ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Commercial Insurance Agents in Portsmouth, RI
Browse commercial insurance agents serving Portsmouth, Rhode Island. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 commercial insurance agents in Portsmouth, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001
agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177
bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006
embracebenefits.com
Commercial insurance agents in Portsmouth Rhode Island help local businesses find property liability and workers compensation coverage. Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the specific coverage needs for your Portsmouth business.
What Does a Commercial Insurance Agent in Portsmouth Cost?
Commercial insurance costs in Rhode Island vary widely by business type size and risk. A small retail shop in Portsmouth might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for combined coverages. Workers compensation rates are set by the state and depend on payroll and classification. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Portsmouth businesses need?
Common coverages include general liability property insurance and workers compensation. Rhode Island law mandates workers comp for most employers. An agent can also recommend commercial auto or professional liability based on your industry.
How do I choose a commercial insurance agent in Portsmouth?
Look for an agent licensed in Rhode Island with experience in your business type. Check their familiarity with local risks such as coastal property exposure in Portsmouth. Ask about their carrier options and claims support.
Does Rhode Island have specific insurance requirements for small businesses?
Yes. Rhode Island General Law requires workers compensation insurance for all employers. Businesses with vehicles must carry commercial auto insurance meeting state minimums. An agent can verify you meet all legal requirements.
Free • No Obligation
Compare Commercial Insurance Agents
Get matched with agents in Portsmouth who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.