Skip to main content

Find Condo Insurance Agents Near You in Lomita, CA

Browse condo insurance agents serving Lomita, California. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Lomita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 condo insurance agents in Lomita, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eric Lamas - State Farm Insurance Agent
1954 Pacific Coast Hwy, Lomita, CA 90717
(310) 891-3485 ericlamas.com
Nickerson Insurance Services, Inc.
2106 Lomita Blvd STE 100, Lomita, CA 90717
(310) 326-6333 nickersonins.com

A condo insurance agent in Lomita California can help you understand the specific coverage needed for your condominium. California law requires that your HO6 policy cover the interior of your unit while the HOA master policy covers the building exterior. Working with a local agent ensures you comply with your HOA bylaws and California insurance regulations.

What Does a Condo Insurance Agent in Lomita Cost?

Typical condo insurance costs in California range from 300 to 700 dollars per year for a standard HO6 policy. Factors affecting cost include your unit value, deductible amount, location in Lomita, and coverage limits. Adding earthquake insurance can increase the premium by 100 to 300 dollars per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance policy cover in Lomita California?
A standard HO6 policy covers personal property, interior walls and fixtures, and liability protection. It also provides loss assessment coverage for special assessments from your HOA. California law does not mandate HO6 insurance but your lender and HOA may require it.
How do I choose a condo insurance agent in Lomita?
Look for an agent licensed in California who specializes in condo or HO6 policies. Ask about their experience with local HOA requirements and California specific coverage like earthquake endorsements. Compare quotes from multiple agents to find suitable coverage.
Do I need earthquake insurance for my condo in Lomita California?
Earthquake insurance is not required by California law but is strongly recommended in Lomita due to seismic risk. A standard HO6 policy does not cover earthquake damage. You can add a separate earthquake endorsement or policy through your agent.