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Find Commercial Insurance Agents Near You in Cumberland, RI
Browse commercial insurance agents serving Cumberland, Rhode Island. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Cumberland, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 commercial insurance agents in Cumberland, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Cumberland
2000 Mendon Rd, Cumberland, RI 02864
(401) 333-9500
branches.northeast.aaa.com
Carlos Semedo: Primerica - Financial Services
Rear Lower Level, 2374 Diamond Hill Rd, Cumberland, RI 02864
(401) 495-4563
reps.primerica.com
MetLife Auto & Home, part of Farmers Insurance Group
1725 Mendon Rd #206, Cumberland, RI 02864
(401) 270-2247
facebook.com
What Does a Commercial Insurance Agent in Cumberland Cost?
Typical costs for commercial insurance in Rhode Island vary widely. A small retail shop might pay between 500 and 1,500 dollars per year for general liability, while a construction company could pay 5,000 to 15,000 dollars annually for a package policy. Workers compensation rates in Rhode Island are set by the state and average around 1.50 to 2.50 dollars per 100 dollars of payroll for low-risk industries. These figures are general estimates only. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in Rhode Island?
Rhode Island law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do I choose a commercial insurance agent in Cumberland?
Look for an agent who is licensed in Rhode Island and has experience with businesses in your industry. Ask about their familiarity with local risks and their ability to compare quotes from multiple carriers. Check their reviews and ask for references from other Cumberland business owners.
What factors affect the cost of commercial insurance in Rhode Island?
Costs depend on your business type, revenue, number of employees, location, and claims history. Rhode Island coastal businesses may face higher property insurance rates due to storm risk. Your agent can help you understand how these factors apply to your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.