Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 condo insurance agents in Belmont, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Dwyer - State Farm Insurance Agent
1501 El Camino Real Ste G, Belmont, CA 94002
(650) 592-3957
jimdwyer.net
Mike Pascua - State Farm Insurance Agent
1050 El Camino Real B, Belmont, CA 94002
(650) 591-7396
insurance-quotesin-ca.com
Lance Chu - State Farm Insurance Agent
1501 El Camino Real Ste G, Belmont, CA 94002
(650) 919-8870
lancechu.com
Farmers Insurance - Jack Parden
1043 Alameda De Pulgs, Belmont, CA 94002
(650) 593-2197
agents.farmers.com
Farmers Insurance
5th & o'nell building, 1281 5th Ave, Belmont, CA 94002
(650) 284-3755
farmers.com
James E Mc Govern Insurance
1625 El Camino Real, Belmont, CA 94002
(650) 593-8216
Farmers Insurance - Victoria Shi
1070 6th Ave STE 105, Belmont, CA 94002
(650) 931-8626
agents.farmers.com
What Does a Condo Insurance Agent in Belmont Cost?
The cost of a condo insurance policy in California typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors like your unit location in Belmont, the amount of personal property coverage, and your deductible affect the premium. Earthquake or flood endorsements add extra cost. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Belmont do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property, liability, and structural improvements inside your unit. They also explain how your policy interacts with the HOA master policy required by California Civil Code Section 4775.
Do I need condo insurance if the HOA has a master policy?
Yes. The HOA master policy typically covers only the building shell and common areas. You need your own HO-6 policy to cover your personal property, interior walls, and liability. California law does not require you to have HO-6 insurance, but your mortgage lender usually does.