The top-rated condo insurance agent in Enfield, Connecticut is Chris Wilder - State Farm Insurance Agent, rated 5.0 stars across 571 reviews. Other highly rated options include Jo Ann Walk - State Farm Insurance Agent, Brooks, Todd & McNeil Insurance - Enfield, Innosure Insurance. This directory lists 16 condo insurance agents serving Enfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Wilder - State Farm Insurance Agent | 111 Hazard Ave Ste B | (860) 265-4246 |
| 2 | Jo Ann Walk - State Farm Insurance Agent | 131 Elm St | (860) 745-6500 |
| 3 | Brooks, Todd & McNeil Insurance - Enfield | 155 Hazard Ave | (860) 741-3886 |
| 4 | Innosure Insurance | 264 Hazard Ave | (860) 265-3905 |
| 5 | Bearingstar Insurance | 155 Hazard Ave #17 | (860) 741-4220 |
| 6 | AFS&V Insurance | 1699 King St #209 | (860) 668-3960 |
| 7 | A&G Insurance LLC | 25 Palomba Dr | (860) 253-3278 |
| 8 | George Lundberg Insurance Agency LLC | 101 Enfield St | (860) 253-9253 |
| 9 | Nationwide Insurance: Cec Insurance Group, Inc. | 47 Palomba Dr Suite 103 | (860) 265-2524 |
| 10 | David Abare AAA Insurance Agent | 25 Hazard Ave Suite 2B | (860) 741-4910 |
Chris Wilder - State Farm Insurance Agent serves the Enfield, Connecticut area and provides condo insurance services. The company helps local condominium owners protect their units and personal property against common risks. Policies are designed to address gaps between a building’s master coverage and an individual’s needs. They assist clients in selecting appropriate liability coverage and personal contents protection. Specific services include tailoring deductibles for condo policies and offering loss assessment coverage for shared building expenses.
Jo Ann Walk - State Farm Insurance Agent in Enfield, CT, provides comprehensive condo insurance services, including building coverage, personal property protection, and liability solutions. Policies can be tailored to cover individual units, shared structures, and additional living expenses during repairs. Ongoing policy reviews and claims assistance help clients adjust their coverage as needs evolve. The agency handles single-family homes, apartments, retail spaces, and restaurants.
Brooks, Todd & McNeil Insurance in Enfield helps homeowners, property managers, and condo association boards secure tailored condo insurance policies. They work to understand the unique liability and property coverage needs of Connecticut condominium owners. The agency guides clients through master policy gaps and personal unit coverage options. They arrange protection for shared building elements and individual possessions. Their service area includes Enfield and extends into nearby Suffield along the Connecticut River valley.
Innosure Insurance serves clients in Enfield, Connecticut, and the surrounding communities. It handles the insurance needs of condo owners, covering both individual unit policies and common area liability. The agency recognizes the specific risks that come with attached housing in New England. To handle a typical job, it first reviews the building's master policy. It then carefully aligns each unit owner's coverage to fill any gaps, ensuring complete protection without unnecessary overlaps.
Bearingstar Insurance in Enfield, CT specializes in condo insurance as an agent, distinguishing between one-time policy options for immediate coverage needs and recurring service for ongoing protection. Coverage typically includes the interior structure, personal belongings, liability, and loss of use for unit owners. Having a dedicated agent helps clarify master policy gaps and ensures appropriate limits for deductibles and assessments. Service for new policies or adjustments runs on a scheduled or as-needed basis with periodic reviews.
AFS&V Insurance specializes in condo insurance policies for Enfield owners, covering individual unit structures and personal liability. It also advises on shared building coverage gaps often present in master policies. The agency serves local condo associations and individual unit owners with tailored protection plans. A common seasonal concern it addresses is ensuring sufficient coverage for water damage from frozen pipes during Connecticut’s harsh winter months.
Located in Enfield, CT, A&G Insurance LLC serves local clients with residential condo insurance services, ensuring coverage for individual unit interiors and shared building elements. A commercial insurance component addresses business-related needs, encompassing liability and property protection within the region. The company supports policyholders through both initial placements and subsequent adjustments. Regular account reviews facilitate follow-up or repeat service, helping to maintain relevant coverage between visits.
As the change of seasons in Enfield brings the need to review property protection, George Lundberg Insurance Agency LLC offers condo insurance agent services tailored to local requirements. The company helps owners navigate policies that cover interior units and shared building structures. Understanding the community’s specific needs, the agency provides clear guidance on liability coverage and loss assessment protections. Every new client relationship begins with a thorough inspection of the condominium unit to determine the appropriate coverage for their specific situation.
Nationwide Insurance: Cec Insurance Group, Inc. in Enfield, CT assists local condominium owners with building coverage and personal property protection. The agency specializes in adding loss assessment coverage and liability protection for shared spaces and individual units. These tailored policies address common exposures such as water damage and guest injuries. The office can serve commercial sectors including offices, warehouses, and food service operations.
David Abare AAA Insurance Agent in Enfield, CT is known for helping local property owners secure coverage that protects their dwelling and personal belongings. The agency serves homeowners and renters throughout the surrounding area, focusing on policies that meet individual needs. Condo insurance agents here typically assess a building’s master policy to help clients fill coverage gaps. Beyond basic protection, this agency can provide an extended loss assessment endorsement, covering special assessments levied by the condo association in the event of shared property damage.
What Does a a Condo Insurance Agent in Enfield Cost?
The cost of a condo insurance policy in Connecticut typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors such as your unit location coverage limits and deductible choices affect the premium. Enfield rates may vary based on the age of the building and local claims history. This is general information and not insurance advice.
About condo insurance agents in Enfield
Condo insurance agents in Enfield Connecticut help unit owners secure HO-6 policies that cover personal property and interior structures. Connecticut law requires condo associations to insure common areas but individual owners must insure their own unit improvements. A local agent can explain how Enfield bylaws and state statutes affect your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Enfield do?
A condo insurance agent helps you find an HO-6 policy that covers personal belongings interior walls and liability. They review your condo associations master policy to avoid gaps in coverage. Agents in Enfield are familiar with Connecticut regulations that affect condo insurance requirements.
Do I need condo insurance if the association has a master policy?
Yes, you still need an individual HO-6 policy. The master policy typically covers the building exterior and common areas, but your personal property and interior fixtures are your responsibility. Connecticut law does not require you to carry condo insurance, but your mortgage lender and association bylaws likely do.
How do I choose a condo insurance agent in Enfield Connecticut?
Look for an agent licensed in Connecticut who has experience with condo policies. Ask if they can explain how the associations master policy interacts with your HO-6 coverage. A good agent will help you understand deductibles and loss assessment coverage specific to your Enfield condo complex.
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