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Find Commercial Insurance Agents Near You in St Albans, WV

Browse commercial insurance agents serving St Albans, West Virginia. Updated 2026-07-14.

The top-rated commercial insurance agent in St Albans, West Virginia is J.C. Spears - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Colby Johnson - State Farm Insurance Agent, Affordable Insurance Solutions: Ethan Poole, Saint Albans Insurance Agency. This directory lists 16 commercial insurance agents serving St Albans.

Showing 16 commercial insurance agents in St Albans, WVListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1J.C. Spears - State Farm Insurance Agent120 Walnut St(304) 722-7227
2Colby Johnson - State Farm Insurance Agent222 Third Ave(304) 722-4201
3Affordable Insurance Solutions: Ethan Poole1000 6th Ave(304) 727-0969
4Saint Albans Insurance Agency701 6th Ave(304) 396-7353
5State Farm Insurance222 Third Ave(304) 722-4201
6Morris Insurance Services715 6th Ave(304) 722-6443
7D. Scott Jarrett: Allstate Insurance200 Kanawha Terrace #5(304) 220-7026
8Horace Mann Insurance1000 6th Ave(304) 727-0969
9Nationwide Insurance: Oscar R Sanford Ii500 4th St(304) 722-4627
10LeRose Insurance LLC701 6th Ave(304) 722-5512
JC
120 Walnut St
J.C. Spears - State Farm Insurance Agent
Commercial Insurance Agent · St Albans, WV

J.C. Spears - State Farm Insurance Agent serves the St. Albans, WV area, specializing in commercial insurance solutions for local businesses. This agency provides essential coverage options designed to protect company assets and manage operational risks. Policies typically include general liability, property insurance, and commercial auto coverage tailored to regional needs. Business interruption coverage and workers’ compensation policies are among the specific services this agency helps local companies secure.

CJ
222 Third Ave
Colby Johnson - State Farm Insurance Agent
Commercial Insurance Agent · St Albans, WV

Colby Johnson - State Farm Insurance Agent in St Albans, WV provides commercial insurance coverage tailored to local business operations. Services include property protection and general liability policies designed to safeguard assets from unexpected events. Customized maintenance and risk management plans are developed to help minimize potential operational disruptions over time. The agency routinely serves enterprises such as single-family homes, apartments, retail stores, and restaurants throughout the surrounding area.

AI
1000 6th Ave
Affordable Insurance Solutions: Ethan Poole
Commercial Insurance Agent · St Albans, WV

Affordable Insurance Solutions: Ethan Poole serves local businesses, commercial property owners, and entrepreneurs seeking liability and asset protection. The agency provides tailored commercial insurance policies, including general liability and property coverage, designed to meet the operational needs of small and midsize enterprises throughout the St Albans area. Standard offerings are customized to address industry-specific risks while remaining competitively structured. The company also extends its commercial insurance services to clients in the greater Charleston metropolitan region, including nearby communities such as Dunbar and South Charleston.

SA
701 6th Ave
Saint Albans Insurance Agency
Commercial Insurance Agent · St Albans, WV

Saint Albans Insurance Agency serves St Albans, West Virginia, and the surrounding communities in the region. It handles commercial insurance agent needs for local businesses seeking property and liability coverage. Policies are arranged with the agency to manage general risks for small companies and larger enterprises alike. The agency operates by first assessing a business’s specific exposures and then matching those needs with appropriate insurance solutions, using a straightforward consultation process for each client.

SF
222 Third Ave
State Farm Insurance
Commercial Insurance Agent · St Albans, WV

State Farm Insurance in St Albans, WV offers commercial insurance agents who distinguish between one-time and recurring service options, including tailored coverage for business property, general liability, and workers compensation. Policies can address risks unique to local enterprises, from retail shops to construction contractors. Service runs on a fully as-needed basis, with agents available to review changing exposures, update liability limits, or add coverage for new equipment without requiring a fixed schedule.

MI
715 6th Ave
Morris Insurance Services
Commercial Insurance Agent · St Albans, WV

As winter storms approach St Albans, local businesses often need prompt help reviewing their commercial insurance coverage. Morris Insurance Services provides commercial insurance for area enterprises, addressing concerns about liability, property damage, and business interruption risks. The agency works directly with companies to identify exposures unique to their industry and building location. After an initial conversation about policy gaps or renewal needs, a representative schedules an on-site inspection of the business premises to assess all updated requirements.

