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HomeCondo Insurance AgentsCalifornia › Apple Valley

Find Condo Insurance Agents Near You in Apple Valley, CA

Browse condo insurance agents serving Apple Valley, California. Updated 2026-07-14.

The top-rated condo insurance agent in Apple Valley, California is AAA Apple Valley Insurance and Member Services, rated 4.3 stars across 745 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Massey Insurance Services, Farmers Insurance - Andrea Rivera. This directory lists 17 condo insurance agents serving Apple Valley.

Showing 17 condo insurance agents in Apple Valley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Apple Valley Insurance and Member Services19201 Bear Valley Rd Ste C(760) 247-4110
2Fiesta Auto Insurance & Tax Service20162 Outer Hwy 18 S Suite H(760) 477-5454
3Massey Insurance Services16000 Apple Valley Rd Suite C2(760) 843-1938
4Farmers Insurance - Andrea Rivera21580 Bear Valley Rd Ste B2-6(760) 646-9284
5Farmers Insurance - Burke Myers19341 Bear Valley Rd #205(760) 247-1000
6Apple Valley Medicare & Financial Services21735 CA-18(760) 247-7990
7Wolken Insurance Services16472 Kalo Rd(760) 900-6668
8Les Palcsik Insurance Agency LLC - Farmers Insurance19031 Outer Hwy 18 S Ste 270(909) 478-3347
9KPIA - Kennedy Professional Insurance Agency19167 Outer Hwy 18 S #1(760) 242-2345
10Richard Gonzalez: Allstate Insurance17844 CA-18(760) 242-4992
AA
19201 Bear Valley Rd Ste C
AAA Apple Valley Insurance and Member Services
Condo Insurance Agent · Apple Valley, CA

AAA Apple Valley Insurance and Member Services serves Apple Valley, California, and the surrounding San Bernardino County area as a dedicated condo insurance agent. It offers specialized coverage options tailored for condominium owners, including policies that protect personal property and interior structures. The agency also helps clients navigate master policy gaps and common area liability concerns. Among the specific services handled here are loss assessment coverage and personal liability protection for unit owners.

FA
20162 Outer Hwy 18 S Suite H
Fiesta Auto Insurance & Tax Service
Condo Insurance Agent · Apple Valley, CA

Fiesta Auto Insurance & Tax Service serves the Apple Valley, California area as a provider of condo insurance policies. The agency assists local condominium owners in securing coverage that protects their individual units and personal belongings. Condo insurance specifically addresses gaps left by a homeowners association master policy. Fiesta Auto Insurance & Tax Service helps clients navigate coverage for interior fixtures and liability protection. The company handles claims assistance for damage to walls and floors within a condo unit.

MI
16000 Apple Valley Rd Suite C2
Massey Insurance Services
Condo Insurance Agent · Apple Valley, CA

Massey Insurance Services provides comprehensive insurance solutions for Apple Valley condominium owners and community associations. Their service approach includes personalized policy reviews to assess individual coverage needs, along with annual plan evaluations to keep pace with changing property values and association bylaws. Ongoing support is available for claims assistance and policy adjustments. The company services single-family homes, apartments, retail, and restaurants within the surrounding area.

FI
21580 Bear Valley Rd Ste B2-6
Farmers Insurance - Andrea Rivera
Condo Insurance Agent · Apple Valley, CA

Farmers Insurance - Andrea Rivera serves homeowners, condo owners, and property managers in Apple Valley, California, with tailored condo insurance solutions. The agency helps protect individual units from common risks, including fire damage, water leaks, and personal liability claims. Policies can be structured to cover interior structures and personal belongings not addressed by a building’s master policy. Additional coverage options address loss of use and medical payments to others. This agency also provides services for clients in nearby Victorville and Hesperia.

FI
19341 Bear Valley Rd #205
Farmers Insurance - Burke Myers
Condo Insurance Agent · Apple Valley, CA

Farmers Insurance - Burke Myers serves Apple Valley, California, and the surrounding communities, handling all aspects of local condo insurance agency work. It manages policies tailored for condominium owners, including coverage for interior structures, personal property, and liability protection against common incidents. The agency focuses on understanding each client’s specific unit and homeowners association requirements to address their unique condo insurance needs. It typically begins with a thorough discussion of the property’s layout and the HOA master policy, then customizes a plan to fill important coverage gaps.

AV
21735 CA-18
Apple Valley Medicare & Financial Services
Condo Insurance Agent · Apple Valley, CA

Located in Apple Valley, California, Apple Valley Medicare & Financial Services offers both one‑time policy purchases and ongoing service options for condo insurance. Coverage typically protects a unit’s interior structure, personal belongings, and liability against common mishaps. Property owners in mixed‑use or gated communities often request specialized endorsements. Service is provided on an as‑needed basis, with clients scheduling consultations or policy reviews by appointment when their circumstances change.

