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Find Commercial Insurance Agents Near You in Providence, RI

Browse commercial insurance agents serving Providence, Rhode Island. Updated 2026-07-14.

The top-rated commercial insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Auto Cycle Insurance, Wilson Insurance Agency. This directory lists 14 commercial insurance agents serving Providence.

Showing 14 commercial insurance agents in Providence, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cross Insurance291 Promenade St(401) 431-9200
2Podmaska Insurance Agency Inc1309 Chalkstone Ave(401) 272-5444
3Auto Cycle Insurance400 Broadway(401) 421-2005
4Wilson Insurance Agency723 Atwells Ave(401) 453-6659
5Jimenez And Associates1099 A Broad St(401) 461-1561
6Insurance Leader1237 Elmwood Ave(401) 781-1810
7Guzman Insurance Group, LLC: Allstate Insurance1214 Broad St Lowr Level(401) 785-0806
8World Insurance Associates LLC477 Elmwood Ave(401) 572-3303
9Gilbane Insurance Agency Inc.515 Elmwood Ave(401) 781-8680
10Farmington Insurance Agency24 Farmington Ave(401) 944-2230
CI
291 Promenade St
Cross Insurance
Commercial Insurance Agent · Providence, RI

Cross Insurance serves Providence, Rhode Island, and the surrounding metro area as a commercial insurance agent. The company helps businesses evaluate their unique coverage needs and secure appropriate policies for their operations. It works to find suitable insurance solutions for various local industries, addressing common risks like liability, property damage, and business interruption. Services typically include advising on general liability coverage to protect against third-party claims and providing commercial auto insurance for company vehicles and fleets.

PI
1309 Chalkstone Ave
Podmaska Insurance Agency Inc
Commercial Insurance Agent · Providence, RI

Podmaska Insurance Agency Inc provides a full range of commercial insurance products to businesses throughout the Providence area. It works closely with clients to analyze their specific operational risks and secure appropriate coverage that safeguards their assets and operations. The agency offers ongoing policy reviews and annual plan adjustments to ensure protection remains aligned with business growth and changing market conditions. It serves diverse property types, including single-family homes, apartments, retail spaces, and restaurants.

AC
400 Broadway
Auto Cycle Insurance
Commercial Insurance Agent · Providence, RI

Serving Providence, Rhode Island, and the surrounding communities, Auto Cycle Insurance is a commercial insurance agent. It handles policies that protect businesses, from property and liability coverage to tailored packages for local shops and contractors. Clients here often face unique risks tied to New England weather and dense urban regulations. The agency addresses a standard job by first reviewing a business’s specific operations and exposures. It then presents coverage options designed to meet those distinct needs without overinsuring the client’s budget.

WI
723 Atwells Ave
Wilson Insurance Agency
Commercial Insurance Agent · Providence, RI

Wilson Insurance Agency in Providence, Rhode Island, serves local businesses, property managers, and commercial property owners. It provides commercial insurance coverage, helping clients manage risks unique to their operations and property assets. The agency works with companies to secure policies that protect against common liabilities and property exposures. As a commercial agent in this market, it understands the regulatory and environmental factors affecting Rhode Island enterprises. It also extends its services to businesses in the neighboring community of Cranston and the greater Providence metro area.

JA
1099 A Broad St
Jimenez And Associates
Commercial Insurance Agent · Providence, RI

Jimenez And Associates specializes in helping businesses in Providence secure liability, property, and workers compensation coverage. It also assists local companies with general commercial insurance needs, including business interruption and vehicle protection. As regional winters bring slushy parking lots and icy sidewalks, the agent helps clients adjust policies to guard against slip-and-fall claims that arise from untreated outdoor hazards.

IL
1237 Elmwood Ave
Insurance Leader
Commercial Insurance Agent · Providence, RI

Insurance Leader serves businesses in Providence, RI, distinguishing between one-time policy setups for short-term projects and recurring coverage plans that renew annually to protect ongoing operations. Their commercial insurance agent services help local firms secure general liability, property, and workers’ compensation protection tailored to standard industry risks in the area. Coverage consultations evaluate exposure from daily business activities and property assets. All client support, from initial risk assessment to claims assistance, runs on an as-needed basis to match fluctuating business demands.

