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Find Commercial Insurance Agents in North Smithfield, RI
Directory of commercial insurance agents in North Smithfield, Rhode Island. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
North Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 5 commercial insurance agents in North Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cara Benjamin: Allstate Insurance
125 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-5000
agents.allstate.com
Kaplansky Insurance- N. Smithfield Branch
636 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 765-1400
kaplansky.com
Bouley Insurance
117 Eddie Dowling Hwy # 3, North Smithfield, RI 02896
(401) 765-6311
Charles L Kirby Agency Inc
75 Eddie Dowling Hwy, North Smithfield, RI 02896
(401) 762-4500
clkirby.com
Hamel & Newton Adjusters LLC
250 Eddie Dowling Hwy Unit 2, North Smithfield, RI 02896
(401) 597-5830
Commercial insurance agents in North Smithfield Rhode Island help local businesses find the right coverage for their operations. Rhode Island law requires all employers to carry workers compensation insurance if they have one or more employees. Agents in this area understand the specific risks facing businesses in northern Rhode Island including weather exposure and local liability concerns.
What Does a Commercial Insurance Agent in North Smithfield Cost?
Commercial insurance costs in Rhode Island vary by business type size and location. A small retail shop in North Smithfield might pay 500 to 1500 dollars per year for general liability insurance. A construction company with several employees could pay 3000 to 8000 dollars annually for a full package including workers compensation. Premiums are influenced by your claims history payroll and the specific risks of your industry. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do North Smithfield businesses need?
Most businesses need general liability insurance and property insurance. Rhode Island also requires workers compensation for any business with employees. Agents can help you add commercial auto insurance if you have company vehicles and professional liability coverage for service based businesses.
How do I choose a commercial insurance agent in North Smithfield?
Look for an agent who is licensed in Rhode Island and has experience with your type of business. Ask about their knowledge of local risks such as winter weather damage and flood zones near the Blackstone River. Check if they work with multiple insurance carriers to get you competitive quotes.
Does Rhode Island have specific insurance requirements for small businesses?
Yes Rhode Island General Law Title 28 requires workers compensation insurance for any employer with one or more employees. The state also mandates commercial auto insurance for business vehicles. Other coverage like general liability is not required by law but is often needed by landlords and clients.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.