The top-rated commercial insurance agent in Harrisburg, Pennsylvania is Globe Life American Income Division: Graham Organization, rated 4.9 stars across 3,982 reviews. Other highly rated options include Acceptance Insurance, Reilly Insurance LLC, Jim Elsner - State Farm Insurance Agent. This directory lists 29 commercial insurance agents serving Harrisburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Graham Organization | 2101 N Front St Bldg 3 Suite 300 | (717) 461-9800 |
| 2 | Acceptance Insurance | 101 S 25th St #11-B | (717) 260-5158 |
| 3 | Reilly Insurance LLC | 2704 Commerce Dr ste c | (717) 234-1200 |
| 4 | Jim Elsner - State Farm Insurance Agent | 4300 Devonshire Rd Ste 2 | (717) 901-7000 |
| 5 | Looker Wolfe & Gephart Insurance Agency Inc. | 44 Oak Park Rd | (717) 657-9944 |
| 6 | Grove Financial & Associates | 6230 Derry St | (717) 238-6000 |
| 7 | Dale Wagner Insurance | 2642 Walnut St | (717) 236-0866 |
| 8 | CIC Insurance Agency | 4221 Derry St | (717) 558-0315 |
| 9 | Maple Insurance Group LLC | 2931 N Front St | (717) 303-3322 |
| 10 | Farmers Insurance - Samuel Feliciano | 4605 Locust Ln | (717) 745-1455 |
Globe Life American Income Division: Graham Organization serves the Harrisburg, Pennsylvania metro area as a commercial insurance agent. It helps local businesses identify and manage their unique risk exposures through tailored coverage options. The agency works with clients to structure policies that address common operational liabilities and property protection needs. In this region, it handles workers’ compensation insurance and commercial general liability policies for small and mid-sized enterprises.
Acceptance Insurance provides a full range of commercial insurance services, including liability, property, and business interruption coverage. It offers tailored maintenance plans to help businesses manage risk and ensure continuous protection. Serving the Harrisburg, PA area, this agency assists with policy reviews and claims support to keep operations stable. Its commercial clients include single-family homes, apartments, retail locations, and restaurants.
Reilly Insurance LLC serves small business owners, property managers, and commercial entities throughout the Harrisburg, PA area. It offers commercial insurance agents who work to secure policies covering general liability, property, and workers' compensation. The agency also assists with customized risk management for local retail, office, and light industrial operations. Its focus is on matching coverage options to the specific needs of each commercial client. In addition to Harrisburg, Reilly Insurance LLC provides its commercial agent services to businesses operating in nearby Mechanicsburg.
As a commercial insurance agent in Harrisburg, PA, Jim Elsner helps businesses distinguish between one-time policies for single projects and recurring coverage that renews annually. Coverage options typically include general liability, property, workers’ compensation, and commercial auto insurance tailored to local risk exposures. Agents analyze operations to recommend appropriate limits and deductibles without overinsuring. Service for established accounts generally operates on a scheduled annual review cycle, with mid-term adjustments available as needed to accommodate business changes or new exposures.
Serving Harrisburg and the surrounding communities of central Pennsylvania, Looker Wolfe & Gephart Insurance Agency Inc. handles a wide range of commercial insurance needs for local businesses. It addresses common business risks such as liability, property damage, and workers compensation for various industries. The agency works directly with clients to assess their specific exposures, then reviews policy options and carrier requirements to find an appropriate fit. It guides a business through the application process, ensuring the coverage aligns with the unique operational demands of each commercial client.
Grove Financial & Associates in Harrisburg, PA specializes in helping businesses secure insurance coverage for property, liability, and worker protection needs. The agency works with local companies to assess operational risks and structure appropriate commercial policies tailored to specific industries or business sizes. As the winter season approaches, it focuses on advising clients about protecting their assets from weather-related claims such as burst pipes, roof damage from snow, and liability from icy customer walkways.
Dale Wagner Insurance works with businesses throughout the Harrisburg area to arrange commercial insurance coverage. The agency specializes in adding tailored coverages such as liability, property, and workers compensation to a company's base policy. Commercial clients can receive assistance navigating risk management needs and policy options. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
CIC Insurance Agency in Harrisburg, Pennsylvania, is a commercial insurance agency known for helping local business owners manage their property and liability risks. It works across multiple industries to provide tailored coverage that matches the specific exposures a company faces in Central Pennsylvania, such as weather-related losses or general liability claims. The agency also brokers workers’ compensation policies to keep claims and premium costs predictable. For a specialty add-on, it can arrange inland marine coverage to protect tools and equipment that leave a fixed location.
What Does a a Commercial Insurance Agent in Harrisburg Cost?
Typical costs for commercial insurance in Pennsylvania vary widely by business type size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation costs in Pennsylvania are set by class code and can range from 0.50 to 5.00 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle often starts around 1200 dollars per year. This is general information and does not constitute insurance advice.
About commercial insurance agents in Harrisburg
A commercial insurance agent in Harrisburg Pennsylvania helps local businesses find the right coverage for their operations. Pennsylvania law requires certain types of commercial insurance such as workers compensation for most employers. An agent can guide you through options for general liability property insurance and commercial auto policies that meet state requirements.
Frequently Asked Questions
What types of commercial insurance are required in Pennsylvania?
Pennsylvania requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required for any business owned vehicles. Other coverages like general liability are not required by law but are often needed by landlords or contracts.
How do I choose a commercial insurance agent in Harrisburg?
Look for an agent who has experience with your specific industry and understands Pennsylvania insurance regulations. Ask about their access to multiple insurance carriers so they can compare quotes. Check their license status through the Pennsylvania Insurance Department website.
What is the difference between a commercial insurance agent and a broker in Pennsylvania?
An agent typically represents one or more insurance companies and can bind coverage on their behalf. A broker works for you the business owner and shops among many insurers to find the best fit. Both must be licensed by the Pennsylvania Insurance Department.
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