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HomeCondo Insurance AgentsArizona › Surprise

Find Condo Insurance Agents Near You in Surprise, AZ

Browse condo insurance agents serving Surprise, Arizona. Updated 2026-07-14.

The top-rated condo insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 536 reviews. Other highly rated options include Oasis Insurance, Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff. This directory lists 22 condo insurance agents serving Surprise.

Showing 22 condo insurance agents in Surprise, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1William Kohl - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 546-1124
2Oasis Insurance12751 W Bell Rd Suite 129(623) 435-4082
3Lisa RO Ross - State Farm Insurance Agent14827 W Bell Rd Ste 101(623) 974-2600
4American Insurance Benefits - Andy Orlikoff14955 W Bell Rd #8031(623) 742-3878
5Michele Fanelli - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 584-2885
6InsuranceBeacon.com15270 W Brookside Ln Ste 125(623) 584-0071
7Guillermo Morales - State Farm Insurance Agent14763 Cactus Rd #108(623) 594-2845
8Moore Insurance Agency15282 W Brookside Ln(623) 556-1576
9Jerome Hammack - State Farm Insurance Agent15278 W Bell Rd #101(623) 440-9600
10Giles & Iten Insurance11503 W Bell Rd Suite C(623) 201-8570
WK
18789 N Reems Rd Ste 200
William Kohl - State Farm Insurance Agent
Condo Insurance Agent · Surprise, AZ

William Kohl - State Farm Insurance Agent serves the Surprise, Arizona area and provides condo insurance services for local homeowners. As a neighborhood agent, the office helps condominium owners protect their units against common risks like water damage and liability. Policies are tailored to cover interior structures and personal property while coordinating with the building’s master policy. The agency also handles deductible coverage and loss assessment protection for association-related claims.

OI
12751 W Bell Rd Suite 129
Oasis Insurance
Condo Insurance Agent · Surprise, AZ

Oasis Insurance provides a range of services tailored to condo owners, including coverage for personal property, liability, and loss assessment. It offers guidance on special assessments and helps clients understand their master policy requirements. The company assists with plan adjustments to accommodate changing needs over time. It services single-family homes, apartments, retail spaces, and restaurants in Surprise, Arizona.

LR
14827 W Bell Rd Ste 101
Lisa RO Ross - State Farm Insurance Agent
Condo Insurance Agent · Surprise, AZ

Lisa RO Ross - State Farm Insurance Agent in Surprise, Arizona, serves homeowners and property managers who need comprehensive condo insurance coverage. It provides personalized policies designed to protect individual units and shared building assets against common perils. The agency assists clients in navigating insurance requirements specific to condominium associations and individual ownership. Its team focuses on explaining options clearly so customers can make informed decisions about their personal property and liability. Located in Surprise, this office also serves neighboring communities such as Peoria in the western Phoenix metro area.

AI
14955 W Bell Rd #8031
American Insurance Benefits - Andy Orlikoff
Condo Insurance Agent · Surprise, AZ

Serving Surprise, Arizona, and the surrounding Phoenix metro communities, American Insurance Benefits - Andy Orlikoff handles complete condo insurance coverage for local homeowners. This includes policies tailored to protect individual units, personal belongings, and liability within planned developments. The agent works with clients to evaluate specific association requirements while addressing gaps that a master policy might leave. For a typical job, they start by reviewing the condo association’s master policy and then recommending an individual policy that fills those specific coverage needs without overlap or excessive cost.

MF
18789 N Reems Rd Ste 200
Michele Fanelli - State Farm Insurance Agent
Condo Insurance Agent · Surprise, AZ

Michele Fanelli, a State Farm Insurance agent in Surprise, AZ, specializes in condo insurance. The key distinction between one-time and recurring service options is that a one-time policy covers only a specific, isolated period, while a recurring policy provides continuous, ongoing protection with regular renewals. Coverage under a recurring plan typically includes the interior structure, personal property, and liability. This service operates on a scheduled basis, with regular billing cycles and automatic renewals unless the client requests changes.

IC
15270 W Brookside Ln Ste 125
InsuranceBeacon.com
Condo Insurance Agent · Surprise, AZ

InsuranceBeacon.com specializes in condo insurance policies tailored to property owners in Surprise, Arizona, offering coverage for individual units and shared building structures. It serves local condominium associations and unit owners seeking protection against common claims like water damage or liability. The company helps address seasonal concerns, such as monsoon storms or summer heat affecting roofs and windows, ensuring policies cover weather-related losses common to the region.

GM
14763 Cactus Rd #108
Guillermo Morales - State Farm Insurance Agent
Condo Insurance Agent · Surprise, AZ

Guillermo Morales – State Farm Insurance Agent in Surprise, Arizona, serves homeowners and property managers seeking condo insurance coverage tailored to the needs of local condominium associations and individual unit owners. The agency works to help clients understand the gap between master policies and personal liability protection, coordinating options for interior structures and belongings. Services include policy review and claims assistance for the Surprise area as well as neighboring communities like Sun City West, ensuring accessibility for those in the broader West Valley metro region.

