The top-rated commercial insurance agent in Austin, Texas is Heaton Bennett Insurance, rated 4.9 stars across 954 reviews. Other highly rated options include Starr Insurance Agency, Cedar Oak Insurance, EZ Insurance Agency. This directory lists 21 commercial insurance agents serving Austin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heaton Bennett Insurance | 3933 Steck Ave B119 | (512) 372-8311 |
| 2 | Starr Insurance Agency | 8801 Research Blvd #104 | (512) 586-2000 |
| 3 | Cedar Oak Insurance | 901 S MoPac Expy Bldg.1, Suite 300 | (512) 777-2967 |
| 4 | EZ Insurance Agency | 4011 S 1st St | (512) 443-9700 |
| 5 | Prime Insurance Group LLC | 706 W Ben White Blvd Building B Ste 186 | (512) 843-9000 |
| 6 | Contigo Insurance Agency | 9310 Georgian Dr Suite A | (512) 518-7000 |
| 7 | Benjamin-Fry Insurance | 1213 W Slaughter Ln #140 | (512) 212-7185 |
| 8 | Contractors Insurance Services, LLC | 312 W Oltorf St | (512) 445-2727 |
| 9 | Watkins Insurance Group | 3834 Spicewood Springs Rd STE 100 | (512) 452-8877 |
| 10 | CapCity Insurance Services | 4360 S Congress Ave STE 109 | (512) 222-8805 |
Heaton Bennett Insurance serves the Austin, Texas metro area as a commercial insurance agent. The company assists local businesses in obtaining tailored property and general liability policies to protect physical assets and operations. Workers’ compensation coverage for employees is also arranged, ensuring compliance with state regulations. The firm helps clients manage risk exposure through professional liability insurance, specifically designed for service-oriented industries. It frequently handles policies for tradespeople and small contractors seeking general liability and auto coverage.
Starr Insurance Agency serves homeowners, businesses, and property managers in Austin, Texas, by providing tailored commercial insurance solutions to protect their assets and operations. The agency advises clients on appropriate coverage for liability, property, and other common business risks. By evaluating each client’s specific exposures, it helps secure policies that align with local industry needs. The agency also extends its commercial insurance services to businesses in the nearby Round Rock area, ensuring broader coverage access across the northern Austin metro.
Cedar Oak Insurance serves Austin, Texas, and its surrounding communities as a commercial insurance agent. The company handles a range of business coverage needs, including general liability, property, and workers' compensation policies. For each client, it assesses the specific risks associated with that local enterprise to match them with appropriate protection. The approach it uses to handle a typical job involves a detailed consultation to identify exposures, followed by a comparison of options from different carriers to secure a tailored policy.
EZ Insurance Agency provides commercial insurance services for business owners in Austin, Texas. Its offerings include general liability, property, and workers’ compensation coverage. The agency assists with policy selection and offers ongoing account maintenance to help clients manage changes in their operations. It provides support for routine policy reviews and claims assistance to ensure continued protection. The company serves various commercial properties, including single-family homes used for business, apartment complexes, retail spaces, and local restaurants.
As Austin businesses prepare for the seasonal shifts in liability and operations, securing reliable commercial insurance is a critical priority. Prime Insurance Group LLC in Austin, TX helps local companies navigate their unique coverage requirements. The agency assesses risks related to property, general liability, and workers' compensation. They work directly with each business client to review policy options from various insurers. A clear understanding of current operations allows them to tailor recommendations accordingly. The process typically begins with an on-site walk-through of the business premises to evaluate relevant exposures.
Contigo Insurance Agency specializes in commercial property, liability, and workers compensation coverage for businesses in Austin. It serves a range of local enterprises, from retail shops to contracting firms, by analyzing their unique risk exposures and matching them with appropriate protection plans. The agency provides ongoing support through policy adjustments and claims navigation. As wildfire season or severe weather threatens Central Texas, it helps commercial clients fortify their business interruption and property damage coverages.
Benjamin-Fry Insurance works as a commercial insurance agent in Austin, Texas, helping local businesses protect their operations from common liability and property risks. The company can tailor coverage packages that extend beyond basic policies to include specialized endorsements. These add-ons help mitigate losses from equipment breakdowns or data breaches. Benjamin-Fry Insurance serves a variety of commercial sectors, such as offices needing general liability, warehouses requiring inventory and building coverage, and food service establishments seeking protections for spoilage and customer incidents.
As a commercial insurance agent, Contractors Insurance Services, LLC in Austin, TX distinguishes between one-time policies, such as those for a single project, and recurring coverage like general liability for an ongoing business. They advise local contractors on necessary protections, including workers' compensation and surety bonds, tailoring options to fit specific operational needs. Their service runs on a one-time, scheduled, or as-needed basis depending on the client's policy lifecycle.
For residential property protection needs in the area, Watkins Insurance Group works with homeowners to help secure general coverage for their structures and belongings. The agency also writes commercial insurance programs designed for local businesses based in Austin, TX, addressing their liability and asset protection requirements under standard commercial insurance practices. When a policy is in place, clients can contact the agent to review upcoming renewals or adjust a plan between regular scheduled visits.
CapCity Insurance Services in Austin, Texas is a commercial insurance agent specializing in business risk management. The company works with local enterprises to secure essential coverage against property damage, liability claims, and workforce injuries. It serves a range of industries by analyzing unique operational exposures and matching clients with appropriate policies from multiple carriers. Policies are tailored to fit varying business sizes and sectors. As an added specialty, CapCity Insurance Services offers specific coverage options for commercial vehicles and fleet operations.
What Does a a Commercial Insurance Agent in Austin Cost?
Typical costs for a commercial insurance agent in Texas vary by business type size and risk. General liability policies often range from 500 to 3000 dollars per year for small businesses. Workers comp premiums depend on payroll and industry class codes. Commercial auto policies can cost 1200 to 5000 dollars annually per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Austin
Commercial insurance agents in Austin Texas help local businesses find coverage for property liability and workers compensation. Texas law requires most employers with workers comp coverage to follow specific reporting rules under the Texas Labor Code. An agent can explain policy options and help you meet state requirements for commercial auto or general liability insurance.
Frequently Asked Questions
What does a commercial insurance agent in Austin do?
A commercial insurance agent in Austin helps business owners compare policies for property general liability and workers compensation. They explain coverage limits and deductibles to match your business risks. They also assist with filing claims and updating policies as your business grows.
Is commercial auto insurance required in Texas?
Texas law requires commercial auto insurance for vehicles used for business purposes. Minimum liability limits are 30 thousand dollars per person for injury 60 thousand dollars per accident and 25 thousand dollars for property damage. An agent can help you get higher limits if needed.
How do Texas workers comp laws affect my business?
Texas does not require most private employers to carry workers compensation insurance. However if you choose to have it you must follow Texas Labor Code rules for reporting injuries and posting notices. An agent can explain the difference between subscribing and non subscribing options.
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