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Compare Commercial Insurance Agents in Lincoln, RI

Compare commercial insurance agents in Lincoln. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 commercial insurance agents in Lincoln, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Medicare Joe ®
6 Blackstone Valley Pl STE 515, Lincoln, RI 02865
(888) 676-3633 medicarejoe.org
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210 lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422 amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422 amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070 blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247 agents.farmers.com

Commercial insurance agents in Lincoln Rhode Island help businesses manage risk with tailored coverage. Rhode Island law requires businesses with employees to carry workers compensation insurance under Title 28 of the General Laws. An agent can guide you through state specific requirements and find policies that fit your operation.

What Does a Commercial Insurance Agent in Lincoln Cost?

Commercial insurance costs in Rhode Island vary by business type size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars or more for combined policies. Workers comp rates are set by the state and depend on payroll and classification. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Lincoln RI businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Rhode Island law mandates workers comp for most employers with one or more workers. An agent can also advise on professional liability or cyber insurance based on your industry.
How do I choose a commercial insurance agent in Lincoln RI?
Look for an agent licensed in Rhode Island with experience in your industry. Ask about their access to multiple carriers and their familiarity with local regulations. A good agent will review your operations and recommend appropriate limits.
Does Rhode Island have specific commercial insurance requirements?
Yes. Rhode Island requires workers compensation insurance for nearly all employers under Title 28. Commercial auto insurance must meet state minimum liability limits. Agents can also help with bonds or other coverage needed for certain licenses.