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Browse condo insurance agents serving Estero, Florida. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Estero, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 condo insurance agents in Estero, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Regency Insurance Group a Hilb Group Company
23190 Fashion Dr p216, Estero, FL 33928
(239) 628-4344
regencyins.com
Rich Mathews - State Farm Insurance Agent
9510 Corkscrew Palms Cir #4, Estero, FL 33928
(239) 992-8896
richmathewsagency.com
Ted Todd Insurance: Allstate Insurance
23160 Fashion Dr #223, Estero, FL 33928
(239) 561-1100
agents.allstate.com
Brightway Insurance, The Dorrian Agency
19970 S Tamiami Trl #104, Estero, FL 33928
(239) 280-5480
brightway.com
Lane Insurance Group
Located in the Galleria, 21105 Design Parc Ln #103, Estero, FL 33928
(239) 947-7474
laneinsurancegroup.com
Charley Insurance
23160 Fashion Dr #226, Estero, FL 33928
(239) 280-5555
heycharley.com
Florida Blue Center - Ft. Myers
8041 Plaza del Lago Dr, Estero, FL 33928
(239) 494-3460
floridablue.com
Sagacity Insurance Professionals
10600 Chevrolet Way Suite 224, Estero, FL 33928
(239) 533-9755
sagacityip.com
State Insurance USA, LLC
10600 Chevrolet Way #107, Estero, FL 33928
(239) 567-9992
stateinsuranceusa.com
Coastline Insurance Group, Inc.
23190 Fashion Dr #210, Estero, FL 33928
(239) 217-6005
coastlineagents.com
Responsive Insurance Inc
9470 Corkscrew Palms Cir #103, Estero, FL 33928
(239) 596-3177
responsiveinsurance.com
GreatFlorida Insurance: Keith Wilson
20461 S Tamiami Trl Unit 22, Estero, FL 33928
(239) 495-3636
estero.greatflorida.com
Parlin Insurance Agency
23160 Fashion Dr #217, Estero, FL 33928
(239) 263-3141
parlininsurance.com
Condo insurance agents in Estero Florida help unit owners secure HO6 policies that cover personal property and interior walls. Florida law requires condo associations to carry a master policy but owners still need individual coverage for deductibles and improvements. An agent can explain the difference between bare walls and all-in coverage based on your association documents.
What Does a Condo Insurance Agent in Estero Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for an HO6 policy. Windstorm coverage can add 200 to 600 dollars depending on your location and the age of the building. Flood insurance through NFIP averages 700 to 1200 dollars annually for a condo unit. These amounts vary based on coverage limits deductibles and the specific risk factors of your property. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Estero do?
A condo insurance agent helps you find an HO6 policy that fills gaps left by the association master policy. They review your bylaws to determine if you need coverage for fixtures or loss assessment. They also advise on windstorm and flood coverage which are important in Southwest Florida.
Do I need flood insurance for my condo in Estero?
Flood insurance is not required by Florida law for condos but many lenders require it if your unit is in a flood zone. Estero is near the coast so agents often recommend a separate flood policy through the NFIP or private market. Standard HO6 policies do not cover flood damage.
What is a loss assessment and how does an agent help?
A loss assessment is a charge from the condo association for shared damage not fully covered by the master policy. Florida Statute 718.111 allows associations to assess owners for deductibles. An agent can add loss assessment coverage to your HO6 policy to protect you from unexpected fees.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.