The top-rated commercial insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Grace Bocalan - State Farm Insurance Agent, Mike Ramirez - State Farm Insurance Agent. This directory lists 19 commercial insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Grace Bocalan - State Farm Insurance Agent | 3715 Colby Ave | (425) 252-5121 |
| 4 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 5 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 6 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 7 | Farmers Insurance - Mary Allred | 909 SE Everett Mall Way Ste C318 | (425) 513-6204 |
| 8 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
| 9 | Leavitt Group Northwest | 1010 SE Everett Mall Way Ste 204 | (425) 258-2300 |
| 10 | Gardner Agency: Allstate Insurance | 20 SW Everett Mall Way Ste 6 | (425) 290-7109 |
Vern Fonk Insurance, serving Everett, Washington, offers commercial insurance clients both one-time policies for specific projects or temporary needs and recurring coverage for ongoing business operations. Policies cover essential commercial risks such as general liability, property damage, and workers compensation for local enterprises. Service is structured to run on either a scheduled basis for predictable renewals or as needed for rapidly adjusting business requirements, with one-time quotes available upon request.
McClain Insurance Services serves Everett, Washington, and the surrounding Snohomish County area as a commercial insurance agent. The agency helps businesses secure coverage that matches their operational risks. General liability and property insurance are fundamental offerings for local companies. Workers’ compensation policies help protect employers against workplace injury claims. McClain Insurance Services specializes in tailoring these coverages for small to mid-sized businesses. It specifically handles commercial auto insurance for fleets and professional liability coverage for independent contractors.
Grace Bocalan - State Farm Insurance Agent in Everett, WA, provides a full range of commercial insurance services, including general liability and property coverage tailored for local businesses. Its service plans offer annual policy reviews and risk assessments to help clients maintain appropriate coverage as their operations evolve. The agent also assists with workers' compensation and commercial auto policies, ensuring comprehensive protection. Properties served include single-family homes, apartments, retail stores, and restaurants.
Mike Ramirez - State Farm Insurance Agent serves homeowners, businesses, and property managers in Everett, Washington by providing commercial insurance agent services for general liability, property coverage, and business interruption policies. The agency helps local entrepreneurs assess their risk exposure and secure appropriate insurance solutions for their specific operations. Business owners can consult with the agent to review their current coverage needs for retail, office, or industrial spaces. This agency also covers the neighboring communities of Mukilteo and south Snohomish County.
The Miller Insurance Agency of Washington serves Everett and its surrounding communities in Snohomish County, handling commercial insurance coverage for local businesses. The agency works with business owners to secure policies that protect their operations from common risks in the region. It focuses on understanding each client's specific liability and property needs. This firm approaches a typical job by first analyzing a business’s unique exposures and then matching those risks with appropriate coverage options from standard insurance markets.
Calrose Insurance in Everett, WA offers both one-time policy reviews and recurring commercial insurance services. Coverage options include general liability, property, and workers’ compensation designed to protect local businesses from common operational risks. A commercial insurance agent in the area customizes plans based on industry-specific exposures. Service runs on an as-needed basis, allowing clients to request policy adjustments or new quotes whenever their business circumstances change.
Farmers Insurance - Mary Allred specializes in commercial insurance solutions for small and mid-sized businesses, tailoring policies for property, liability, and workers’ compensation needs. Serving clients in Everett, Washington, the agency provides general risk assessment and coverage options designed to protect local enterprises from everyday operational setbacks. In addition to core services, it assists businesses with seasonal concerns such as winter weather disruptions or increased liability during summer construction projects, helping maintain continuity and financial stability.
Everett’s maritime and construction businesses often face unique liability exposures as seasonal demands shift. Westphal Insurance Agency addresses these evolving needs by analyzing each commercial client’s specific operations and risk profile. The agency draws on broad market knowledge to identify appropriate coverage for property, general liability, and workers’ compensation. A full initial consultation allows the agent to assess current policies, inventory assets, and discuss any operational changes. The process begins with a thorough on-site review of the business location to document exposures and recommend tailored solutions.
Based in Everett, WA, Leavitt Group Northwest assists local homeowners and renters with their residential insurance needs. They also guide area businesses through the complexities of commercial insurance, offering advice on property, liability, and workers’ compensation coverages available throughout the broader Snohomish County region. Following an initial policy review, they handle claims support and coverage adjustments, ensuring clients are prepared between regular service visits to discuss changing business or personal exposures.
What Does a a Commercial Insurance Agent in Everett Cost?
Typical costs for a commercial insurance agent in Washington range from 500 to 3000 dollars per year for a small business policy depending on industry size and coverage limits. A retail store might pay 600 to 1200 dollars annually while a construction firm could pay 2000 to 5000 dollars. Workers compensation premiums are set by the state based on payroll and risk class. This is general information not insurance advice.
About commercial insurance agents in Everett
Commercial insurance agents in Everett Washington help local businesses find coverage for general liability workers compensation and commercial property. Washington state requires employers to carry workers compensation insurance through the state fund or a qualified private plan. Agents also guide businesses on compliance with Washington business license and insurance requirements.
Frequently Asked Questions
What types of commercial insurance do Everett businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Washington law requires workers comp for most employers. An agent can help you assess risks and meet state requirements.
How do I choose a commercial insurance agent in Everett?
Look for an agent licensed in Washington with experience in your industry. Ask about their knowledge of local risks such as earthquake or flood zones near Puget Sound. Check their reputation with the Washington State Office of the Insurance Commissioner.
Does Washington have specific commercial insurance regulations?
Yes Washington requires workers compensation insurance through the Department of Labor and Industries unless you qualify for self insurance. The state also mandates liability insurance for certain businesses like contractors and auto carriers. An agent can help you understand these rules.
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