The top-rated commercial insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include LSM Insurance Agency, Pirkle Weir Insurance Agency, Archgate Insurance. This directory lists 20 commercial insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 4 | Archgate Insurance | 5510 114th St #200 | (806) 705-7151 |
| 5 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
| 6 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 7 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 8 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 9 | Owen Insurance Agency | 6418 98th St #200 | (806) 744-9811 |
| 10 | Alliance Insurance Agency | 2706 82nd St | (806) 792-0135 |
Grimes Insurance Agency Inc. serves Lubbock and the surrounding area as a commercial insurance agency. Its work involves helping business owners assess their risk exposures to secure appropriate coverage that supports their operations. The agency assists with policies for property and liability protection, ensuring companies can address everyday challenges. Its services include obtaining coverage for commercial property damage and general liability claims.
LSM Insurance Agency in Lubbock, TX, provides a broad range of commercial insurance policies designed to protect businesses from operational liabilities, property damage, and income loss. The agency offers personalized service and works with clients to review coverages annually, ensuring policies adapt to changing business needs. It helps local business owners secure protection for single-family homes, apartments, retail spaces, and restaurants.
Pirkle Weir Insurance Agency located in Lubbock, TX, serves local businesses, property owners, and commercial enterprises seeking reliable coverage for their operations and assets. The agency specializes in policies that protect against common commercial risks, including liability, property damage, and worker compensation claims. Its services are tailored to help business owners manage insurance needs efficiently while maintaining compliance with industry regulations. The agency also assists clients in neighboring communities within the Lubbock metropolitan area, such as Wolfforth.
Archgate Insurance serves Lubbock, Texas, and its surrounding communities, handling commercial coverage needs for local businesses. The company manages policies that protect property, liability, and operational risks common in this region. It works with clients to identify exposures and secure appropriate plans from its available carriers. To handle a typical job, Archgate Insurance reviews each business’s operations, discusses relevant coverage options, and presents a tailored proposal that addresses the specific risks identified during the consultation.
Weston Taylor Insurance specializes in commercial property, liability, and workers’ compensation coverage for local businesses in Lubbock, TX. It works with a variety of industries to tailor policies that protect company assets, manage operational risks, and ensure compliance with regional regulations. Whether a small retailer or a larger enterprise, the agency addresses unique exposures such as equipment breakdowns, supply chain interruptions, or contract disputes. It also helps businesses prepare for seasonal weather patterns common to the South Plains, including severe spring hailstorms that can damage roofs and inventory.
All Write Insurance Agency in Lubbock, TX, assists businesses by distinguishing between one-time policies, such as those for a specific event or short-term project, and recurring commercial insurance that renews annually, including general liability and property coverage. The agency also advises on workers’ compensation, commercial auto, and other essential protections for local enterprises tailored to their operational risks. Service runs on a scheduled as-needed basis to accommodate changing business needs throughout the policy term.
As Lubbock businesses prepare for seasonal shifts in demand or liability, The Shropshire Insurance Agency, Inc. structures coverage to match each operation's specific risks and regulatory requirements. This local commercial insurance agent works with owners to design policies for property, liability, and workers' compensation. Their process begins with a thorough on-site inspection of the business premises and a detailed review of current exposures and projected growth.
Beadle Insurance Agency, LLC works with local businesses to secure coverage for their unique operational risks. Located in Lubbock, Texas, the agency specializes in commercial insurance, offering tailored policies that address liability, property, and equipment exposures. Business owners can benefit from customized packages that protect against common industry claims. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Owen Insurance Agency provides residential insurance services for property owners in the Lubbock, Texas, area. The agency also specializes in commercial insurance coverage tailored to local businesses, helping them manage risks associated with their unique operations. Offerings include comprehensive policies designed for various commercial property types and liability exposures. Between regular policy reviews, the agency reaches out to clients to discuss any changes in their business needs or coverage requirements, ensuring ongoing support that follows up after each initial policy placement.
What Does a a Commercial Insurance Agent in Lubbock Cost?
Commercial insurance costs in Lubbock Texas vary widely by industry and coverage limits. General liability may cost between 400 and 1500 dollars per year for a small business. Workers compensation averages around 1.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto policies often range from 1200 to 3000 dollars annually. These are general estimates and your actual premium depends on risk factors and deductibles. This is general information and not insurance advice.
About commercial insurance agents in Lubbock
Commercial insurance agents in Lubbock Texas help businesses protect their assets with policies like general liability commercial property and workers compensation. Texas law does not require businesses to carry general liability insurance but does require workers compensation for most employers with a few exceptions. Local agents understand the risks facing Lubbock companies from agriculture to oil and gas.
Frequently Asked Questions
What types of commercial insurance do Lubbock businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Texas law mandates workers comp for most employers unless they are a non-subscriber. Agents can also recommend cyber liability or professional liability depending on the industry.
How do I choose a commercial insurance agent in Lubbock?
Look for an agent with experience in your industry and knowledge of Texas regulations. Ask about their carrier network and whether they offer bundled policies. Check their license through the Texas Department of Insurance website.
Does Texas have specific rules for commercial insurance policies?
Yes Texas is a fault state for auto insurance and does not require general liability but does require workers comp for most employers. The Texas Department of Insurance regulates policy forms and rates. Agents must follow Texas prompt pay laws for claims.
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