WI
16472 Kalo Rd
Wolken Insurance Services
Condo Insurance Agent · Apple Valley, CA

Serving Apple Valley, California, Wolken Insurance Services specializes in tailoring coverage for condominium owners, addressing the unique policy gaps left by master HOA insurance. The agency works to align individual deductibles, interior damage protection, and liability coverage. Guidance is offered for assessing personal property value and determining appropriate loss assessment limits. With changing wildfire seasons and fluctuating Santa Ana wind events in the region, the company helps clients review their policy limits for potential fire or wind-driven debris damage before renewal periods.

LP
19031 Outer Hwy 18 S Ste 270
Les Palcsik Insurance Agency LLC - Farmers Insurance
Condo Insurance Agent · Apple Valley, CA

As Apple Valley summers bring increased fire risk and winter storms test roof integrity, Les Palcsik Insurance Agency LLC - Farmers Insurance provides condo insurance tailored to protect owners against these seasonal exposures. Coverage typically addresses shared building structure gaps, interior damage, and personal liability. The agency helps residents assess whether their master policy leaves them vulnerable. A typical engagement begins with an inspection of the unit and a review of the existing master policy.

KK
19167 Outer Hwy 18 S #1
KPIA - Kennedy Professional Insurance Agency
Condo Insurance Agent · Apple Valley, CA
RG
17844 CA-18
Richard Gonzalez: Allstate Insurance
Condo Insurance Agent · Apple Valley, CA

Richard Gonzalez: Allstate Insurance provides standard condo insurance policies for property owners in Apple Valley, CA, and can arrange endorsements for additional dwelling coverage against common perils. The agency tailors each policy to address the specific liability exposures and loss assessment needs inherent to shared-building living. Clients may select optional upgrades for valuable personal property items or water backup protection. The agent serves residential condominium owners as well as commercial clients who require property coverage for offices, warehouses, and food service operations.

GB
16048 Tuscola Rd Ste 2
Guy Burnett - State Farm Insurance Agent
Condo Insurance Agent · Apple Valley, CA
(760) 961-2000
guyburnett.com
LP
19031 Outer Hwy 18 S Ste 270
Les Palcsik Insurance Agency LLC
Condo Insurance Agent · Apple Valley, CA
(760) 684-8019
lespalcsikinsurance.com
VI
22617 CA-18
Vineyard Insurance Services
Condo Insurance Agent · Apple Valley, CA
(760) 248-6506
vineyardinsuranceservices.com
GI
20786 Bear Valley Rd Unit B
Guardado Insurance Services: Allstate Insurance
Condo Insurance Agent · Apple Valley, CA
(760) 240-5900
agents.allstate.com/guardado-insurance-services-apple-valley-ca.html
DM
16048 Tuscola Rd #1
DJ Mathews - State Farm Insurance Agent
Condo Insurance Agent · Apple Valley, CA
(760) 247-8848
go2dj.com
FI
17993 CA-18 Ste 2
Farmers Insurance - Marybel Rubio
Condo Insurance Agent · Apple Valley, CA
(760) 242-9131
agents.farmers.com/ca/apple-valley/marybel-rubio
CV
18355 CA-18
Crosby Victorville Insurance
Condo Insurance Agent · Apple Valley, CA
(760) 242-3200

What Does a a Condo Insurance Agent in Apple Valley Cost?

Condo insurance in California typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Factors include your unit value, location in Apple Valley, and chosen deductibles. Higher coverage limits for personal property or liability can raise the premium. This is general information, not insurance advice.

About condo insurance agents in Apple Valley

Condo insurance agents in Apple Valley help owners protect their units with HO-6 policies. California law requires condo associations to carry a master policy, but individual owners need coverage for interior improvements and personal liability. Local agents understand High Desert risks like wildfire and wind damage.

Frequently Asked Questions

What does a condo insurance agent in Apple Valley do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how your policy works with your association master policy under California Civil Code Section 4775.

Do I need condo insurance if the HOA has a master policy?

Yes. The HOA master policy typically covers the building shell and common areas. Your individual HO-6 policy covers your personal belongings, interior upgrades, and liability. California law does not require you to buy a separate policy, but your lender usually does.

How do I choose a condo insurance agent in Apple Valley?

Look for an agent licensed in California who has experience with condominium policies. Ask about coverage for water damage from plumbing failures, which is common in older High Desert buildings. Compare quotes from at least two agents.

Condo Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.