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Find Condo Insurance Agents Near You in Crystal River, FL
Looking for a condo insurance agent in Crystal River? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 9 condo insurance agents in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747
floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040
insbrokers.org
Bird Insurance Group Llc
721 NE US Hwy 19, Crystal River, FL 34429
(352) 489-1992
birdinsurancegroup.com
Kevin Hewitson: Allstate Insurance
8028 W Gulf to Lake Hwy, Crystal River, FL 34429
(352) 563-2323
agents.allstate.com
Linda Lane - State Farm Insurance Agent
901 US-19, Crystal River, FL 34429
(352) 563-0101
statefarm.com
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968
insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354
progressiveagent.com
O'Brien Insurance Agency, Inc
831 NE US Hwy 19, Crystal River, FL 34429
(352) 563-0749
obrieninsuranceinc.com
The Hagar Group
2121 US-19, Crystal River, FL 34429
(352) 795-2697
hagargroup.com
Condo insurance agents in Crystal River Florida help owners protect their units with policies that meet Florida law requirements. Florida statute 718.111 requires condo associations to maintain a master policy, but unit owners still need individual coverage for interior fixtures and personal property. Local agents can explain how the master policy and your HO-6 policy work together in Citrus County.
What Does a Condo Insurance Agent in Crystal River Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Factors that affect the price include the unit location, coverage limits, deductible amount, and the age of the building. Flood insurance adds 400 to 1,000 dollars annually depending on flood zone and elevation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does condo insurance cover in Crystal River Florida?
A standard HO-6 policy covers your personal property, interior walls and fixtures, and liability. It also provides loss assessment coverage for special assessments from the condo association. Florida law does not require unit owners to carry this insurance, but most mortgage lenders do.
How is condo insurance different from a homeowners policy in Florida?
Condo insurance covers only the interior of your unit, while a homeowners policy covers the entire structure. The condo association master policy covers the building exterior and common areas. Your agent will help you match your coverage to the associations master policy.
Do I need flood insurance for my Crystal River condo?
Flood damage is not covered by standard condo insurance policies. Crystal River is in a flood zone, so many lenders require flood insurance. Even if not required, agents often recommend a separate flood policy through the National Flood Insurance Program or a private carrier.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.