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Compare Commercial Insurance Agents in Schertz, TX

Directory of commercial insurance agents in Schertz, Texas. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Schertz, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 9 commercial insurance agents in Schertz, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nate Obregon - State Farm Insurance Agent
6000 FM3009 Ste 204, Schertz, TX 78154
(210) 460-4951 natefromsf.com
Bill Hicks - State Farm Insurance Agent
210 FM78, Schertz, TX 78154
(210) 658-4642 billhicksinsurance.com
Farmers Insurance - Natascha Reynoso
6051 FM3009 Ste 246, Schertz, TX 78154
(210) 797-7197 agents.farmers.com
Cindy Deschamps: Allstate Insurance
1420 Schertz Pkwy Ste 230, Schertz, TX 78154
(210) 656-1462 agents.allstate.com
Steven Garza - State Farm Insurance Agent
1996 Schertz Pkwy Suite 404, Schertz, TX 78154
(210) 658-6264 stevengarzainsurance.com
Joel Munis: Allstate Insurance
908 FM3009, Schertz, TX 78154
(210) 566-4440 agents.allstate.com
CIA (Colombo Insurance Agency)
611 Main St, Schertz, TX 78154
(210) 966-0601 colomboins.com
Laskowski Insurance Agency
17305 I-35 N #134, Schertz, TX 78154
(210) 828-2265 laskowskiinsurance.com
Will Peterson Insurance Agency
908 FM3009, Schertz, TX 78154
(210) 945-9455 agents.allstate.com

What Does a Commercial Insurance Agent in Schertz Cost?

Commercial insurance costs in Texas vary widely by industry size and risk. A small retail shop in Schertz might pay 500 to 1500 per year for general liability while a construction company could pay 5000 to 15000 annually for workers comp and liability. Factors like payroll revenue and claims history affect premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Schertz businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Texas law does not require general liability but many landlords and contracts do. Workers comp is required for most employers with five or more employees.
How do Texas workers compensation laws affect Schertz businesses?
Texas is one of the few states where workers comp is not mandatory for all employers. However if you have five or more employees you must either carry workers comp or follow the Texas nonsubscriber rules. Nonsubscribers can be sued by injured employees without the usual liability limits.
Can a commercial insurance agent in Schertz help with Texas windstorm coverage?
Yes. Many Schertz businesses need windstorm and hail coverage which is available through the Texas Windstorm Insurance Association for high-risk areas. A local agent can help determine if your property qualifies for TWIA or private market options.