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Find Condo Insurance Agents in Fernandina Beach, FL
Browse condo insurance agents serving Fernandina Beach, Florida. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 condo insurance agents in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brightway Insurance, The Coastal Agency
5472 1st Coast Hwy Suite 12, Fernandina Beach, FL 32034
(904) 712-6300
brightway.com
Brightway Insurance, The Tarzia Agency
960185 Gateway Blvd STE 107, Fernandina Beach, FL 32034
(904) 491-7622
brightway.com
8 Flags Insurance Agency
1411 S 14th St STE M, Fernandina Beach, FL 32034
(904) 310-6515
8flags.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736
agents.estrellainsurance.com
Llerandi Insurance Group
474384 E State Rd 200, Fernandina Beach, FL 32034
(904) 310-3803
content.naic.org
Condo insurance agents in Fernandina Beach Florida help owners protect their units and personal property. Florida law requires condo associations to carry master policies but individual owners still need coverage for interior improvements and liability. Local agents understand the unique risks of coastal living including wind and flood exposure.
What Does a Condo Insurance Agent in Fernandina Beach Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard policy. Premiums vary based on the unit value location deductible and coverage limits. Windstorm coverage can add 200 to 500 dollars more annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Fernandina Beach do?
A condo insurance agent helps you choose a policy that covers your unit interior personal property and liability. They explain how the association master policy interacts with your individual coverage. They also advise on Florida specific requirements like windstorm deductibles.
Do I need flood insurance for my Fernandina Beach condo?
Yes flood insurance is highly recommended for Fernandina Beach condos near the coast. Standard condo policies do not cover flood damage. You can buy flood insurance through the National Flood Insurance Program or a private insurer.
How does Florida law affect condo insurance requirements?
Florida Statute 718.111 requires condo associations to maintain property insurance on the building. However individual owners must insure their own unit improvements and personal belongings. You should review your association documents to understand your exact responsibilities.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.