The top-rated commercial insurance agent in Janesville, Wisconsin is Katie Myers - State Farm Insurance Agent, rated 4.9 stars across 326 reviews. Other highly rated options include Amanda Sugden American Family Insurance, Don Gerharz - State Farm Insurance Agent, Jaysen Jorgensen - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Janesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Myers - State Farm Insurance Agent | 4465 Milton Ave Suite 106 | (608) 755-1330 |
| 2 | Amanda Sugden American Family Insurance | 1346 Excalibur Dr | (608) 755-7800 |
| 3 | Don Gerharz - State Farm Insurance Agent | 305 S Main St | (608) 741-1122 |
| 4 | Jaysen Jorgensen - State Farm Insurance Agent | 1341 N Wright Rd | (608) 756-9208 |
| 5 | Colleen Frentzel American Family Insurance | 4407 Milton Ave Ste 110 | (608) 302-4101 |
| 6 | TLLA Insurance Agency | 2121 Milton Ave Suite 140 | (608) 756-4510 |
| 7 | Wisco Insurance Company | 7 N Main St | (608) 743-2145 |
| 8 | Nickols & Associates LLC American Family Insurance | 1613 Newman St | (608) 754-6421 |
| 9 | Rob Seeman Agency Llc | 1344 Creston Park Dr | (608) 757-4372 |
| 10 | Adam Johnston Insurance | 2557 Milton Ave | (608) 755-8322 |
Katie Myers - State Farm Insurance Agent serves the Janesville, Wisconsin, area, offering commercial insurance solutions for local businesses. The agency helps clients secure coverage tailored to their operational risks and industry requirements. Policies typically address property damage, liability protection, and business interruption. Those needing specialized coverage can receive assistance with commercial auto insurance for company vehicles and workers’ compensation policies to protect employees on the job.
Amanda Sugden American Family Insurance provides a full range of commercial insurance options for businesses in Janesville, WI. Its service approach focuses on tailoring coverage to help protect business operations and assets while offering ongoing support for evolving needs. Standard maintenance includes regular policy reviews to ensure coverage aligns with current business activities and risk exposure. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Don Gerharz - State Farm Insurance Agent serves homeowners, local businesses, and commercial property managers throughout the Janesville area. The agency provides commercial insurance policies designed to protect company assets, liability exposures, and business income from unexpected disruptions. Personal insurance needs, including auto and home coverage, are also addressed for clients managing multiple properties or businesses. This agent helps commercial clients assess risk and select appropriate coverage limits to fit their operations. Services extend to surrounding Rock County communities, including Beloit and the nearby rural townships.
Jaysen Jorgensen - State Farm Insurance Agent serves Janesville, Wisconsin, and the surrounding Rock County communities. The agency handles commercial insurance policies for local small and medium-sized businesses. These policies include coverage for general liability, property, and workers compensation. The agent works directly with business owners to assess their specific operational risks and provide appropriate policy options. Each engagement begins with a thorough review of the client's business activities and assets before presenting tailored coverage solutions.
Colleen Frentzel American Family Insurance in Janesville, WI, helps local businesses distinguish between one-time policies, such as those for a single event or project, and recurring coverage, which renews annually or quarterly. Their commercial insurance offerings are designed to protect assets, liability, and daily operations. Service for existing policies typically operates on an as-needed basis, with agents available to adjust coverages, file claims, or answer questions whenever a business owner requires assistance.
TLLA Insurance Agency specializes in crafting commercial liability and property coverage packages for Janesville businesses. It also provides general risk management guidance to local retailers, manufacturers, and service providers, helping them secure suitable policy limits. The agency addresses common coverage gaps that can leave a small business exposed. During the winter months, it assists clients with workers’ compensation adjustments to account for seasonal hazards like icy parking lots and delivery route slips, which helps maintain compliance with evolving Wisconsin safety regulations.
When January snowstorms disrupt operations on Janesville’s main corridors, local businesses look for a reliable commercial insurance agent to review their property and liability coverages. Wisco Insurance Company serves clients in this category, analyzing typical regional risks such as severe weather, delivery vehicle accidents, and seasonal employee turnover. The agent works with business owners to tailor standard policies for retail storefronts, small contractors, and warehousing concerns. An initial consultation always begins with a thorough on-site inspection of the premises and operations before any policy structure is proposed.
Nickols & Associates LLC American Family Insurance provides residential insurance coverage to clients in Janesville, Wisconsin, and the surrounding region. The agency also offers commercial insurance policies tailored for local businesses, addressing general liability, property, and workers' compensation needs. Service is available throughout the Janesville area, and the office is available to discuss a full range of risk management options. The agent follows up with customers after claims to help ensure coverage remains appropriate between regular review visits.
Adam Johnston Insurance in Janesville, WI, is known for matching local businesses with appropriate commercial coverage. This agency assists companies in managing risk through general liability, property, and workers' compensation policies. The team advises clients on industry-specific exposures that often affect operations and profitability. Every quote is reviewed to ensure limits address unique business needs. As a specialty offering, the agency can structure inland marine coverage for equipment and inventory that move between job sites.
What Does a a Commercial Insurance Agent in Janesville Cost?
Typical costs for commercial insurance in Wisconsin vary widely by industry and coverage level. A small retail shop might pay between 400 and 800 dollars per year for general liability. A construction company could pay 2,000 to 5,000 dollars annually for a package policy. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information and not insurance advice.
About commercial insurance agents in Janesville
Commercial insurance agents in Janesville Wisconsin help business owners protect their assets with tailored coverage. Wisconsin law requires certain businesses to carry workers compensation insurance if they have three or more employees. A local agent can guide you through state-specific requirements and find policies that fit your operations.
Frequently Asked Questions
What types of commercial insurance do Janesville businesses typically need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Wisconsin law mandates workers comp for most employers with three or more employees. Your agent can help you assess risks specific to your industry.
How do Wisconsin insurance regulations affect my business policy?
Wisconsin follows a fault-based system for auto liability and has specific rules for commercial umbrella policies. The state also requires that commercial insurance agents hold a valid license from the Wisconsin Office of the Commissioner of Insurance. Your agent must comply with these regulations when advising you.
Can a commercial insurance agent help me lower my premiums in Janesville?
Yes. Agents can review your risk profile and suggest safety programs or higher deductibles to reduce costs. They also compare quotes from multiple carriers to find competitive rates. Bundling policies like general liability and property insurance often leads to discounts.
Commercial Insurance Agents in Other Wisconsin Cities
Appleton · Beloit · Brookfield · De Pere · Eau Claire · Fitchburg · Fond du Lac · Franklin · Green Bay · Greenfield · Kenosha · La Crosse · Madison · Menomonee Falls · Mequon