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Condo Insurance Agents in Niantic, CT

Directory of condo insurance agents in Niantic, Connecticut. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 3 condo insurance agents in Niantic, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michaela Jordan - State Farm Insurance Agent
190 Flanders Rd Unit C, Niantic, CT 06357
(860) 451-3641 michaelajordaninsurance.com
Farmers Insurance - Michael Whalen
180 Flanders Rd Unit 1, Niantic, CT 06357
(860) 850-4416 agents.farmers.com
Welch Standish Insurance LLC
53 Hope St, Niantic, CT 06357
(860) 739-0066 welchstandishins.com

Condo insurance agents in Niantic Connecticut help unit owners find coverage that meets state requirements. Connecticut law requires condo associations to carry a master policy, but individual unit owners must insure their personal property and interior improvements. A local agent can explain how the CT Common Interest Ownership Act affects your coverage needs.

What Does a Condo Insurance Agent in Niantic Cost?

Condo insurance in Connecticut typically costs between $200 and $600 per year for a standard policy, depending on your unit value, deductible, and coverage limits. Agents may charge a fee or earn a commission from the insurer. Costs vary by situation based on location, building age, and personal property value. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Niantic do?
A condo insurance agent helps you choose a policy that covers your personal belongings, interior walls, and liability. They also explain how your coverage interacts with the association master policy required under Connecticut law.
Do I need condo insurance in Connecticut?
Yes, most lenders require it. Even if you own your unit outright, Connecticut law does not require personal condo insurance, but it protects you from losses not covered by the association master policy.