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Compare Condo Insurance Agents in Birmingham, AL

Directory of condo insurance agents in Birmingham, Alabama. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Birmingham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 condo insurance agents in Birmingham, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
4608 Avenue W Ste D, Birmingham, AL 35208
(205) 386-5182 locations.freeway.com
Caroline Dorris - State Farm Insurance Agent
2805 6th Ave S, Birmingham, AL 35233
(205) 322-3276 carolinedorris.com
Elevation Insurance
4000 Eagle Point Corporate Dr Suite #285, Birmingham, AL 35242
(205) 974-1323 elevationinsurance.net
Joshua Williams - State Farm Insurance Agent
2101 Magnolia Ave S Ste 400, Birmingham, AL 35205
(205) 510-7542 bhamautoinsurance.com
Burns Mitchell Agency: Allstate Insurance
5588 Apple Park Dr Suite 109, Birmingham, AL 35235
(205) 749-4978 agents.allstate.com
Wiggins Insurance Agency
5971 Chalkville Mountain Ln Suite D, Birmingham, AL 35235
(205) 853-6429 wigginsinsuranceagency.com
Greg Armstrong - GEICO Insurance Agent
1423 Gadsden Hwy Suite 109, Birmingham, AL 35235
(205) 508-6077 geico.com
All American Insurance
819 3rd Ave N, Birmingham, AL 35203
(205) 322-0311 allamericaninsbham.com
Bama Insurance Services
260 W Valley Ave, Birmingham, AL 35209
(205) 942-3522 bamainsurance.com
PAC Insurance Agency, Inc.
213 Gadsden Hwy, Birmingham, AL 35235
(205) 836-5959 pacinsuranceagency.com
Farmers Insurance - Mickey Berry
200 Cahaba Park Cir Ste 112, Birmingham, AL 35242
(205) 490-6000 agents.farmers.com
The Reed Agency
9624 Parkway E, Birmingham, AL 35215
(205) 854-2156 thelreedagency.com
Legacy Insurance
2225 Cahaba Valley Dr, Birmingham, AL 35242
(205) 995-1956 legacyinsurance.org
Alabama Home and Auto Insurance
3595 Grandview Pkwy Suite 250, Birmingham, AL 35243
(205) 582-8800 alabamahomeauto.com
Availen Insurance
2718 20th St S Suite 203, Birmingham, AL 35209
(205) 994-8567 availeninsurance.com
Bentley Insurance Inc.
2421 2nd Ave N, Birmingham, AL 35203
(205) 663-6223 bentley-insurance.com
Farmers Insurance - David Porter
3229 Veterans Cir Ste 115, Birmingham, AL 35235
(205) 661-2001 agents.farmers.com
Abbott Insurance -TWFG
200 Cahaba Park Cir Suite 102, Birmingham, AL 35242
(205) 558-5433 agentpages.twfg.com
Altasurance
201 Office Park Dr #100, Birmingham, AL 35223
(205) 970-2187 altasurance.com
The Prewitt Group
2146 Highland Ave, Birmingham, AL 35205
(205) 933-9207 prewitt.group

Condo insurance agents in Birmingham Alabama help you protect your unit and personal belongings. Alabama law requires condominium associations to carry a master policy, but individual unit owners need their own HO-6 policy to cover interior fixtures and personal liability. A local agent can explain how Alabama regulations affect your coverage needs.

What Does a Condo Insurance Agent in Birmingham Cost?

Condo insurance in Alabama typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your unit location in Birmingham, coverage limits, and deductible amount affect the premium. Higher value units near downtown or in flood zones may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Birmingham do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They review your association master policy to identify gaps and recommend appropriate coverage limits.
Is condo insurance required in Alabama?
Alabama law does not require individual condo insurance, but most mortgage lenders do require an HO-6 policy. Your condo association may also require proof of coverage in the bylaws.
How does Alabama law affect condo insurance?
Alabama follows a modified comparative fault rule for liability claims. Your agent can help you understand how this affects your personal liability coverage and the importance of adequate limits.