MI
15282 W Brookside Ln
Moore Insurance Agency
Condo Insurance Agent · Surprise, AZ

Winter monsoon storms can cause sudden roof leaks for Surprise condo owners. Moore Insurance Agency reviews the specific loss-assessment coverage that many HOA master policies exclude. By examining individual unit exposures and corridor liabilities, the agency helps match policies to the actual risks of attached living spaces. For renters converting to ownership, clarifying personal-property versus structural limits becomes a common conversation point. Every prospective policy begins with a walk-through of the unit to verify plumbing locations and shared-wall conditions.

JH
15278 W Bell Rd #101
Jerome Hammack - State Farm Insurance Agent
Condo Insurance Agent · Surprise, AZ

Jerome Hammack - State Farm Insurance Agent in Surprise, AZ, provides personalized insurance services for residential property owners. As a condo insurance agent, the company tailors policies to cover the unique needs of condominium unit owners, including interior structures and personal liability. Beyond standard coverage, specialists can add loss assessment protection and water backup endorsements. This independent agency works with clients from local office complexes and retail warehouses to food service operations, helping each secure appropriate financial safeguards for their commercial premises.

GI
11503 W Bell Rd Suite C
Giles & Iten Insurance
Condo Insurance Agent · Surprise, AZ

Giles & Iten Insurance provides residential condo insurance services for property owners in Surprise, Arizona, and also offers commercial coverage for local businesses within the surrounding area. They help clients select appropriate policies to protect their condominium units and common property interests against common risks. Follow-up service is available between regular visits to address any changes in coverage needs or policy questions.

LI
14245 W Grand Ave Ste 3
The LaChance Insurance Agency
Condo Insurance Agent · Surprise, AZ
(623) 400-9800
lachanceinsurance.com
AI
15027 W Bell Rd # 150
Aabar Insurance Services, Inc.
Condo Insurance Agent · Surprise, AZ
(623) 594-8209
aabarinsurance.com
AI
14843 W Bell Rd Ste 101
Allstate Insurance: Benjamin Farwell
Condo Insurance Agent · Surprise, AZ
(623) 584-1735
agents.allstate.com/benjamin-farwell-surprise-az.html
BJ
12689 W Bell Rd
Bill Johnson Jr - State Farm Insurance Agent
Condo Insurance Agent · Surprise, AZ
(623) 583-8836
billjohnsoninsurance.com
SI
16991 W Waddell Rd
Sands Insurance Agency: Allstate Insurance
Condo Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-1426958.html
SI
13474 N Autoshow Ave
Sands Insurance Agency: Allstate Insurance
Condo Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-3344527.html
SI
15495 N Reems Rd
Surprise insurance agency
Condo Insurance Agent · Surprise, AZ
(520) 497-5756
rochellefanner1945.wixsite.com/surprise-insurance-a
FI
16920 W Bell Rd Ste 102
Farmers Insurance - Jon Lance Clements
Condo Insurance Agent · Surprise, AZ
(623) 582-2552
agents.farmers.com/az/surprise/jon-lance-clements
RL
13431 W Westgate Dr #101
R. Lopez Agency & Associates, LLC American Family Insurance
Condo Insurance Agent · Surprise, AZ
(480) 212-0311
amfam.com/agents/arizona/surprise/ralph-lopez
CF
13365 N 134th Dr
Collins & Foster Car Insurance Agency
Condo Insurance Agent · Surprise, AZ
(623) 887-5164
AI
16551 N Dysart Rd #104b
Arcadian Insurance Agency Of Arizona LLC
Condo Insurance Agent · Surprise, AZ
(623) 455-4148
arcadianins.com
II
11325 W Bell Rd ste 250
Integra Insurance Group
Condo Insurance Agent · Surprise, AZ
(623) 322-5955
iigroupinc.com

What Does a a Condo Insurance Agent in Surprise Cost?

Condo insurance in Arizona typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors like your deductible coverage limits and the age of the building affect the premium. Agents in Surprise can provide quotes based on your specific unit and HOA requirements. This is general information and not insurance advice.

About condo insurance agents in Surprise

Condo insurance agents in Surprise Arizona help owners protect their unit and personal property. Arizona law requires HOAs to carry a master policy but that policy does not cover your interior walls or belongings. An agent can explain the difference between walls-in and bare walls coverage to match your specific condo association rules.

Frequently Asked Questions

What does a condo insurance agent in Surprise do?

A condo insurance agent helps you choose a policy that covers your personal property liability and interior improvements. In Arizona the agent will also review your HOAs master policy to avoid gaps in coverage.

Is condo insurance required in Arizona?

Arizona law does not require condo owners to carry individual insurance but most lenders and HOAs do require it. Your agent can help you meet those requirements with a proper HO-6 policy.

How do Arizona condo insurance costs compare to other states?

Arizona condo insurance rates are generally lower than the national average but vary by location and coverage limits. In Surprise typical annual premiums range from 200 to 600 dollars for standard policies.

Condo Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.