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Find Condo Insurance Agents Near You in Estero, FL

Browse condo insurance agents serving Estero, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,374 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Rich Mathews - State Farm Insurance Agent, Brightway Insurance, The Dorrian Agency. This directory lists 13 condo insurance agents serving Estero.

Showing 13 condo insurance agents in Estero, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Regency Insurance Group a Hilb Group Company23190 Fashion Dr p216(239) 628-4344
2Ted Todd Insurance: Allstate Insurance23160 Fashion Dr #223(239) 561-1100
3Rich Mathews - State Farm Insurance Agent9510 Corkscrew Palms Cir #4(239) 992-8896
4Brightway Insurance, The Dorrian Agency19970 S Tamiami Trl #104(239) 280-5480
5Lane Insurance GroupLocated in the Galleria, 21105 Design Parc Ln #103(239) 947-7474
6Charley Insurance23160 Fashion Dr #226(239) 280-5555
7Sagacity Insurance Professionals10600 Chevrolet Way Suite 224(239) 533-9755
8State Insurance USA, LLC10600 Chevrolet Way #107(239) 567-9992
9Florida Blue Center - Ft. Myers8041 Plaza del Lago Dr(239) 494-3460
10Coastline Insurance Group, Inc.23190 Fashion Dr #210(239) 217-6005
RI
23190 Fashion Dr p216
Regency Insurance Group a Hilb Group Company
Condo Insurance Agent · Estero, FL

Regency Insurance Group a Hilb Group Company serves Estero and the surrounding Lee County area with dedicated condo insurance agent services. The agency assists condominium unit owners in securing appropriate coverage for their individual properties within larger associations. Working with clients, the team addresses the unique insurance needs that arise from shared ownership structures and community rules. They focus on protecting personal belongings and interior fixtures that fall outside the master policy. Policyholders receive guidance on liability and loss assessment options. The agency handles condo-specific policies and umbrella coverage for additional protection.

TT
23160 Fashion Dr #223
Ted Todd Insurance: Allstate Insurance
Condo Insurance Agent · Estero, FL

Ted Todd Insurance: Allstate Insurance provides condo insurance coverage for homeowners, property managers, and investor-owners located in Estero, Florida. This agency helps condominium unit owners secure policies that protect personal belongings and offer liability coverage in common building areas. It also assists property managers in obtaining master policy coverage for entire condo associations. Condo insurance in this region often addresses special assessments and loss assessments due to shared building infrastructure. The agency additionally serves clients in the neighboring community of Bonita Springs and the surrounding Lee County metro area.

RM
9510 Corkscrew Palms Cir #4
Rich Mathews - State Farm Insurance Agent
Condo Insurance Agent · Estero, FL

Rich Mathews - State Farm Insurance Agent in Estero, FL, offers a full range of condo insurance services, including policies for individual unit owners and customized coverage for building interiors and personal property. The agency also provides routine policy reviews to adjust coverage levels and dedicated claims assistance to help clients navigate the process smoothly. Services extend to condominium associations as well as single-family homes, apartments, retail spaces, and restaurants in the surrounding area.

BI
19970 S Tamiami Trl #104
Brightway Insurance, The Dorrian Agency
Condo Insurance Agent · Estero, FL

Brightway Insurance, The Dorrian Agency serves Estero, Florida, and the surrounding communities, providing specialized coverage for condominium owners. It handles the unique insurance needs of condo residents, including policies for interior structures, personal belongings, and liability protection. The agency generally approaches each client’s situation by assessing the specific requirements of their condominium association and individual unit, then presenting appropriate coverage options tailored to that particular property.

LI
Located in the Galleria, 21105 Design Parc Ln #103
Lane Insurance Group
Condo Insurance Agent · Estero, FL

For condo unit owners requiring either a one-time policy review or an established recurring service relationship, this agent manages the full scope of coverage needs. Policies typically protect interior fixtures, personal property, and liability within the commonly owned structure. Adjustments to dwelling limits are handled as building values change, and loss assessment endorsements can be discussed when needed. All appointments are available either on a one-time basis, on a scheduled annual renewal plan, or as-needed for policy updates outside the calendar cycle.

CI
23160 Fashion Dr #226
Charley Insurance
Condo Insurance Agent · Estero, FL

Charley Insurance specializes in tailoring coverage plans for individual condo unit policies, addressing gaps in a master association’s insurance. It serves the Estero, FL area by helping owners secure protection for interior structures, personal belongings, and liability. Its work includes evaluating policy limits to cover renovations and assessing deductibles that affect out-of-pocket costs. During hurricane season, it assists with ensuring windstorm coverage meets lender requirements.

