The top-rated condo insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Lucas Flood Agency. This directory lists 19 condo insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 5 | Eric Strobel - State Farm Insurance Agent | 233 N Alarcon St | (928) 778-0560 |
| 6 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 7 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 8 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 9 | Brian Creuz - GEICO Insurance Agent | 1046 Willow Creek Rd suite 119 | (928) 227-9850 |
| 10 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
Angela Smith at Comparion Insurance Agency serves Prescott, Arizona, and the surrounding Yavapai County area. The agency specializes in helping condo owners secure property protection tailored to the unique needs of individually owned units within a larger association. Policies typically cover interior structures, personal belongings, and liability for accidents inside the unit. The agency also assists clients in understanding the coverage gaps that exist between a master association policy and a personal condo policy. It handles both standard and high-value condo insurance policies for local homeowners.
Shepherd Insurance, formerly Lori Sell Insurance, provides a full range of condo insurance services in Prescott, Arizona. Its service plans include personalized policy reviews to ensure proper coverage for interior structures and personal liability. Maintenance plans are tailored to help clients understand potential risks specific to their properties. The company services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants.
Tracy Murr - State Farm Insurance Agent in Prescott, AZ provides condo insurance for homeowners, businesses, and property managers. The agency works with clients to secure coverage that protects condominium units, personal belongings, and liability. Agents in this area guide policyholders through common coverage needs like loss assessment and interior structural damage. Policies can be tailored to individual condo associations and building requirements. The agency also serves clients in nearby Chino Valley and the surrounding Yavapai County communities.
Serving Prescott and the surrounding Yavapai County communities, Lucas Flood Agency handles condo insurance for individual unit owners in local multi-family buildings. The agency focuses on policies that cover interior structures, personal belongings, and liability exposure specific to condominium living. Each situation involves assessing the master policy details provided by the homeowners association. For a typical job, the agency first reviews the association’s coverage to identify gaps, then customizes a policy tailored to the client’s personal assets and risk tolerance.
For resident owners in Prescott, Arizona, understanding the distinction between a one-time consultation about a policy and an ongoing relationship for annual coverage reviews is key. Eric Strobel - State Farm Insurance Agent offers condo insurance tailored to the specific needs of local communities and structures. Coverage details and policyholder requirements are reviewed during an initial meeting. These services are available on either a one-time advice basis or as scheduled, ongoing account management as determined by the client.
Moll Insurance Agency Inc. in Prescott, Arizona, specializes in securing tailored condo policies that address individual unit coverage needs beyond a building’s master plan. The agency also works with clients to handle general renters and condo insurance requirements for properties in the Prescott area. Its services include guidance on common concerns such as policy gaps for interior upgrades and liability protection. During the monsoon season, the agency helps clients understand how their policies cover water damage from heavy rains or wind-driven storms.
As monsoon season brings sudden hail and wind to Prescott, Trailstone Insurance Independent Agency helps condo owners evaluate their vulnerability to storm damage. This phone and online only agency specializes in arranging coverage that addresses the unique risks faced by interior and exterior unit exposures. Because many local homeowners associations impose minimum coverage requirements, the agent reviews master policy deductions and recommends appropriate individual policy limits following a brief, no-obligation assessment of your property’s specific conditions.
Daniel Martinez - Goosehead Insurance offers residential condo insurance services to clients in Prescott, Arizona. The agency also handles commercial coverage for local businesses needing property protection. Serving the Prescott area, they focus on matching policies to the specific needs of condo owners and management. They are available for follow-up policy adjustments and repeat service between regular visits, ensuring coverage remains aligned with changes in the property or community requirements.
Brian Creuz - GEICO Insurance Agent in Prescott, AZ assists clients with general condo insurance coverage such as building property and personal liability. Their specialty add-ons include loss assessment protection and flood endorsements for unit owners. The agent works with condominium associations and individual policyholders to safeguard common areas and personal belongings. They can also serve commercial sectors such as offices, warehouses, and food service establishments with tailored insurance solutions for business operations.
Dennis Burks - State Farm Insurance Agent in Prescott, AZ is known for specializing in condo insurance policies that protect individual units and shared building elements. The agency serves local condo owners seeking coverage for personal property, liability, and loss assessments. General services include standard hazard protection and personal umbrella options. For highly specific risks, it can add on coverage for special assessments from a homeowners association.
What Does a a Condo Insurance Agent in Prescott Cost?
Condo insurance in Prescott typically costs between 300 and 600 dollars per year for a standard HO6 policy. Factors like your unit value, deductible choice, and location near wildfire zones can affect the price. This is general information and not insurance advice.
About condo insurance agents in Prescott
Condo insurance agents in Prescott help you understand the unique coverage needs for your unit. Under Arizona law, the condo association master policy typically covers the building structure, but you need a separate HO6 policy for your interior walls, personal property, and liability. A local agent can explain how Arizona statute ARS 33-1256 affects your coverage responsibilities.
Frequently Asked Questions
What does a condo insurance agent in Prescott do?
A condo insurance agent helps you find an HO6 policy that covers your personal belongings, interior improvements, and liability. They review your condo association master policy to identify gaps and ensure you meet Arizona lending requirements.
Do I need condo insurance in Arizona?
Yes, most lenders require an HO6 policy for condo owners in Arizona. Even if not required by your lender, the policy protects your personal property and provides liability coverage for incidents inside your unit.
How does Arizona law affect my condo insurance?
Arizona Revised Statute 33-1256 outlines that the condo association must insure the common areas and building structure. Your personal policy covers your unit interior and belongings. The agent can help you match coverage to the association requirements.
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