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Looking for a commercial insurance agent in Providence? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Providence, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 14 commercial insurance agents in Providence, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cross Insurance
291 Promenade St, Providence, RI 02908
(401) 431-9200
crossagency.com
Podmaska Insurance Agency Inc
1309 Chalkstone Ave, Providence, RI 02908
(401) 272-5444
podmaska.com
Wilson Insurance Agency
723 Atwells Ave, Providence, RI 02909
(401) 453-6659
wilsoninsuranceagencyri.com
Auto Cycle Insurance
400 Broadway, Providence, RI 02909
(401) 421-2005
autocycleins.net
Insurance Leader
1237 Elmwood Ave, Providence, RI 02907
(401) 781-1810
insurance-leader.poi.place
Jimenez And Associates
1099 A Broad St, Providence, RI 02905
(401) 461-1561
Guzman Insurance Group, LLC: Allstate Insurance
1214 Broad St Lowr Level, Providence, RI 02905
(401) 785-0806
agents.allstate.com
World Insurance Associates LLC
477 Elmwood Ave, Providence, RI 02907
(401) 572-3303
locations.worldinsurance.com
Gilbane Insurance Agency Inc.
515 Elmwood Ave, Providence, RI 02907
(401) 781-8680
gilbaneinsuranceri.com
Farmington Insurance Agency
24 Farmington Ave, Providence, RI 02909
(401) 944-2230
farmingtonins.com
Atwood And Palazzo Insurance Agency
565 Broadway, Providence, RI 02909
(401) 272-4340
Lefebvre Insurance Agency, Inc.
839 N Main St, Providence, RI 02904
(401) 273-0022
lefebvreins.com
DeCotis Specialty Insurance
245 Waterman St # 501, Providence, RI 02906
(401) 351-0066
decotis.com
National Insurance Agency RI
197 Pine St, Providence, RI 02903
(401) 246-7251
Commercial insurance agents in Providence Rhode Island help businesses secure coverage for property liability and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the state statutes. Agents also advise on commercial auto policies which must meet Rhode Island minimum liability limits of 25/50/25.
What Does a Commercial Insurance Agent in Providence Cost?
The cost of commercial insurance in Rhode Island varies by business type size and location. A small Providence retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on industry class codes. Commercial auto policies in Providence often cost 1200 to 3000 dollars annually per vehicle. These ranges are estimates and your actual premium will depend on your specific risks and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Providence businesses typically need?
Most Providence businesses need general liability insurance property insurance and workers compensation. Rhode Island law mandates workers comp for businesses with one or more employees. Agents also recommend commercial auto insurance for any company vehicles.
How do I choose a commercial insurance agent in Providence?
Look for an agent licensed in Rhode Island with experience in your industry. Check if they represent multiple carriers to compare quotes. Ask about their knowledge of Providence specific risks like coastal flooding or historic building coverage.
Are there Rhode Island specific requirements for commercial insurance?
Yes Rhode Island requires workers compensation insurance for nearly all employers. The state also has specific minimum auto liability limits of 25/50/25. Agents can help you comply with these statutes and advise on additional coverage for local regulations.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.