The top-rated commercial insurance agent in Stillwater, Oklahoma is Lucas Grounds - State Farm Insurance Agent, rated 4.9 stars across 338 reviews. Other highly rated options include Allegiant Insurance Stillwater, Legacy Foundation Group, Farmers Insurance - Brian Dudgeon. This directory lists 20 commercial insurance agents serving Stillwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucas Grounds - State Farm Insurance Agent | 2121 W 6th Ave | (405) 372-9700 |
| 2 | Allegiant Insurance Stillwater | 4626 W 6th Ave | (918) 928-3911 |
| 3 | Legacy Foundation Group | 901 S Main St Suite 41 | (405) 916-8613 |
| 4 | Farmers Insurance - Brian Dudgeon | 612 W 6th Ave | (405) 707-9200 |
| 5 | J K Meadors & Co | 703 S Western Rd | (405) 377-0000 |
| 6 | Scott Leming - State Farm Insurance Agent | 1102 W 6th Ave | (405) 372-9206 |
| 7 | Farmers Insurance - Jodie Jackson | 1120 N Duck St # B | (405) 743-1000 |
| 8 | Messer Bowers Insurance | 730 S Western Rd | (405) 372-1238 |
| 9 | Loftis & Wetzel Insurance - Stillwater | 139 S Main St | (405) 334-5477 |
| 10 | Trident Insurance Agency | 201 W Hall of Fame Ave | (405) 624-2277 |
Lucas Grounds - State Farm Insurance Agent serves the Stillwater, Oklahoma, area and surrounding communities as a commercial insurance agent. The company provides businesses with tailored insurance policies designed to protect their assets and operations. Its main services include assessing each client's specific commercial risks and recommending appropriate coverage solutions. Among the commercial lines offered are general liability insurance to defend against third-party claims and commercial property insurance to safeguard buildings and equipment from covered losses.
Allegiant Insurance Stillwater serves small business owners, property managers, and independent contractors in the area with commercial insurance solutions. The agency provides coverage designed to protect operations from general liability, property damage, and workers’ compensation risks. Focused on matching local regulations and typical regional exposures, it helps clients navigate policy options that align with their specific operational needs. Its services extend to businesses and commercial property owners in Cushing as well.
Legacy Foundation Group in Stillwater, Oklahoma provides specialized commercial insurance services designed to protect local businesses from operational liabilities. It also works with companies to secure general property coverage, ensuring assets are safeguarded from unexpected losses. The agency helps clients review their policies annually to address changing business risks. As summer storms increase across the region, it assists firms in assessing potential wind and hail damage exposures before claims arise.
Farmers Insurance - Brian Dudgeon offers a full range of commercial insurance agent services for businesses in the Stillwater area. Its service plans include customized policy consultations, risk assessment, and ongoing account management to address client needs over time. Regular policy reviews help adjust coverage as businesses grow or change. The agency typically services properties such as single-family homes, apartments, retail shops, and restaurants, tailoring liability and property protection for each type.
J K Meadors & Co serves the Stillwater, Oklahoma area and surrounding communities. It helps businesses secure essential commercial insurance policies, addressing a wide range of liability and property exposures. The agency analyzes each client’s daily operations to recommend customized coverage that mitigates unique risks. For a typical job, it begins by reviewing existing policies and the business’s current activities, then compares options from multiple carriers to build a tailored package.
Scott Leming - State Farm Insurance Agent in Stillwater, OK, distinguishes between one-time policy purchases for short-term projects and recurring service options for ongoing business operations. Commercial insurance coverage from this agency helps protect local enterprises from property damage, liability claims, and other common operational risks. Services are primarily structured as recurring annual policies with ongoing support, but adjustments or consultations can be scheduled as needed.
With the arrival of spring storms in Stillwater, local businesses begin reviewing their property and liability coverage. Farmers Insurance - Jodie Jackson serves regional commercial clients, offering policies for retail shops, restaurants, and service contractors. They provide general liability, workers' compensation, and commercial auto insurance tailored to each operation. Jodie Jackson helps business owners assess risks such as seasonal weather exposure or equipment breakdowns. An initial review of current coverage and site conditions typically begins with a complimentary on-site inspection of the commercial property.
Messenger Bowers Insurance specializes in tailored commercial insurance solutions, offering general liability, property, and workers’ compensation coverage for businesses of all sizes in the Stillwater area. They guide local entrepreneurs through risk assessments and policy selection. In times of seasonal weather—such as spring hailstorms or winter freezes—they help commercial clients review and adjust their property insurance to ensure adequate protection for assets.
Loftis & Wetzel Insurance - Stillwater offers commercial insurance coverage to businesses in Stillwater, Oklahoma, helping protect local operations. The agency also provides residential insurance services for homeowners in the area. Agents review each client’s specific risk exposures to tailor appropriate property and liability policies. After securing coverage, the team follows up with policyholders to adjust plans as businesses grow or change, ensuring regular contact occurs between scheduled service visits.
What Does a a Commercial Insurance Agent in Stillwater Cost?
Typical costs for commercial insurance in Oklahoma vary by industry and coverage level. A small retail business might pay 500 to 1,500 dollars per year for general liability. Workers compensation premiums are based on payroll and industry risk class often ranging from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial auto policies usually cost 1,200 to 3,000 dollars annually per vehicle. These figures are general estimates and your actual cost will depend on your specific business operations and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Stillwater
Commercial insurance agents in Stillwater Oklahoma help local businesses manage risk with tailored coverage options. Oklahoma law requires certain businesses to carry workers compensation insurance if they have employees. Agents can guide you through state-specific requirements for general liability commercial auto and property insurance.
Frequently Asked Questions
What types of commercial insurance does a Stillwater agent offer?
Stillwater agents offer general liability commercial property workers compensation commercial auto and professional liability insurance. They also provide specialized coverage for agriculture and energy businesses common in Oklahoma.
Is commercial auto insurance required in Oklahoma?
Yes Oklahoma law requires commercial auto insurance for vehicles used for business purposes. Minimum liability limits are 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury plus 25 thousand dollars for property damage.
How does Oklahoma workers compensation law affect my business?
Oklahoma law requires most employers with one or more employees to carry workers compensation insurance. This coverage provides medical benefits and wage replacement for employees injured on the job. Failure to carry coverage can result in fines and legal penalties.
Commercial Insurance Agents in Other Oklahoma Cities
Bartlesville · Bixby · Broken Arrow · Edmond · Enid · Jenks · Lawton · Midwest City · Moore · Muskogee · Norman · Oklahoma City · Owasso · Shawnee · Tulsa