DS
200 Kanawha Terrace #5
D. Scott Jarrett: Allstate Insurance
Commercial Insurance Agent · St Albans, WV

D. Scott Jarrett: Allstate Insurance provides commercial insurance agent services in St Albans, WV, specializing in tailored coverage for business property, liability, and commercial auto. The agency works with local entrepreneurs and established companies to assess risk and build policies that protect operations and assets. It serves a variety of business types, from retail shops to trades and professional offices, helping them secure the appropriate coverage for their specific needs. As winter approaches, it assists businesses with ensuring their commercial vehicles are properly insured against seasonal hazards.

HM
1000 6th Ave
Horace Mann Insurance
Commercial Insurance Agent · St Albans, WV

As winter weather approaches in St. Albans, WV, businesses face increased risks from ice and snow damage. Horace Mann Insurance assists local commercial clients by reviewing liability and property coverage tailored to seasonal exposure. This independent agency connects area enterprises with appropriate protection. They examine unique operational hazards, from retail shops to trade contractors. Their standard practice includes scheduling a thorough on-site inspection before finalizing any new commercial policy.

NI
500 4th St
Nationwide Insurance: Oscar R Sanford Ii
Commercial Insurance Agent · St Albans, WV

Nationwide Insurance: Oscar R Sanford II serves clients as a commercial insurance agent in St Albans, WV. It offers general commercial policies and also provides add-on coverage options for liability and property protection. The agency assists with risk management and financial planning for businesses. It can serve a variety of commercial sectors including offices, warehouses, and food service establishments.

LI
701 6th Ave
LeRose Insurance LLC
Commercial Insurance Agent · St Albans, WV

LeRose Insurance LLC serves homeowners and renters in St Albans, WV, with personal insurance protection. For local business owners, the agency also writes commercial coverage, including general liability, property, and workers compensation policies tailored to small and mid-sized companies throughout the region. Clients receive guidance on managing risk and selecting appropriate coverage limits for their operations. After claims or policy changes, agents follow up to adjust coverage and schedule renewal discussions between routine business visits.

TI
221 4th Ave
Trusted insurance co
Commercial Insurance Agent · St Albans, WV
(304) 202-1478
luciennevina259076.wixsite.com/trusted-insurance-co
TP
1000 6th Ave
Trace Poole Insurance
Commercial Insurance Agent · St Albans, WV
(304) 727-0969
affordableautohomelife.com
TI
520 6th Ave
Truist Insurance Services
Commercial Insurance Agent · St Albans, WV
(304) 722-0300
truist.com
FB
200 Kanawha Terrace #5
Ficon-Bush Insurance Agency, Inc
Commercial Insurance Agent · St Albans, WV
(304) 727-7228
MS
103 6th Ave
Mountain State Senior Insurance Services
Commercial Insurance Agent · St Albans, WV
(304) 201-0100
MS
4th St
Mountain State Senior Insurance Services
Commercial Insurance Agent · St Albans, WV

What Does a a Commercial Insurance Agent in St Albans Cost?

Typical costs for commercial insurance in West Virginia vary widely. A small business might pay between 500 and 3000 dollars per year for general liability. Workers compensation rates are set by the state and depend on payroll and industry class codes. Commercial auto insurance can range from 1200 to 5000 dollars annually. These are general estimates and actual costs depend on your specific business risks and coverage limits. This information is general and not insurance advice.

About commercial insurance agents in St Albans

Commercial insurance agents in St Albans West Virginia help local businesses find coverage for property liability and workers compensation. West Virginia law requires most employers to carry workers compensation insurance through the state fund or an approved private carrier. An agent can guide you through these requirements and tailor policies to your specific industry needs.

Frequently Asked Questions

What types of commercial insurance do St Albans businesses need?

Common types include general liability property insurance and workers compensation. West Virginia law mandates workers comp for most employers with three or more employees. Agents can also help with commercial auto and professional liability coverage.

How do I choose a commercial insurance agent in St Albans West Virginia?

Look for an agent licensed in West Virginia with experience in your industry. Ask about their knowledge of local regulations and the West Virginia Insurance Commission. Check references and compare quotes from multiple agents.

What is the West Virginia Business Liability Insurance requirement?

West Virginia does not have a general state law requiring liability insurance for all businesses. However many contracts and leases require it. Agents can help you assess risks and obtain appropriate coverage.

Commercial Insurance Agents in Other West Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.