Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 condo insurance agents in Palos Verdes Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elena Arellano-Meroth - State Farm Insurance Agent
2325 Palos Verdes Dr W #218, Palos Verdes Estates, CA 90274
(310) 541-4893
elenameroth.com
Rob Meroth - State Farm Insurance Agent
2325 Palos Verdes Dr W Ste 218, Palos Verdes Estates, CA 90274
(310) 937-8881
merothinsurance.com
Proworks Insurance
727 Silver Spur Rd, Palos Verdes Estates, CA 90274
(800) 251-1274
Farmers Insurance - Jonathan Axtell
2550 Vía Tejon # 2D, Palos Verdes Estates, CA 90274
(310) 375-1296
agents.farmers.com
Farmers Insurance - Jeffrey Haaz
2325 Palos Verdes Dr W Ste 302, Palos Verdes Estates, CA 90274
(424) 247-9727
agents.farmers.com
What Does a Condo Insurance Agent in Palos Verdes Estates Cost?
Condo insurance in California typically costs between $300 and $800 per year for a standard HO-6 policy. Earthquake coverage adds $200 to $600 or more annually depending on location and deductible. Costs vary based on unit value, coverage limits, and location in Palos Verdes Estates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Palos Verdes Estates do?
A condo insurance agent helps you find an HO-6 policy that covers your unit, personal belongings, and liability. They also explain how your policy coordinates with the HOA master policy, which is required under California Civil Code Section 4775.
Do I need earthquake insurance for my condo in Palos Verdes Estates?
Earthquake insurance is not required by California law, but it is strongly recommended in Palos Verdes Estates due to seismic risk. Standard HO-6 policies do not cover earthquake damage. A separate policy or endorsement is needed from the California Earthquake Authority or a private insurer.
How does the HOA master policy affect my condo insurance?
The HOA master policy covers common areas and the building structure. Your HO-6 policy covers everything inside your unit, including improvements and personal property. California law requires the HOA to disclose the master policy details so you can buy appropriate coverage for gaps like interior walls and fixtures.