GI
1214 Broad St Lowr Level
Guzman Insurance Group, LLC: Allstate Insurance
Commercial Insurance Agent · Providence, RI

As Providence businesses prepare for the potential impact of winter storms, securing appropriate commercial coverage becomes a priority. Guzman Insurance Group, LLC, an Allstate Insurance agency, helps local entrepreneurs navigate the complex commercial insurance landscape. The agency works to match each venture’s unique operational risks with suitable protection plans and liaises with carriers to address liability, property, and workers’ compensation needs. A risk inspection is scheduled with the advisor to review physical premises and business workflows, ensuring accurate coverage recommendations.

WI
477 Elmwood Ave
World Insurance Associates LLC
Commercial Insurance Agent · Providence, RI

World Insurance Associates LLC operates as a commercial insurance agent based in Providence, RI, focusing on core business insurance needs. Its agency work includes risk assessment and policy placement for area enterprises, with specialties in liability, property, and workers’ compensation coverage. The firm is equipped to support a variety of commercial sectors, including offices, warehouses, and food service operations.

GI
515 Elmwood Ave
Gilbane Insurance Agency Inc.
Commercial Insurance Agent · Providence, RI

Gilbane Insurance Agency Inc. assists clients in Providence with their residential insurance needs, ensuring personal property and liability coverage are properly aligned. The firm also specializes in commercial insurance, offering policies that protect businesses from operational and property-related risks throughout the local area. Understanding regional regulations helps them tailor coverage for various enterprises. After new policies are set up, they maintain contact with policyholders between regular visits to address any coverage adjustments needed for ongoing protection.

FI
24 Farmington Ave
Farmington Insurance Agency
Commercial Insurance Agent · Providence, RI

Farmington Insurance Agency of Providence, Rhode Island is known for securing robust coverage options tailored to local businesses. The company serves a full spectrum of commercial clients, from small retail operations to larger industrial enterprises. Its agents carefully assess each client’s unique risk exposure to design customized policies that address general liability, property, and workers’ compensation needs. As a specialty service, Farmington Insurance Agency also offers in-depth analysis and placement of commercial umbrella liability coverage to extend protection beyond primary policy limits.

LI
839 N Main St
Lefebvre Insurance Agency, Inc.
Commercial Insurance Agent · Providence, RI
(401) 273-0022
lefebvreins.com
AP
565 Broadway
Atwood And Palazzo Insurance Agency
Commercial Insurance Agent · Providence, RI
(401) 272-4340
DS
245 Waterman St # 501
DeCotis Specialty Insurance
Commercial Insurance Agent · Providence, RI
(401) 351-0066
decotis.com
NI
197 Pine St
National Insurance Agency RI
Commercial Insurance Agent · Providence, RI
(401) 246-7251

What Does a a Commercial Insurance Agent in Providence Cost?

The cost of commercial insurance in Rhode Island varies by business type size and location. A small Providence retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on industry class codes. Commercial auto policies in Providence often cost 1200 to 3000 dollars annually per vehicle. These ranges are estimates and your actual premium will depend on your specific risks and coverage limits. This is general information and not insurance advice.

About commercial insurance agents in Providence

Commercial insurance agents in Providence Rhode Island help businesses secure coverage for property liability and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the state statutes. Agents also advise on commercial auto policies which must meet Rhode Island minimum liability limits of 25/50/25.

Frequently Asked Questions

What types of commercial insurance do Providence businesses typically need?

Most Providence businesses need general liability insurance property insurance and workers compensation. Rhode Island law mandates workers comp for businesses with one or more employees. Agents also recommend commercial auto insurance for any company vehicles.

How do I choose a commercial insurance agent in Providence?

Look for an agent licensed in Rhode Island with experience in your industry. Check if they represent multiple carriers to compare quotes. Ask about their knowledge of Providence specific risks like coastal flooding or historic building coverage.

Are there Rhode Island specific requirements for commercial insurance?

Yes Rhode Island requires workers compensation insurance for nearly all employers. The state also has specific minimum auto liability limits of 25/50/25. Agents can help you comply with these statutes and advise on additional coverage for local regulations.

Commercial Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.