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Commercial Insurance Agents in Charleston, SC

Compare commercial insurance agents in Charleston. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 17 commercial insurance agents in Charleston, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Maritime Insurance International
3 Lockwood Dr Suite 302A, Charleston, SC 29401
(843) 606-5270 maritimeinsuranceinternational.com
Harrell Insurance Agency
2000 Sam Rittenberg Blvd #124, Charleston, SC 29407
(843) 572-1500 harrell-insurance.com
C. T. Lowndes & Company
749 St Andrews Blvd, Charleston, SC 29407
(843) 763-0120 ctlowndes.com
Taylor Agency
147 Wappoo Creek Dr #502, Charleston, SC 29412
(843) 762-1805 tayloragency.com
A & A Insurance
1525 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 571-5060 aascinsurance.com
Covenant Insurance Group LLC
1032 Savannah Hwy, Charleston, SC 29407
(843) 795-0189 covenantig.com
Bridge Insurance
7 Gamecock Ave Suite 706, Charleston, SC 29407
(843) 974-5150 insurancecharleston.com
Anderson Insurance Associates
3491 Shelby Ray Ct, Charleston, SC 29414
(843) 763-7525 aiasc.com
Hanham Insurance Agency
27 Charlotte St, Charleston, SC 29403
(843) 276-1608 hanhaminsurance.com
Dunes Insurance
656 Ellis Oak Ave Suite 112, Charleston, SC 29412
(843) 737-6236 dunesinsurance.com
Cliff Heath Insurance Inc
1531 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-6316 cliffheathinsurance.com
Crescent Insurance Advisers
635 E Bay St D, Charleston, SC 29403
(843) 410-5616 crescentagency.com
The Brinson Insurance Agency
48 Rivers Point Row, Charleston, SC 29412
(843) 762-2086 brinsoninsurance.com
The General Agency
1527 Sam Rittenberg Blvd #1, Charleston, SC 29407
(843) 766-9091 generalagencyinc.com
Comprehensive Insurance
658 Rutledge Ave, Charleston, SC 29403
(843) 595-8553
Southeastern Insurance Solutions
177 Meeting St # 300, Charleston, SC 29401
(843) 829-7100 southeasterninsurancesolutions.com
Kinghorn Insurance Agency
1243 Savannah Hwy, Charleston, SC 29407
(843) 806-3911 kinghornagency.com

Commercial insurance agents in Charleston South Carolina help business owners protect their assets with tailored policies. South Carolina law requires certain businesses to carry workers compensation insurance if they have four or more employees. A local agent can guide you through these state-specific requirements and find the right coverage for your industry.

What Does a Commercial Insurance Agent in Charleston Cost?

Commercial insurance costs in South Carolina vary widely based on business type, size, location, and claims history. A small retail shop in Charleston might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more annually. Factors like coastal proximity and hurricane risk can increase property insurance premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Charleston businesses need?
Common policies include general liability, property insurance, workers compensation, and commercial auto. South Carolina law mandates workers comp for most businesses with four or more employees. Your agent can help you determine which coverages are required and which are recommended for your specific industry.
How do I choose a commercial insurance agent in Charleston?
Look for an agent who understands your industry and has experience with South Carolina regulations. Ask about their familiarity with local risks like hurricane exposure and coastal flooding. Check their licensing with the South Carolina Department of Insurance to ensure they are authorized to sell commercial policies.
Can I bundle multiple commercial policies with one agent?
Yes many agents offer business owner policies that bundle general liability, property, and business interruption coverage. Bundling can simplify your insurance management and may reduce your overall premium. Your agent can compare options from multiple carriers to find the best fit for your Charleston business.