Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 commercial insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
What Does a Commercial Insurance Agent in Westerly Cost?
The cost of commercial insurance in Rhode Island varies widely by industry, revenue, and number of employees. A small retail shop in Westerly might pay between 400 and 800 dollars per year for general liability, while a construction contractor could pay 2,000 to 5,000 dollars annually for a comprehensive package. Workers compensation rates are set by the state and depend on your business classification and payroll. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Westerly businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Rhode Island requires workers comp for most employers with one or more employees. Your agent can help you assess risks specific to your business type.
How does Rhode Island law affect commercial insurance requirements?
Rhode Island General Law Title 28 mandates workers compensation insurance for nearly all employers. Additionally, the state requires commercial auto insurance with minimum liability limits of 25/50/25. A local agent ensures your policy meets these state-specific mandates.
Can a commercial insurance agent help with business liability in Westerly?
Yes, agents can help you secure general liability insurance to protect against third-party claims of bodily injury or property damage. They can also advise on professional liability or product liability coverage depending on your business operations.