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Directory of condo insurance agents in Lafayette, California. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 condo insurance agents in Lafayette, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Stewart - State Farm Insurance Agent
3581 Mount Diablo Blvd Ste 225, Lafayette, CA 94549
(925) 283-5040
myagentjake.com
Mt. Diablo Insurance Brokers
3557 Mount Diablo Blvd # 21, Lafayette, CA 94549
(925) 297-4070
mtdiabloinsurance.com
JP Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 934-2277
agentjpreed.com
Kelley Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 820-6808
agentreed.com
John de Leuze - State Farm Insurance Agent
1078 Carol Ln #100, Lafayette, CA 94549
(925) 284-9580
johndeleuze.com
EPIC Insurance Brokers & Consultants
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(510) 452-0458
epicbrokers.com
Stanley E Smith Insurance
3540 Wilkinson Ln, Lafayette, CA 94549
(925) 283-6161
Gallagher Insurance, Risk Management & Consulting
3697 Mount Diablo Blvd Suite 230, Lafayette, CA 94549
(510) 465-3090
assuredpartners.com
Kosich & Callahan Insurance Agency
3435 Mount Diablo Blvd STE 300, Lafayette, CA 94549
(925) 284-3911
kosich.com
Lee Health Insurance Services
935 Moraga Rd #240, Lafayette, CA 94549
(925) 284-2000
health-insurance.com
Condo insurance agents in Lafayette California help owners secure HO-6 policies that cover personal property and interior structural damage. California law requires condominium associations to carry master policies but owners must fill coverage gaps. A local agent can explain how Lafayette wildfire risks and earthquake exposure affect your policy needs.
What Does a Condo Insurance Agent in Lafayette Cost?
Typical condo insurance in California costs between 300 and 800 dollars per year for standard HO-6 coverage. Adding earthquake insurance can increase the premium by 200 to 600 dollars annually. Actual costs depend on your condos location age and the coverage limits you choose. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Lafayette do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings and interior improvements. They also explain how your policy coordinates with the HOA master policy. In California this is important because master policies vary in what they cover.
Is earthquake coverage required for my Lafayette condo?
Earthquake coverage is not required by California law but mortgage lenders may demand it. The California Earthquake Authority offers policies through private agents. Lafayette is in a seismically active region so many owners choose to add this coverage.
How does California law affect condo insurance limits?
California Civil Code Section 4775 requires HOAs to provide owners with a summary of the master policy. Your agent uses this summary to identify coverage gaps. You need enough personal liability coverage as California has high property values and litigation costs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.