workers compensation and commercial auto insurance. They can also provide specialized coverage for professional liability cyber risks and equipment breakdown. Policies are tailored to the specific industry and size of the business.

Does Ohio require businesses to have commercial insurance?

Ohio law requires all employers with at least one employee to carry workers compensation insurance. Commercial auto insurance is required if a business owns vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.

How do I choose a commercial insurance agent in Dayton Ohio?

Look for an agent licensed in Ohio who has experience with your industry. Check their reputation with the Ohio Department of Insurance. Ask about their ability to compare quotes from multiple carriers to find suitable coverage for your budget.

Commercial Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.