SI
10600 Chevrolet Way Suite 224
Sagacity Insurance Professionals
Condo Insurance Agent · Estero, FL

Sagacity Insurance Professionals works with condo owners in Estero, Florida to secure tailored coverage for their specific residential needs. As a specialty condo insurance agent, it focuses on the distinct risks associated with shared-wall living, protecting both individual interiors and personal belongings. The agency serves clients residing in a wide range of commercial property sectors, including office buildings, warehouses, and food service facilities.

SI
10600 Chevrolet Way #107
State Insurance USA, LLC
Condo Insurance Agent · Estero, FL

State Insurance USA, LLC provides residential condo insurance services to owners in Estero, Florida, offering policies that protect personal property and liability within homeowners associations. The agency also assists with commercial coverage for smaller association properties in the surrounding area. By focusing on local policy details and claims processes, the agent helps clients understand their specific needs and maintains ongoing communication to adjust coverage as circumstances change, encouraging follow-up contact between regular policy reviews.

FB
8041 Plaza del Lago Dr
Florida Blue Center - Ft. Myers
Condo Insurance Agent · Estero, FL

Snowbird season in Estero brings a wave of Florida condominium owners preparing their winter retreats, and Florida Blue Center - Ft. Myers serves that need as a dedicated condo insurance agent. This agency works with local owner associations and individual unit owners to secure policies that protect against hurricane damage, liability, and loss assessments common in multi-story structures. Their agents focus on matching coverage limits with community bylaws and mortgage requirements. The process typically begins with a thorough interior and exterior inspection of the unit to identify specific risks and ensure proper valuation.

CI
23190 Fashion Dr #210
Coastline Insurance Group, Inc.
Condo Insurance Agent · Estero, FL

Coastline Insurance Group, Inc. provides residential condo insurance services to property owners in Estero, Florida. The agency also handles commercial coverage for local businesses needing protection in the area. Condo agents here help clients assess specific policy needs for coastal properties. After placing an initial policy, the team aims to follow up with customers to review coverage between regular renewal visits, ensuring plans remain suitable as circumstances change.

RI
9470 Corkscrew Palms Cir #103
Responsive Insurance Inc
Condo Insurance Agent · Estero, FL
(239) 596-3177
responsiveinsurance.com
GI
20461 S Tamiami Trl Unit 22
GreatFlorida Insurance: Keith Wilson
Condo Insurance Agent · Estero, FL
(239) 495-3636
estero.greatflorida.com
PI
23160 Fashion Dr #217
Parlin Insurance Agency
Condo Insurance Agent · Estero, FL
(239) 263-3141
parlininsurance.com

What Does a a Condo Insurance Agent in Estero Cost?

Condo insurance in Florida typically costs between 300 and 800 dollars per year for an HO6 policy. Windstorm coverage can add 200 to 600 dollars depending on your location and the age of the building. Flood insurance through NFIP averages 700 to 1200 dollars annually for a condo unit. These amounts vary based on coverage limits deductibles and the specific risk factors of your property. This is general information and not insurance advice.

About condo insurance agents in Estero

Condo insurance agents in Estero Florida help unit owners secure HO6 policies that cover personal property and interior walls. Florida law requires condo associations to carry a master policy but owners still need individual coverage for deductibles and improvements. An agent can explain the difference between bare walls and all-in coverage based on your association documents.

Frequently Asked Questions

What does a condo insurance agent in Estero do?

A condo insurance agent helps you find an HO6 policy that fills gaps left by the association master policy. They review your bylaws to determine if you need coverage for fixtures or loss assessment. They also advise on windstorm and flood coverage which are important in Southwest Florida.

Do I need flood insurance for my condo in Estero?

Flood insurance is not required by Florida law for condos but many lenders require it if your unit is in a flood zone. Estero is near the coast so agents often recommend a separate flood policy through the NFIP or private market. Standard HO6 policies do not cover flood damage.

What is a loss assessment and how does an agent help?

A loss assessment is a charge from the condo association for shared damage not fully covered by the master policy. Florida Statute 718.111 allows associations to assess owners for deductibles. An agent can add loss assessment coverage to your HO6 policy to protect you from unexpected fees.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.